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Moving to Spectacle Lake, MN

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Everything You Should Know Before Moving to Spectacle Lake, MN

Considering a move to Spectacle Lake, MN? This welcoming community of 1,200 residents offers a blend of suburban charm and convenience, with median home prices around $295,000 and average rents near $1,025. Commute times average 32 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (57% annually), ideal for families and commuters alike. Explore Spectacle Lake's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Spectacle Lake, MN

Spectacle Lake has a population of 1,200 residents, offering a diverse community with a median age of nearly 48 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 1% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,200
Density
55 per sq mi
Median Age
48.2
Gender Ratio
103 males per 100 females
Non-English Speakers Percentage
3.2%

Ethnic Composition

White
94.5%
Black
0.6%
Asian
0.8%
Others
4.1%

Cost Of Living

What is the average cost of living in Spectacle Lake, MN?

The cost of living in Spectacle Lake is higher than the national average, with a cost of living index of 96.4. Median home values are around $295,000 and average rents for a two-bedroom apartment are approximately $1,025. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$295,000
Gross Rent
$1,025
Monthly Electricity Charges
$120
Auto Insurance
$1,120
House Owner Cost With Mortgage
$1,625
House Owner Cost Without Mortgage
$510
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
96.4
Grocery
97.1
Housing
93.2
Utilities
98.8
Transportation
95.5
Health Care
97.7
Miscellaneous
95.0

Crime

Is Spectacle Lake, MN a safe place to live?

Spectacle Lake is considered a safe community, with a low violent crime rate of 68 incidents per 100,000 residents and a property crime chance of 1 in 194. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
68
Property Crimes Per 100k
620
Crime Index
688
Chance Of Violent Crime
1 in 1,470
Chance Of Property Crime
1 in 194

Weather

What is the weather like in Spectacle Lake, MN year-round?

Spectacle Lake experiences four distinct seasons, with warm summers reaching highs of 80°F and cold winters dipping to 2°F. The area receives about 30 inches of rainfall annually and enjoys sunshine on 57% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
2°F
Max
22°F

Summer

Min
55°F
Max
80°F

Spring

Min
32°F
Max
59°F

Fall

Min
34°F
Max
60°F
Average Rainfall Inches
29.8 inches
Sunny Days Percentage
57%

Neighbors

The neighborhood boasts a healthy median household income of $66,800 and a low poverty rate of 8.8%. Over 95% of residents have at least a high school diploma, and nearly 32% hold a bachelor's degree or higher. Commute times average 32 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,500
Household Income
$66,800
Family Income
$75,400
Per Capita Income
$33,200
Income Male
$41,500
Income Female
$32,000
Poverty Rate
8.8%
Non English Speakers
3.2%
Rent
$1,025
Unemployment Rate
3.7%
Public Transport Usage
0.8%
Commute Time
32.1 minutes

Education

High School or Higher
94.8%
Bachelors or More
31.9%

Education

How are the schools in Spectacle Lake, MN?

Spectacle Lake offers quality education options, with public schools like Ogilvie Elementary School and Ogilvie High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Pine Technical & Community College and Anoka-Ramsey Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Ogilvie Elementary School
Street
333 School Dr
Phone
320-272-5055
Students
320
Student Teacher Ratio
14.1
Name
Ogilvie High School
Street
333 School Dr
Phone
320-272-5055
Students
200
Student Teacher Ratio
13.2

Private Schools

Name
St. Mary's Catholic School
Street
201 Forest Ave E, Mora, MN 55051
Phone
320-679-1515
Students
110

Colleges

Name
Pine Technical & Community College
City
Pine City
State
MN
Distance
22 miles
Students
1,200
Name
Anoka-Ramsey Community College
City
Cambridge
State
MN
Distance
31 miles
Students
4,500

Healthcare

Spectacle Lake residents have access to quality healthcare, with major hospitals like Welia Health - Mora and Fairview Northland Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 92.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Welia Health - Mora
Address
301 Highway 65 S, Mora, MN 55051
Phone
(320) 679-1212
Type
General & Surgical
Emergency Services
Yes
Name
Fairview Northland Medical Center
Address
911 Northland Dr, Princeton, MN 55371
Phone
(763) 389-1313
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
92.6%
Health Care Index
77.8

Housing Market

What is the housing market like in Spectacle Lake, MN?

The local housing market is strong, with a median home price of $295,000 and an owner-occupied rate of nearly 87%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.9%. Spectacle Lake offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$295,000
Average Rent For 2 Bedroom
$1,025
Owner Occupied Rate
87.1%
Rental Vacancy Rate
6.9%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.3%
Foreclosure Rate
0.4%

DMV Information

Residents of Spectacle Lake handle vehicle services through the Minnesota Department of Public Safety - Driver and Vehicle Services, conveniently located in St. Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Department of Public Safety - Driver and Vehicle Services
Address
445 Minnesota St, Suite 190, St. Paul, MN 55101
Phone
651-297-3298

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Spectacle Lake, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Spectacle Lake, review the core fields on this page: population 1,200, median home value $295,000, average rent for 2 bedroom $1,025, commute time 32.1 minutes, and sunny days percentage 57%.

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