Everything You Should Know Before Moving to Spottsville, KY
Considering a move to Spottsville, KY? With a small-town population of around 2,400, Spottsville offers affordable living, featuring median home prices near $165,000 and average rents around $830. The area maintains low violent crime rates (145 per 100K) and a short average commute of about 22 minutes. Families appreciate the local elementary school, while nearby Henderson offers further educational and healthcare options. Enjoy mild winters, warm summers, and plenty of sunny days in this friendly, close-knit Kentucky community.
Demographics - Spottsville, KY
Demographics - Spottsville, KY
Spottsville, KY is a close-knit community of about 2,400 residents, with a median age of 42 and a balanced gender ratio. The population is predominantly White, and the area has a low percentage of non-English speakers, contributing to a welcoming small-town feel.
Population:
2,400
Density:
180 per sq mi
Median Age:
42.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.3%

Ethnic Composition
White:
94.5%
Black:
2.1%
Asian:
0.6%
Others:
2.8%
Cost Of Living
What is the average cost of living in Spottsville, KY?
Spottsville offers a notably affordable cost of living, with median home values around $165,000 and average rents of $830. Utility and transportation costs are below national averages, making this an attractive option for budget-conscious movers.
Median House Value:
$165,000
Gross Rent:
$830
Monthly Electricity Charges:
$120
Auto Insurance:
$1,325
House Owner Cost With Mortgage:
$1,090
House Owner Cost Without Mortgage:
$380
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
83.7
Grocery:
91.1
Housing:
67.4
Utilities:
91.5
Transportation:
89.0
Health Care:
89.4
Miscellaneous:
84.2
Crime
Is Spottsville, KY a safe place to live?
Residents of Spottsville enjoy a low violent crime rate of 145 per 100,000 people and a property crime risk that is much lower than in larger urban areas. The community's safe environment is a draw for families and retirees alike.
Violent Crimes Per 100k:
145
Property Crimes Per 100k:
1,640
Crime Index:
1,785
Chance Of Violent Crime:
1 in 690
Chance Of Property Crime:
1 in 61
Weather
What is the weather like in Spottsville, KY year-round?
Spottsville experiences mild winters, warm summers, and around 60% sunny days throughout the year. Annual rainfall averages nearly 49 inches, supporting lush landscapes and a pleasant four-season climate.

Winter
Min:
27°F
Max:
45°F

Spring
Min:
48°F
Max:
71°F

Summer
Min:
67°F
Max:
89°F

Fall
Min:
49°F
Max:
73°F
Average Rainfall Inches:
48.7 inches
Sunny Days Percentage:
60%
Neighbors
Households in Spottsville see a median income of about $56,900, with most residents commuting around 22 minutes to work. Educational attainment is solid, and the community features a relatively low unemployment rate and strong sense of neighborliness.
Median Income:
$32,700
Household Income:
$56,900
Family Income:
$67,800
Per Capita Income:
$25,100
Income Male:
$41,500
Income Female:
$31,700
Poverty Rate:
13.9%
Non English Speakers:
2.3%
Rent:
$830
Unemployment Rate:
4.8%
Public Transport Usage:
0.2%
Commute Time:
22.4 minutes

Education
High School or Higher:
85.5%
Bachelors or More:
15.2%
Education
How are the schools in Spottsville, KY?
Spottsville is served by a local elementary school with small class sizes, and families have access to higher education at Henderson Community College just 8 miles away. Educational opportunities are enhanced by the area's strong high school graduation rate.

Public Schools
Name:
Spottsville Elementary School
Street:
9190 US Hwy 60 East
Phone:
270-831-5150
Students:
430
Student Teacher Ratio:
15.6

Colleges
Name:
Henderson Community College
City:
Henderson
State:
KY
Distance:
8 miles
Students:
2,000
Healthcare
Healthcare in Spottsville is supported by nearby facilities like Methodist Hospital in Henderson, offering general and emergency services. The area has a good ratio of physicians and high health insurance coverage, ensuring accessible care for most residents.

Major Hospitals
Name:
Methodist Hospital
Address:
1305 N Elm St, Henderson, KY 42420
Phone:
(270) 827-7700
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
91.6%
Health Care Index:
69.4
Housing Market
What is the housing market like in Spottsville, KY?
The housing market in Spottsville is stable and affordable, with a median home price of $165,000 and a high owner-occupancy rate of 76.5%. Home appreciation remains steady, and rental options are available with moderate vacancy rates.
Median Home Price:
$165,000
Average Rent For 2 Bedroom:
$830
Owner Occupied Rate:
76.5%
Rental Vacancy Rate:
8.2%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
1.0%
Foreclosure Rate:
0.7%
DMV Information
Driver licensing and vehicle registration services for Spottsville residents are managed by the Kentucky Transportation Cabinet, with information and services easily accessible online or at the state office in Frankfort.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.