Everything You Should Know Before Moving to Spotswood, NJ
Considering a move to Spotswood, NJ? This friendly community of about 8,100 residents offers a relaxed pace, affordable living, and a strong sense of neighborhood. With a median home price of $350,000 and average rent around $1,570, Spotswood is more affordable than many nearby towns. Enjoy low crime rates (just 72 violent crimes per 100K), a manageable 33-minute average commute, and well-rated local schools. The town features a classic New Jersey climate with four seasons and easy access to major hospitals and higher ed options. Explore Spotswood for a welcoming, suburban lifestyle close to regional amenities.
Demographics - Spotswood, NJ
Demographics - Spotswood, NJ
Spotswood, NJ is home to about 8,133 residents, offering a close-knit community with a median age of 44.3 years and a population density of 3,200 per square mile. The town is predominantly White (82.5%), with a modest mix of other ethnicities, and about 14% of residents speak a language other than English at home. Its balanced gender ratio and mature population make it appealing for both families and retirees.
Population:
8,133
Density:
3,200 per sq mi
Median Age:
44.3
Gender Ratio:
93 males per 100 females
Non-English Speakers Percentage:
14.2%
Ethnic Composition
White:
82.5%
Black:
3.4%
Asian:
7.0%
Others:
7.1%
Cost Of Living
What is the average cost of living in Spotswood, NJ?
Living in Spotswood means enjoying a cost of living index of 119.7, with median home values around $350,000 and average rents at $1,570 per month. Daily expenses such as groceries, utilities, and transportation are moderately higher than the national average, reflecting its desirable suburban location. State tax rates and homeowner costs are in line with other parts of New Jersey, making it an accessible option for many households.
Median House Value:
$350,000
Gross Rent:
$1,570
Monthly Electricity Charges:
$125
Auto Insurance:
$1,740
House Owner Cost With Mortgage:
$2,040
House Owner Cost Without Mortgage:
$660
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
119.7
Grocery:
115.3
Housing:
126.1
Utilities:
110.5
Transportation:
118.2
Health Care:
109.4
Miscellaneous:
108.2
Crime
Is Spotswood, NJ a safe place to live?
Spotswood stands out for its low crime rates, with just 72 violent crimes and 630 property crimes per 100,000 residents. The chance of experiencing violent crime is 1 in 1,390, offering peace of mind to families and individuals alike. Overall, the community is considered safe and welcoming for newcomers.
Violent Crimes Per 100k:
72
Property Crimes Per 100k:
630
Crime Index:
702
Chance Of Violent Crime:
1 in 1,390
Chance Of Property Crime:
1 in 159
Weather
What is the weather like in Spotswood, NJ year-round?
Residents enjoy a classic four-season climate, with winter lows averaging 24°F and summer highs reaching 86°F. Spotswood receives about 47 inches of rainfall annually and experiences sunshine 54% of the year, creating a pleasant setting for outdoor activities. The mild spring and fall temperatures add to the area’s overall comfort.
Winter
Min:
24°F
Max:
38°F
Spring
Min:
44°F
Max:
65°F
Summer
Min:
64°F
Max:
86°F
Fall
Min:
47°F
Max:
68°F
Average Rainfall Inches:
46.8 inches
Sunny Days Percentage:
54%
Neighbors
Spotswood’s neighboring areas feature a median household income of $85,100 and a family income of $101,200, reflecting a stable middle-class environment. The area boasts a low poverty rate of 5.9% and high educational attainment, with over 92% of adults holding at least a high school diploma. Average commute times are around 33 minutes, and public transportation is accessible for residents.
Median Income:
$43,000
Household Income:
$85,100
Family Income:
$101,200
Per Capita Income:
$39,300
Income Male:
$51,000
Income Female:
$41,500
Poverty Rate:
5.9%
Non English Speakers:
21.8%
Rent:
$1,570
Unemployment Rate:
4.9%
Public Transport Usage:
5.1%
Commute Time:
32.8 minutes
Education
High School or Higher:
92.1%
Bachelors or More:
29.8%
Education
How are the schools in Spotswood, NJ?
Spotswood offers a solid educational environment, with public schools such as Spotswood High School and Memorial Middle School providing low student-teacher ratios around 12:1. Private education is available at Immaculate Conception School, and higher education options like Middlesex College and Rutgers University are just 10–11 miles away. The area's schools are well-regarded, making it an attractive choice for families.
Public Schools
Name:
Spotswood High School
Street:
105 Summerhill Rd
Phone:
732-723-2200
Students:
700
Student Teacher Ratio:
11.8
Name:
Memorial Middle School
Street:
115 Summerhill Rd
Phone:
732-723-2200
Students:
420
Student Teacher Ratio:
11.5
Private Schools
Name:
Immaculate Conception School
Street:
23 Manalapan Rd
Phone:
732-251-3090
Students:
275
Colleges
Name:
Middlesex College
City:
Edison
State:
NJ
Distance:
10 miles
Students:
11,500
Name:
Rutgers University - New Brunswick
City:
New Brunswick
State:
NJ
Distance:
11 miles
Students:
50,000
Healthcare
Residents have convenient access to major hospitals such as Hackensack Meridian Health Raritan Bay Medical Center and Robert Wood Johnson University Hospital, both offering emergency services. With 2.6 physicians per 1,000 people and over 92% health insurance coverage, quality healthcare is readily available. The healthcare index of 73.5 indicates reliable medical resources in the community.
Major Hospitals
Name:
Hackensack Meridian Health Raritan Bay Medical Center
Address:
1 Hospital Plaza, Old Bridge, NJ 08857
Phone:
(732) 360-1000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Robert Wood Johnson University Hospital
Address:
1 Robert Wood Johnson Pl, New Brunswick, NJ 08901
Phone:
(732) 828-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
92.7%
Health Care Index:
73.5
Housing Market
What is the housing market like in Spotswood, NJ?
Spotswood's housing market features a median home price of $350,000 and an average rent for a two-bedroom apartment at $1,570. With nearly 70% of homes owner-occupied and a low rental vacancy rate of 4.6%, the area offers stability for both buyers and renters. Home values have appreciated by 5.2% over the past year, reflecting healthy demand.
Median Home Price:
$350,000
Average Rent For 2 Bedroom:
$1,570
Owner Occupied Rate:
69.5%
Rental Vacancy Rate:
4.6%
Home Appreciation Rate (1yr):
5.2%
New Construction Rate:
1.5%
Foreclosure Rate:
0.6%
DMV Information
Spotswood residents are served by the New Jersey Motor Vehicle Commission, located at 225 E. State Street in Trenton. DMV services such as licensing, registration, and title transfers can be accessed online or by phone at 1-609-292-6500. The state's user-friendly website provides up-to-date information and resources for all motor vehicle needs.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
225 E. State Street, Trenton, NJ 08666
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.