South Dakota / Lawrence County

Moving to Spearfish, SD

Thinking of making a move to Spearfish, SD? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Spearfish, SD

Considering a move to Spearfish, SD? This welcoming community of 12,800 residents offers a blend of suburban charm and convenience, with median home prices around $340,000 and average rents near $980. Commute times average 13 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (65% annually), ideal for families and commuters alike. Explore Spearfish's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Spearfish, SD

Spearfish has a population of 12,800 residents, offering a diverse community with a median age of nearly 34 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 93% White, 1% Black, and 1% Asian residents, and over 6% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
12,800
Density
1,300 per sq mi
Median Age
33.9
Gender Ratio
95 males per 100 females
Non-English Speakers Percentage
5.6%

Ethnic Composition

White
92.5%
Black
0.7%
Asian
0.8%
Others
6.0%

Cost Of Living

What is the average cost of living in Spearfish, SD?

The cost of living in Spearfish is higher than the national average, with a cost of living index of 96.2. Median home values are around $340,000 and average rents for a two-bedroom apartment are approximately $980. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$340,000
Gross Rent
$980
Monthly Electricity Charges
$123
Auto Insurance
$1,120
House Owner Cost With Mortgage
$1,410
House Owner Cost Without Mortgage
$480
State Taxes
Low: 0%| High: 0%
Cost Of Living Index
96.2
Grocery
97.5
Housing
87.2
Utilities
97.8
Transportation
92.5
Health Care
99.3
Miscellaneous
98.0

Crime

Is Spearfish, SD a safe place to live?

Spearfish is considered a safe community, with a low violent crime rate of 180 incidents per 100,000 residents and a property crime chance of 1 in 69. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in South Dakota.

Violent Crimes Per 100k
180
Property Crimes Per 100k
1,450
Crime Index
1,630
Chance Of Violent Crime
1 in 555
Chance Of Property Crime
1 in 69

Weather

What is the weather like in Spearfish, SD year-round?

Spearfish experiences four distinct seasons, with warm summers reaching highs of 84°F and cold winters dipping to 15°F. The area receives about 23 inches of rainfall annually and enjoys sunshine on 65% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
15°F
Max
35°F

Summer

Min
55°F
Max
84°F

Spring

Min
32°F
Max
62°F

Fall

Min
35°F
Max
66°F
Average Rainfall Inches
22.6 inches
Sunny Days Percentage
65%

Neighbors

The neighborhood boasts a healthy median household income of $56,700 and a low poverty rate of 13.4%. Over 95% of residents have at least a high school diploma, and nearly 34% hold a bachelor's degree or higher. Commute times average 13 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,200
Household Income
$56,700
Family Income
$69,000
Per Capita Income
$28,800
Income Male
$37,900
Income Female
$31,500
Poverty Rate
13.4%
Non English Speakers
5.6%
Rent
$980
Unemployment Rate
2.7%
Public Transport Usage
0.7%
Commute Time
13.4 minutes

Education

High School or Higher
95.2%
Bachelors or More
34.1%

Education

How are the schools in Spearfish, SD?

Spearfish offers quality education options, with public schools like Spearfish High School and West Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Black Hills State University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Spearfish High School
Street
1725 N Main St
Phone
605-717-1211
Students
580
Student Teacher Ratio
15.9
Name
West Elementary School
Street
920 King St
Phone
605-717-1209
Students
410
Student Teacher Ratio
14.7

Private Schools

Name
Black Hills Christian Academy
Street
630 S 32nd St
Phone
605-722-1276
Students
110

Colleges

Name
Black Hills State University
City
Spearfish
State
SD
Distance
0 miles
Students
3,400

Healthcare

Spearfish residents have access to quality healthcare, with major hospitals like Monument Health Spearfish Hospital nearby. The community benefits from a high physician-to-resident ratio of 2.4 per 1,000 people and 89.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Monument Health Spearfish Hospital
Address
1440 N Main St, Spearfish, SD 57783
Phone
(605) 644-4000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
2.4
Health Insurance Coverage
89.4%
Health Care Index
77.8

Housing Market

What is the housing market like in Spearfish, SD?

The local housing market is strong, with a median home price of $340,000 and an owner-occupied rate of nearly 60%. The market has seen a 6.9% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Spearfish offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$340,000
Average Rent For 2 Bedroom
$980
Owner Occupied Rate
59.8%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
6.9%
New Construction Rate
2.1%
Foreclosure Rate
0.3%

DMV Information

Residents of Spearfish handle vehicle services through the South Dakota Department of Public Safety – Driver Licensing, conveniently located in Rapid City. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
South Dakota
Department
South Dakota Department of Public Safety – Driver Licensing
Address
130 Kansas City St, Suite 100, Rapid City, SD 57701
Phone
605-773-6883

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Spearfish, SD

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Spearfish, review the core fields on this page: population 12,800, median home value $340,000, average rent for 2 bedroom $980, commute time 13.4 minutes, and sunny days percentage 65%.

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