Everything You Should Know Before Moving to Spelter City, OK
Considering a move to Spelter City, OK? This small community of about 350 residents offers affordable living, with median home prices around $102,000 and average rents at $780. Residents enjoy a relaxed pace with average commutes of just over 22 minutes and more than 60% sunny days each year. While the crime rate is moderate for the region, local schools and healthcare options are accessible in nearby Cushing. Spelter City is ideal for those seeking small-town charm, budget-friendly housing, and a friendly Oklahoma lifestyle.
Demographics - Spelter City, OK
Demographics - Spelter City, OK
Spelter City is a small and close-knit community of about 350 residents, with a median age of 38.2 years and a fairly balanced gender ratio. The population is primarily White, with a significant Native American presence and nearly one in ten residents speaking a language other than English at home. The city’s moderate population density gives it a quiet, neighborly atmosphere ideal for those seeking a slower pace of life.
Population:
350
Density:
620 per sq mi
Median Age:
38.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
9.1%
Ethnic Composition
White:
70.2%
Black:
2.3%
Others:
4.4%
Cost Of Living
What is the average cost of living in Spelter City, OK?
Living in Spelter City is highly affordable, with a median home value of $102,000 and average rents at $780, making it budget-friendly compared to national averages. The overall cost of living index is 80.4, with lower-than-average expenses for housing and utilities. Residents benefit from reasonable state taxes and manageable household costs, making it an attractive option for cost-conscious movers.
Median House Value:
$102,000
Gross Rent:
$780
Monthly Electricity Charges:
$120
Auto Insurance:
$1,210
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
0.5%
|
High:
5.0%
Cost Of Living Index:
80.4
Grocery:
93.0
Housing:
56.0
Utilities:
94.2
Transportation:
83.6
Health Care:
90.1
Miscellaneous:
87.0
Crime
Is Spelter City, OK a safe place to live?
Spelter City experiences moderate crime rates for its size, with around 350 violent crimes and 2,150 property crimes per 100,000 residents. The chance of being a victim of violent crime is about 1 in 285, while property crime risk is 1 in 46. While these figures are on par with many small communities, residents appreciate the close-knit feel that supports neighborhood safety.
Violent Crimes Per 100k:
350
Property Crimes Per 100k:
2,150
Crime Index:
2,500
Chance Of Violent Crime:
1 in 285
Chance Of Property Crime:
1 in 46
Weather
What is the weather like in Spelter City, OK year-round?
Residents enjoy a varied climate, with mild winters averaging lows around 28°F and warm summers reaching up to 93°F. The city receives about 39 inches of rainfall annually and boasts 63% sunny days, ideal for outdoor activities. Seasonal changes are noticeable, offering a pleasant mix of all four seasons.
Winter
Min:
28°F
Max:
51°F
Spring
Min:
48°F
Max:
72°F
Summer
Min:
70°F
Max:
93°F
Fall
Min:
50°F
Max:
74°F
Average Rainfall Inches:
38.7 inches
Sunny Days Percentage:
63%
Neighbors
Spelter City’s households typically earn a median income of $34,000, with a family income average of $54,700 and a poverty rate of 15.9%. The community is well-educated for its size, with over 85% of adults holding at least a high school diploma and nearly 15% with a bachelor’s degree or higher. Most residents commute about 22 minutes to work and rely on personal transportation due to limited public transit options.
Median Income:
$34,000
Household Income:
$44,800
Family Income:
$54,700
Per Capita Income:
$20,300
Income Male:
$38,000
Income Female:
$29,000
Poverty Rate:
15.9%
Non English Speakers:
9.1%
Rent:
$780
Unemployment Rate:
4.1%
Public Transport Usage:
0.2%
Commute Time:
22.3 minutes
Education
High School or Higher:
85.6%
Bachelors or More:
14.8%
Education
How are the schools in Spelter City, OK?
Families in Spelter City have access to local public schools, such as Cushing High School and Cushing Middle School, both offering supportive environments and manageable student-teacher ratios. While there are no private schools in town, Oklahoma State University in Stillwater is just 22 miles away, providing higher education opportunities. The area’s educational resources meet the needs of both young students and adults pursuing further learning.
Public Schools
Name:
Cushing High School
Street:
1700 E Walnut St
Phone:
918-225-6622
Students:
570
Student Teacher Ratio:
15.5
Name:
Cushing Middle School
Street:
521 S Harmony Rd
Phone:
918-225-1314
Students:
400
Student Teacher Ratio:
16.0
Colleges
Name:
Oklahoma State University
City:
Stillwater
State:
OK
Distance:
22 miles
Students:
24,600
Healthcare
Access to healthcare in Spelter City is supported by nearby facilities like Hillcrest Hospital Cushing, which offers general and emergency services. The area has 1.7 physicians per 1,000 residents, and nearly 90% of the population has health insurance coverage. These factors provide residents with reliable and convenient medical care.
Major Hospitals
Name:
Hillcrest Hospital Cushing
Address:
1027 E Cherry St, Cushing, OK 74023
Phone:
(918) 225-2915
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.5%
Health Care Index:
68.2
Housing Market
What is the housing market like in Spelter City, OK?
The local housing market is stable and affordable, with a median home price of $102,000 and owner occupancy at over 67%. Rental options are available, with average two-bedroom rents at $780 and a vacancy rate of 8.7%. Modest home appreciation and low foreclosure rates contribute to a steady, accessible market for buyers and renters alike.
Median Home Price:
$102,000
Average Rent For 2 Bedroom:
$780
Owner Occupied Rate:
67.4%
Rental Vacancy Rate:
8.7%
Home Appreciation Rate (1yr):
4.5%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
Spelter City residents are served by the Oklahoma Department of Public Safety, located in Oklahoma City. For driver licensing, vehicle registration, and related services, the department can be reached by phone or online for up-to-date information and resources. This ensures convenient access to essential transportation services for all residents.
State:
Oklahoma
Department:
Oklahoma Department of Public Safety
Address:
3600 N. Martin Luther King Ave, Oklahoma City, OK 73111
Phone:
1-405-425-2300
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.