Everything You Should Know Before Moving to Spillville, IA
Considering a move to Spillville, IA? This small, friendly town of just 368 residents boasts a low cost of living, with median home values around $116,000 and average rents at $650. The community enjoys low crime rates, short average commutes of 19 minutes, and access to quality schools and nearby healthcare. Spillville’s relaxed pace, affordable housing, and scenic Iowa setting make it a welcoming choice for families and retirees alike.
Demographics - Spillville, IA
Demographics - Spillville, IA
Spillville is a small, close-knit community with a population of 368, a median age of 43.7, and a predominantly White population. The town offers a balanced gender ratio and a low percentage of non-English speakers, creating a welcoming and familiar environment for newcomers.
Population:
368
Density:
400 per sq mi
Median Age:
43.7
Gender Ratio:
103 males per 100 females
Non-English Speakers Percentage:
2.2%

Ethnic Composition
White:
97.5%
Black:
0.3%
Asian:
0.5%
Others:
1.7%
Cost Of Living
What is the average cost of living in Spillville, IA?
With a cost of living index of 83.5, Spillville is notably affordable, featuring median home values around $116,000 and average rents at $650. Utilities and everyday expenses remain below the national average, making the town a budget-friendly choice for families and individuals.
Median House Value:
$116,000
Gross Rent:
$650
Monthly Electricity Charges:
$120
Auto Insurance:
$900
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
83.5
Grocery:
93.2
Housing:
57.4
Utilities:
91.1
Transportation:
85.8
Health Care:
91.0
Miscellaneous:
87.5
Crime
Is Spillville, IA a safe place to live?
Spillville experiences low crime rates, with violent crime at just 110 incidents per 100,000 residents and property crime at 975 per 100,000. Residents enjoy a strong sense of safety, with a much lower chance of encountering crime compared to larger cities.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
975
Crime Index:
1,085
Chance Of Violent Crime:
1 in 900
Chance Of Property Crime:
1 in 102
Weather
What is the weather like in Spillville, IA year-round?
The town enjoys four distinct seasons, with cold winters dropping to 7°F and warm summers peaking at 83°F. Spillville receives about 34 inches of annual rainfall and sees sunshine 57% of the year, offering a pleasant and varied climate for outdoor activities.

Winter
Min:
7°F
Max:
28°F

Spring
Min:
37°F
Max:
62°F

Summer
Min:
58°F
Max:
83°F

Fall
Min:
38°F
Max:
65°F
Average Rainfall Inches:
34.1 inches
Sunny Days Percentage:
57%
Neighbors
Local households in Spillville have a median income of $65,300, and the area maintains a low unemployment rate of 2.9%. Residents benefit from a strong sense of community, short average commutes of 19 minutes, and a high educational attainment, with nearly 94% holding a high school diploma or higher.
Median Income:
$36,850
Household Income:
$65,300
Family Income:
$73,000
Per Capita Income:
$31,200
Income Male:
$40,400
Income Female:
$33,100
Poverty Rate:
8.2%
Non English Speakers:
2.2%
Rent:
$650
Unemployment Rate:
2.9%
Public Transport Usage:
0.0%
Commute Time:
19.2 minutes

Education
High School or Higher:
93.8%
Bachelors or More:
22.4%
Education
How are the schools in Spillville, IA?
Spillville offers quality local education with public and private school options, such as South Winneshiek Elementary & Middle School and St. Teresa of Calcutta Catholic School. Nearby, higher education is accessible with Luther College and Northeast Iowa Community College just a short drive away.

Public Schools
Name:
South Winneshiek Elementary & Middle School
Street:
208 E. Broadway St
Phone:
563-562-3269
Students:
410
Student Teacher Ratio:
13:1

Private Schools
Name:
St. Teresa of Calcutta Catholic School
Street:
300 Hill St
Phone:
563-562-3291
Students:
130

Colleges
Name:
Luther College
City:
Decorah
State:
IA
Distance:
12 miles
Students:
1,800
Name:
Northeast Iowa Community College
City:
Calmar
State:
IA
Distance:
7 miles
Students:
4,700
Healthcare
Spillville residents have access to quality healthcare, including the nearby Winneshiek Medical Center in Decorah. The town has 1.6 physicians per 1,000 people and a high health insurance coverage rate of 92.8%, ensuring reliable medical care for families and seniors.

Major Hospitals
Name:
Winneshiek Medical Center
Address:
901 Montgomery St, Decorah, IA 52101
Phone:
(563) 382-2911
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
92.8%
Health Care Index:
71.2
Housing Market
What is the housing market like in Spillville, IA?
The housing market in Spillville is accessible, with a median home price of $116,000 and owner occupancy rates above 83%. Home values have seen steady appreciation, and rental options remain affordable with moderate vacancy rates, making it appealing for both buyers and renters.
Median Home Price:
$116,000
Average Rent For 2 Bedroom:
$650
Owner Occupied Rate:
83.1%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.7%
Foreclosure Rate:
0.2%
DMV Information
Vehicle services for Spillville residents are managed by the Iowa Department of Transportation, with resources available online and at the main office in Ankeny. The DMV offers comprehensive support for licensing, registration, and other driving needs.
State:
Iowa
Department:
Iowa Department of Transportation
Address:
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone:
1-800-532-1121
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.