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Spirit Lake, IA
Considering a move to Spirit Lake, IA? This scenic city of 5,500 residents offers affordable living with a median home price around $270,000 and average rents at $900. Enjoy a relaxed lifestyle with short 13-minute commutes, low violent crime (178 per 100K), and strong educational opportunities in highly rated schools. Spirit Lake boasts four distinct seasons, 62% sunny days, and proximity to lakes and outdoor recreation, making it a safe and welcoming choice for families and retirees alike.
Spirit Lake is a close-knit community of about 5,500 residents, with a median age of 45 and a population density of 1,100 people per square mile. The city is predominantly White, with a small but growing diversity, and around 4.5% of residents speak a language other than English at home. The gender ratio is nearly balanced, making it a welcoming place for people of all backgrounds.
Living in Spirit Lake is affordable, with a median home value of $270,000 and average rents near $900 per month. The overall cost of living index is below the national average, and essentials like groceries, utilities, and transportation remain budget-friendly. Iowa’s moderate state tax rates also contribute to a manageable cost of living for families and retirees.
Spirit Lake experiences low crime rates, with only 178 violent crimes per 100,000 residents and a 1 in 561 chance of being a victim of violent crime. Property crime is also lower than many cities, making Spirit Lake a safe place to call home. Residents appreciate the community’s sense of security and peace of mind.
Spirit Lake enjoys all four seasons, with warm summers reaching highs around 82°F and cold winters dipping to 8°F. The area receives about 29.5 inches of rainfall annually and experiences 62% sunny days, offering plenty of opportunities for outdoor recreation. Mild springs and crisp autumns add to the city’s seasonal charm.
Residents of Spirit Lake benefit from a median household income of $70,100 and a low unemployment rate of 2.9%. Neighbors are well-educated, with over 95% holding a high school diploma and 33% earning a bachelor's degree or higher. The short average commute of 13 minutes and strong sense of community create a friendly, connected atmosphere.
Spirit Lake offers quality education through its public schools, where low student-teacher ratios foster personalized learning and strong academic outcomes. The city also features a private school option and is just 20 miles from Iowa Lakes Community College, expanding opportunities for higher education and lifelong learning. Families in Spirit Lake benefit from a supportive and well-rounded educational environment.
Healthcare in Spirit Lake is anchored by Lakes Regional Healthcare, which provides comprehensive general and surgical services with emergency care available. With 2.3 physicians per 1,000 residents and over 94% of people insured, the city ensures accessible and reliable medical support. The healthcare index reflects above-average service quality for a city of its size.
The Spirit Lake housing market offers stability and value, with a median home price of $270,000 and a 5.2% annual appreciation rate. Around 71% of homes are owner-occupied, and rental options remain accessible with average two-bedroom rents at $900. Low foreclosure and vacancy rates highlight the area’s strong housing demand and community investment.
Residents can handle vehicle registration and licensing through the Iowa Department of Transportation’s Motor Vehicle Division. The nearest regional office is located in Eldora, with online resources available for added convenience. Iowa's DMV services are straightforward and designed to meet the needs of Spirit Lake residents.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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