Everything You Should Know Before Moving to St Elmo, KY
Considering a move to St Elmo, KY? This small, friendly town of about 450 residents offers affordable living, with median home prices around $108,000 and average rents near $690. Crime rates are low, and most residents enjoy a short 23-minute commute. You'll find a quiet, safe setting, easy access to local schools, and a mild Kentucky climate with plenty of sunshine. St Elmo is a great choice for those seeking a peaceful rural lifestyle with low housing costs.
Demographics - St Elmo, KY
Demographics - St Elmo, KY
St Elmo is a small, close-knit community of about 450 residents, predominantly White, with a median age of 44. The population density is low, fostering a rural atmosphere, and most residents speak English at home.
Population:
450
Density:
160 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
92.0%
Black:
4.0%
Asian:
0.5%
Others:
3.5%
Cost Of Living
What is the average cost of living in St Elmo, KY?
St Elmo offers a very affordable cost of living, with a median home value of $108,000 and average rent around $690. Utilities, groceries, and transportation are all below the national average, making it a budget-friendly choice for families and retirees.
Median House Value:
$108,000
Gross Rent:
$690
Monthly Electricity Charges:
$125
Auto Insurance:
$1,310
House Owner Cost With Mortgage:
$920
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
84.6
Grocery:
93.2
Housing:
56.8
Utilities:
95.4
Transportation:
81.1
Health Care:
90.7
Miscellaneous:
88.5
Crime
Is St Elmo, KY a safe place to live?
St Elmo enjoys low crime rates, with a chance of violent crime at just 1 in 870 and property crime at 1 in 127. Residents benefit from a safe, peaceful environment well-suited for families and those seeking a quiet lifestyle.
Violent Crimes Per 100k:
115
Property Crimes Per 100k:
790
Crime Index:
905
Chance Of Violent Crime:
1 in 870
Chance Of Property Crime:
1 in 127
Weather
What is the weather like in St Elmo, KY year-round?
St Elmo experiences mild winters and warm summers, with temperatures ranging from 26°F in winter to 88°F in summer. The area receives about 49 inches of annual rainfall and enjoys sunshine 57% of the year, offering comfortable conditions for outdoor activities.

Winter
Min:
26°F
Max:
44°F

Spring
Min:
48°F
Max:
72°F

Summer
Min:
66°F
Max:
88°F

Fall
Min:
47°F
Max:
71°F
Average Rainfall Inches:
49.3 inches
Sunny Days Percentage:
57%
Neighbors
With a median household income of $48,300 and a family income of $56,700, St Elmo’s residents enjoy a modest but comfortable lifestyle. Most neighbors have completed high school, and the average commute is a short 23 minutes, reflecting a relaxed, small-town pace.
Median Income:
$32,000
Household Income:
$48,300
Family Income:
$56,700
Per Capita Income:
$22,400
Income Male:
$30,200
Income Female:
$24,700
Poverty Rate:
15.4%
Non English Speakers:
2.1%
Rent:
$690
Unemployment Rate:
5.8%
Public Transport Usage:
0.1%
Commute Time:
23.1 minutes

Education
High School or Higher:
84.2%
Bachelors or More:
14.5%
Education
How are the schools in St Elmo, KY?
St Elmo families are served by South Christian Elementary School, known for its supportive environment and manageable class sizes, while older students have access to nearby Hopkinsville Community College for higher education opportunities.

Public Schools
Name:
South Christian Elementary School
Street:
12340 Herndon Oak Grove Rd
Phone:
270-235-5625
Students:
510
Student Teacher Ratio:
15.2

Colleges
Name:
Hopkinsville Community College
City:
Hopkinsville
State:
KY
Distance:
22 miles
Students:
3,000
Healthcare
Residents have convenient access to healthcare, including Jennie Stuart Health, a general and surgical hospital in nearby Hopkinsville. The area has 1.7 physicians per 1,000 residents and nearly 90% health insurance coverage, ensuring essential medical needs are met locally.

Major Hospitals
Name:
Jennie Stuart Health
Address:
320 W 18th St, Hopkinsville, KY 42240
Phone:
(270) 887-0100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.6%
Health Care Index:
68.4
Housing Market
What is the housing market like in St Elmo, KY?
The housing market in St Elmo is stable, with a median home price of $108,000 and a high owner-occupancy rate of 72.5%. Rental options are available, with average two-bedroom rents around $700, and the community sees low foreclosure and vacancy rates.
Median Home Price:
$108,000
Average Rent For 2 Bedroom:
$700
Owner Occupied Rate:
72.5%
Rental Vacancy Rate:
6.8%
Home Appreciation Rate (1yr):
3.4%
New Construction Rate:
0.5%
Foreclosure Rate:
0.6%
DMV Information
Vehicle services for St Elmo residents are provided by the Kentucky Transportation Cabinet in Frankfort, offering licensing, registration, and other motor vehicle needs both in person and online.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Motor Vehicle Licensing
Address:
200 Mero St, Frankfort, KY 40622
Phone:
1-502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.