Everything You Should Know Before Moving to Spencerville, OH
Thinking of moving to Spencerville, OH? This friendly village has a population of about 2,230 and offers affordable living, with median home prices around $145,000 and rents near $800. Enjoy a safe, close-knit community with low crime rates, short average commutes of 22 minutes, and strong local schools. Spencerville is ideal for those looking for small-town charm, easy access to healthcare, and a moderate Midwest climate with about 54% sunny days each year.
Demographics - Spencerville, OH
Demographics - Spencerville, OH
Spencerville is a small village with a population of around 2,230, featuring a median age of 37.8 and a balanced gender ratio. The community is predominantly White, with a low percentage of non-English speakers, creating a close-knit, homogenous atmosphere. Its moderate population density adds to the small-town feel that many residents appreciate.
Population:
2,230
Density:
1,250 per sq mi
Median Age:
37.8
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
2.4%

Ethnic Composition
White:
96.1%
Black:
0.9%
Asian:
0.3%
Others:
2.7%
Cost Of Living
What is the average cost of living in Spencerville, OH?
Living in Spencerville is highly affordable, with a cost of living index well below the national average. The median home value is about $145,000 and average rents hover around $800, making it attractive for both homeowners and renters. Utilities and everyday expenses remain manageable, further enhancing the area’s budget-friendly appeal.
Median House Value:
$145,000
Gross Rent:
$800
Monthly Electricity Charges:
$120
Auto Insurance:
$950
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
0.5%
|
High:
4.8%
Cost Of Living Index:
81.5
Grocery:
93.0
Housing:
52.0
Utilities:
93.5
Transportation:
86.2
Health Care:
90.0
Miscellaneous:
96.0
Crime
Is Spencerville, OH a safe place to live?
Spencerville enjoys low crime rates compared to many U.S. towns, with a violent crime rate of just 110 per 100,000 residents and property crime remaining relatively uncommon. Residents can expect a safe environment, with the chance of encountering violent crime estimated at 1 in 910. This makes Spencerville a reassuring option for families and individuals seeking peace of mind.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
1,180
Crime Index:
1,290
Chance Of Violent Crime:
1 in 910
Chance Of Property Crime:
1 in 85
Weather
What is the weather like in Spencerville, OH year-round?
The village experiences all four seasons, with winters averaging lows around 19°F and summers reaching highs of 84°F. Spencerville receives about 36.7 inches of rainfall annually and enjoys 54% sunny days, creating a pleasant Midwest climate. Seasonal changes offer variety, making it ideal for those who appreciate diverse weather patterns.

Winter
Min:
19°F
Max:
35°F

Spring
Min:
42°F
Max:
65°F

Summer
Min:
62°F
Max:
84°F

Fall
Min:
44°F
Max:
68°F
Average Rainfall Inches:
36.7 inches
Sunny Days Percentage:
54%
Neighbors
Typical household incomes in Spencerville are modest, with a median income of $36,000 and a family income of $65,100. Most residents commute about 22 minutes to work, and the community boasts a high school graduation rate above 91%. With a poverty rate of 12.2%, the area maintains a stable, hardworking population.
Median Income:
$36,000
Household Income:
$56,200
Family Income:
$65,100
Per Capita Income:
$23,500
Income Male:
$44,000
Income Female:
$31,000
Poverty Rate:
12.2%
Non English Speakers:
2.4%
Rent:
$800
Unemployment Rate:
4.8%
Public Transport Usage:
0.3%
Commute Time:
22.1 minutes

Education
High School or Higher:
91.7%
Bachelors or More:
17.2%
Education
How are the schools in Spencerville, OH?
The village offers quality public education with favorable student-teacher ratios, and local schools provide a supportive learning environment. Higher education opportunities are accessible just 13 miles away at Rhodes State College and Ohio State University – Lima. Families benefit from the area’s strong high school graduation rate and nearby college options.

Public Schools
Name:
Spencerville Elementary School
Street:
600 School Street
Phone:
419-647-4113
Students:
490
Student Teacher Ratio:
16.2
Name:
Spencerville Middle School
Street:
2500 Wisher Drive
Phone:
419-647-4113
Students:
320
Student Teacher Ratio:
14.7

Colleges
Name:
Rhodes State College
City:
Lima
State:
OH
Distance:
13 miles
Students:
4,100
Name:
Ohio State University – Lima
City:
Lima
State:
OH
Distance:
13 miles
Students:
1,000
Healthcare
Spencerville residents have convenient access to quality healthcare, including major facilities such as Mercy Health – St. Rita’s Medical Center nearby. The community is well-covered, with over 91% of residents insured and a solid physician-to-population ratio. Health services are accessible, supporting local well-being and peace of mind.

Major Hospitals
Name:
Mercy Health – St. Rita’s Medical Center
Address:
730 W Market St, Lima, OH 45801
Phone:
(419) 227-3361
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
91.5%
Health Care Index:
76.2
Housing Market
What is the housing market like in Spencerville, OH?
The housing market is stable and affordable, with median home prices around $145,000 and strong owner-occupancy at 74.5%. Rental options are available, with average two-bedroom rents at $800 and a vacancy rate of 6.7%. Home values have seen modest appreciation, making it an inviting area for both buyers and renters.
Median Home Price:
$145,000
Average Rent For 2 Bedroom:
$800
Owner Occupied Rate:
74.5%
Rental Vacancy Rate:
6.7%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Spencerville residents are served by the Ohio Bureau of Motor Vehicles office in nearby Lima, offering full DMV services and convenient access. The location provides vehicle registration, licensing, and other essential services for Ohio drivers. Information and appointments can be easily managed through the state DMV website.
State:
Ohio
Department:
Ohio Bureau of Motor Vehicles
Address:
1580 N. Cable Rd, Lima, OH 45805
Phone:
(419) 229-6015
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.