New York / County

Moving to Spencer Settlement, NY

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Everything You Should Know Before Moving to Spencer Settlement, NY

Considering a move to Spencer Settlement, NY? This welcoming community of 1,300 residents offers a blend of suburban charm and convenience, with median home prices around $128,000 and average rents near $780. Commute times average 28 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (48% annually), ideal for families and commuters alike. Explore Spencer Settlement's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Spencer Settlement, NY

Spencer Settlement has a population of 1,300 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 96% White, 1% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,300
Density
40 per sq mi
Median Age
45.2
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
3.1%

Ethnic Composition

White
95.6%
Black
1.2%
Asian
0.7%
Others
2.5%

Cost Of Living

What is the average cost of living in Spencer Settlement, NY?

The cost of living in Spencer Settlement is higher than the national average, with a cost of living index of 87.3. Median home values are around $128,000 and average rents for a two-bedroom apartment are approximately $780. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$128,000
Gross Rent
$780
Monthly Electricity Charges
$115
Auto Insurance
$1,120
House Owner Cost With Mortgage
$1,140
House Owner Cost Without Mortgage
$420
State Taxes
Low: 4.0%| High: 8.82%
Cost Of Living Index
87.3
Grocery
98.0
Housing
65.6
Utilities
102.4
Transportation
92.7
Health Care
98.3
Miscellaneous
95.1

Crime

Is Spencer Settlement, NY a safe place to live?

Spencer Settlement is considered a safe community, with a low violent crime rate of 98 incidents per 100,000 residents and a property crime chance of 1 in 166. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in New York.

Violent Crimes Per 100k
98
Property Crimes Per 100k
785
Crime Index
883
Chance Of Violent Crime
1 in 1,020
Chance Of Property Crime
1 in 166

Weather

What is the weather like in Spencer Settlement, NY year-round?

Spencer Settlement experiences four distinct seasons, with warm summers reaching highs of 80°F and cold winters dipping to 14°F. The area receives about 37 inches of rainfall annually and enjoys sunshine on 48% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
14°F
Max
32°F

Summer

Min
54°F
Max
80°F

Spring

Min
33°F
Max
62°F

Fall

Min
37°F
Max
66°F
Average Rainfall Inches
36.8 inches
Sunny Days Percentage
48%

Neighbors

The neighborhood boasts a healthy median household income of $59,800 and a low poverty rate of 13.3%. Over 92% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 28 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$32,500
Household Income
$59,800
Family Income
$66,000
Per Capita Income
$28,200
Income Male
$38,000
Income Female
$29,600
Poverty Rate
13.3%
Non English Speakers
3.1%
Rent
$780
Unemployment Rate
4.8%
Public Transport Usage
0.5%
Commute Time
27.5 minutes

Education

High School or Higher
91.7%
Bachelors or More
18.2%

Education

How are the schools in Spencer Settlement, NY?

Spencer Settlement offers quality education options, with public schools like Campbell-Savona Junior/Senior High School and Campbell-Savona Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Corning Community College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Campbell-Savona Junior/Senior High School
Street
8455 County Route 125, Campbell, NY 14821
Phone
607-527-9800
Students
350
Student Teacher Ratio
11.5
Name
Campbell-Savona Elementary School
Street
64 East Lamoka Ave, Savona, NY 14879
Phone
607-583-4552
Students
380
Student Teacher Ratio
11.0

Colleges

Name
Corning Community College
City
Corning
State
NY
Distance
15 miles
Students
3,600

Healthcare

Spencer Settlement residents have access to quality healthcare, with major hospitals like Guthrie Corning Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.1 per 1,000 people and 94.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Guthrie Corning Hospital
Address
1 Guthrie Drive, Corning, NY 14830
Phone
(607) 937-7200
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.1
Health Insurance Coverage
94.0%
Health Care Index
69.2

Housing Market

What is the housing market like in Spencer Settlement, NY?

The local housing market is strong, with a median home price of $128,000 and an owner-occupied rate of nearly 82%. The market has seen a 2.3% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Spencer Settlement offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$128,000
Average Rent For 2 Bedroom
$780
Owner Occupied Rate
82.4%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
2.3%
New Construction Rate
0.6%
Foreclosure Rate
0.3%

DMV Information

Residents of Spencer Settlement handle vehicle services through the New York State Department of Motor Vehicles, conveniently located in Bath. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
New York
Department
New York State Department of Motor Vehicles
Address
6 Court Street, Bath, NY 14810
Phone
1-518-486-9786

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Spencer Settlement, NY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Spencer Settlement, review the core fields on this page: population 1,300, median home value $128,000, average rent for 2 bedroom $780, commute time 27.5 minutes, and sunny days percentage 48%.

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