Everything You Should Know Before Moving to St Charles, IL
Considering a move to St. Charles, IL? This vibrant city of 33,350 residents features a strong median home price of $390,000 and average rents around $1,510, making it a desirable yet affordable Chicago suburb. St. Charles boasts a low violent crime rate of just 63 per 100K and high educational attainment with over half of adults holding a bachelor’s degree or higher. Residents enjoy a 28.6-minute average commute, quality schools, and a welcoming, family-friendly atmosphere with four-season Midwest weather. Explore the details below to see if St. Charles fits your lifestyle needs!
Demographics - St Charles, IL
Demographics - St Charles, IL
St. Charles is home to about 33,350 residents, with a median age of 41.6 and a community that is predominantly White, though it also includes Asian, Black, and other ethnic groups. The city has a moderate population density and nearly 8% of residents speak a language other than English at home, contributing to its diverse local culture.
Population:
33,350
Density:
2,800 per sq mi
Median Age:
41.6
Gender Ratio:
95 males per 100 females
Non-English Speakers Percentage:
7.8%
Ethnic Composition
White:
87.2%
Black:
2.1%
Asian:
3.1%
Others:
7.6%
Cost Of Living
What is the average cost of living in St Charles, IL?
Living in St. Charles comes with a cost of living index of 115.6, slightly above the national average, largely due to housing costs where the median home value is $390,000. Monthly rents typically average $1,510, and state income taxes are a flat 4.95%, making budgeting straightforward for new residents.
Median House Value:
$390,000
Gross Rent:
$1,510
Monthly Electricity Charges:
$110
Auto Insurance:
$1,290
House Owner Cost With Mortgage:
$2,030
House Owner Cost Without Mortgage:
$690
State Taxes:
Low:
4.95%
|
High:
4.95%
Cost Of Living Index:
115.6
Grocery:
105.2
Housing:
119.8
Utilities:
102.7
Transportation:
108.3
Health Care:
99.1
Miscellaneous:
97.4
Crime
Is St Charles, IL a safe place to live?
St. Charles offers a safe environment, with violent crime rates significantly below the national average at just 63 incidents per 100,000 people and a low chance of being affected by property crime. This provides a reassuring atmosphere for families and individuals seeking peace of mind.
Violent Crimes Per 100k:
63
Property Crimes Per 100k:
1,210
Crime Index:
1,273
Chance Of Violent Crime:
1 in 1,590
Chance Of Property Crime:
1 in 83
Weather
What is the weather like in St Charles, IL year-round?
Residents experience all four seasons in St. Charles, including cold winters with lows around 16°F and warm summers reaching up to 84°F. The city gets about 36 inches of annual rainfall and enjoys sunny days 53% of the year, offering a balanced climate ideal for outdoor lifestyles.
Winter
Min:
16°F
Max:
34°F
Spring
Min:
39°F
Max:
64°F
Summer
Min:
62°F
Max:
84°F
Fall
Min:
42°F
Max:
66°F
Average Rainfall Inches:
36.1 inches
Sunny Days Percentage:
53%
Neighbors
The area boasts a strong median household income of $112,900 and a low poverty rate of 4.2%, with most adults holding at least a high school diploma and over half earning a bachelor’s degree or higher. The average commute is just under 29 minutes, and the community is known for its stability and educational attainment.
Median Income:
$46,900
Household Income:
$112,900
Family Income:
$130,700
Per Capita Income:
$52,800
Income Male:
$68,000
Income Female:
$50,000
Poverty Rate:
4.2%
Non English Speakers:
7.8%
Rent:
$1,510
Unemployment Rate:
3.8%
Public Transport Usage:
2.1%
Commute Time:
28.6 minutes
Education
High School or Higher:
96.1%
Bachelors or More:
52.7%
Education
How are the schools in St Charles, IL?
St. Charles is served by well-regarded public and private schools, such as St. Charles East High School and St. Patrick Catholic School, as well as proximity to community colleges like Elgin Community College. The city’s schools feature favorable student-teacher ratios and support strong academic outcomes.
Public Schools
Name:
St. Charles East High School
Street:
1020 Dunham Rd
Phone:
331-228-5600
Students:
2,200
Student Teacher Ratio:
15.9
Name:
Wredling Middle School
Street:
1200 Dunham Rd
Phone:
331-228-3700
Students:
1,100
Student Teacher Ratio:
14.7
Private Schools
Name:
St. Patrick Catholic School
Street:
787 Crane Rd
Phone:
630-338-8100
Students:
480
Colleges
Name:
Elgin Community College
City:
Elgin
State:
IL
Distance:
8 miles
Students:
8,000
Name:
Waubonsee Community College
City:
Sugar Grove
State:
IL
Distance:
14 miles
Students:
9,500
Healthcare
St. Charles residents benefit from easy access to major hospitals such as Northwestern Medicine Delnor Hospital, along with a high health insurance coverage rate of 95%. With 2.6 physicians per 1,000 people, the city provides quality healthcare services and reliable emergency care.
Major Hospitals
Name:
Northwestern Medicine Delnor Hospital
Address:
300 Randall Rd, Geneva, IL 60134
Phone:
(630) 208-3000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Northwestern Medicine Central DuPage Hospital
Address:
25 N Winfield Rd, Winfield, IL 60190
Phone:
(630) 933-1600
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
95.1%
Health Care Index:
77.3
Housing Market
What is the housing market like in St Charles, IL?
The St. Charles housing market is characterized by a median home price of $390,000 and a high owner-occupancy rate of 74.5%. Home values have shown steady appreciation, and rental options are available with reasonable vacancy rates, making it a favorable market for both buyers and renters.
Median Home Price:
$390,000
Average Rent For 2 Bedroom:
$1,510
Owner Occupied Rate:
74.5%
Rental Vacancy Rate:
4.8%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Residents can access DMV services at the Illinois Secretary of State Driver Services Facility in nearby Aurora, offering convenient resources for licensing and vehicle registration. The facility provides comprehensive driver and vehicle services to support local needs.
State:
Illinois
Department:
Illinois Secretary of State - Driver Services Facility
Address:
339 E Indian Trail, Aurora, IL 60505
Phone:
1-800-252-8980
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.