Everything You Should Know Before Moving to Spencertown, NY
Considering a move to Spencertown, NY? This charming hamlet of about 1,500 residents offers a tranquil rural lifestyle with a high rate of home ownership and a median home price around $495,000. The area enjoys low crime rates, short average commutes of 26 minutes, and access to well-rated local schools. With a slightly higher cost of living, beautiful four-season weather, and a highly educated population, Spencertown is perfect for those seeking peace, community, and natural beauty in upstate New York.
Demographics - Spencertown, NY
Demographics - Spencertown, NY
Spencertown is a small, close-knit community of about 1,500 residents, primarily White, with a median age of 54, reflecting a mature population. The area has a slightly higher proportion of females to males and a modest percentage of non-English speakers, creating a peaceful, homogenous environment ideal for those seeking a quiet rural lifestyle.
Population:
1,500
Density:
45 per sq mi
Median Age:
54.0
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
7.0%

Ethnic Composition
White:
93.2%
Black:
2.1%
Asian:
1.2%
Others:
3.5%
Cost Of Living
What is the average cost of living in Spencertown, NY?
The cost of living in Spencertown is above the national average, with a median home value around $495,000 and typical rents at $1,300 per month. Residents can expect higher-than-average expenses for housing, groceries, and utilities, making the area best suited for those with stable incomes.
Median House Value:
$495,000
Gross Rent:
$1,300
Monthly Electricity Charges:
$145
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$715
State Taxes:
Low:
4%
|
High:
10.9%
Cost Of Living Index:
124.3
Grocery:
112.0
Housing:
136.0
Utilities:
115.0
Transportation:
117.0
Health Care:
109.0
Miscellaneous:
111.0
Crime
Is Spencertown, NY a safe place to live?
Spencertown enjoys very low crime rates, with just 82 violent crimes and 480 property crimes per 100,000 people, making it one of the safer communities in the region. Residents benefit from a strong sense of security and peace of mind.
Violent Crimes Per 100k:
82
Property Crimes Per 100k:
480
Crime Index:
562
Chance Of Violent Crime:
1 in 1,220
Chance Of Property Crime:
1 in 208
Weather
What is the weather like in Spencertown, NY year-round?
Spencertown experiences all four seasons, with cold, snowy winters (lows around 15°F), warm summers (highs up to 81°F), and a comfortable spring and fall. The area receives about 44.5 inches of rain annually and enjoys sunshine over half the year, appealing to those who appreciate diverse weather.

Winter
Min:
15°F
Max:
34°F

Spring
Min:
38°F
Max:
67°F

Summer
Min:
59°F
Max:
81°F

Fall
Min:
42°F
Max:
68°F
Average Rainfall Inches:
44.5 inches
Sunny Days Percentage:
56%
Neighbors
Local households in Spencertown are generally well-off, with a median family income of $105,000 and a low poverty rate of 6.8%. The community is highly educated, with over half holding a bachelor’s degree or higher, and residents typically enjoy short commutes and low unemployment.
Median Income:
$38,000
Household Income:
$92,000
Family Income:
$105,000
Per Capita Income:
$51,500
Income Male:
$56,000
Income Female:
$44,000
Poverty Rate:
6.8%
Non English Speakers:
7.0%
Rent:
$1,300
Unemployment Rate:
3.7%
Public Transport Usage:
0.8%
Commute Time:
26.4 minutes

Education
High School or Higher:
95.1%
Bachelors or More:
52.4%
Education
How are the schools in Spencertown, NY?
Spencertown families have access to well-rated public schools like Chatham High School and Mary E. Dardess Elementary, both offering low student-teacher ratios. Several private and nearby college options, including Columbia-Greene Community College and Bard College, provide excellent educational opportunities from early years through higher education.

Public Schools
Name:
Chatham High School
Street:
50 Woodbridge Ave
Phone:
518-392-2400
Students:
410
Student Teacher Ratio:
12.5
Name:
Mary E. Dardess Elementary
Street:
50 Woodbridge Ave
Phone:
518-392-1530
Students:
380
Student Teacher Ratio:
10.8

Private Schools
Name:
Hawthorne Valley Waldorf School
Street:
330 County Route 21C
Phone:
518-672-7092
Students:
300

Colleges
Name:
Columbia-Greene Community College
City:
Hudson
State:
NY
Distance:
14 miles
Students:
1,600
Name:
Bard College
City:
Annandale-on-Hudson
State:
NY
Distance:
21 miles
Students:
2,500
Healthcare
Healthcare access is strong in Spencertown, with Columbia Memorial Health nearby and 95% of residents covered by health insurance. The area offers a good ratio of physicians and quality emergency services, supporting the well-being of the community.

Major Hospitals
Name:
Columbia Memorial Health
Address:
71 Prospect Ave, Hudson, NY 12534
Phone:
(518) 828-7601
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.3
Health Insurance Coverage:
95.0%
Health Care Index:
77.2
Housing Market
What is the housing market like in Spencertown, NY?
The housing market in Spencertown is characterized by high owner-occupancy at 82% and a median home price of $495,000. Home values have shown steady appreciation, while rental options remain limited, reflecting a stable and desirable real estate environment.
Median Home Price:
$495,000
Average Rent For 2 Bedroom:
$1,300
Owner Occupied Rate:
82.4%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.7%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Residents of Spencertown are served by the New York State Department of Motor Vehicles, with the nearest major office in Albany and convenient online services available. The DMV provides assistance for licensing, registration, and other vehicle needs.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
518-486-9786 DMV Call Center, Albany, NY 12228
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.