Kentucky / County

Moving to St Elmo, KY

Thinking of making a move to St Elmo, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to St Elmo, KY

Considering a move to St Elmo, KY? This welcoming community of 1,200 residents offers a blend of suburban charm and convenience, with median home prices around $168,000 and average rents near $825. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (55% annually), ideal for families and commuters alike. Explore St Elmo's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - St Elmo, KY

St Elmo has a population of 1,200 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 3% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,200
Density
1,400 per sq mi
Median Age
41.7
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
2.0%

Ethnic Composition

White
94.0%
Black
2.5%
Asian
1.0%
Others
2.5%

Cost Of Living

What is the average cost of living in St Elmo, KY?

The cost of living in St Elmo is higher than the national average, with a cost of living index of 82.4. Median home values are around $168,000 and average rents for a two-bedroom apartment are approximately $825. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$168,000
Gross Rent
$825
Monthly Electricity Charges
$145
Auto Insurance
$1,720
House Owner Cost With Mortgage
$1,250
House Owner Cost Without Mortgage
$430
State Taxes
Low: 4.0%| High: 5.0%
Cost Of Living Index
82.4
Grocery
94.0
Housing
61.0
Utilities
96.5
Transportation
92.0
Health Care
92.8
Miscellaneous
89.5

Crime

Is St Elmo, KY a safe place to live?

St Elmo is considered a safe community, with a low violent crime rate of 220 incidents per 100,000 residents and a property crime chance of 1 in 85. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
220
Property Crimes Per 100k
1,180
Crime Index
1,400
Chance Of Violent Crime
1 in 455
Chance Of Property Crime
1 in 85

Weather

What is the weather like in St Elmo, KY year-round?

St Elmo experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 26°F. The area receives about 47 inches of rainfall annually and enjoys sunshine on 55% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
43°F

Summer

Min
67°F
Max
87°F

Spring

Min
46°F
Max
69°F

Fall

Min
48°F
Max
71°F
Average Rainfall Inches
46.5 inches
Sunny Days Percentage
55%

Neighbors

The neighborhood boasts a healthy median household income of $58,000 and a low poverty rate of 18.5%. Over 86% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$32,500
Household Income
$58,000
Family Income
$66,500
Per Capita Income
$24,800
Income Male
$36,000
Income Female
$29,500
Poverty Rate
18.5%
Non English Speakers
4.0%
Rent
$825
Unemployment Rate
5.2%
Public Transport Usage
1.5%
Commute Time
24.8 minutes

Education

High School or Higher
86.0%
Bachelors or More
17.5%

Education

How are the schools in St Elmo, KY?

St Elmo offers quality education options, with public schools like Bell County Area Career and Technical Center and Middlesboro Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Pellissippi State Community College - Blount County Center and University of the Cumberlands. The community is committed to educational excellence for all age groups.

Public Schools

Name
Bell County Area Career and Technical Center
Street
211 Jef Davis Dr
Phone
606-337-7160
Students
420
Student Teacher Ratio
15.1
Name
Middlesboro Middle School
Street
220 N 20th St
Phone
606-248-1373
Students
520
Student Teacher Ratio
14.6

Private Schools

Name
St. Julian Catholic School
Street
1797 Winchester Ave
Phone
606-248-2521
Students
160

Colleges

Name
Pellissippi State Community College - Blount County Center
City
Maryville
State
TN
Distance
55 miles
Students
1,800
Name
University of the Cumberlands
City
Williamsburg
State
KY
Distance
60 miles
Students
18,000

Healthcare

St Elmo residents have access to quality healthcare, with major hospitals like Middlesboro ARH Hospital and Baptist Health Corbin nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 90.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Middlesboro ARH Hospital
Address
3600 Cumberland Ave, Middlesboro, KY 40965
Phone
(606) 248-5121
Type
General & Surgical
Emergency Services
Yes
Name
Baptist Health Corbin
Address
1 Trillium Way, Corbin, KY 40701
Phone
(606) 528-1212
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
90.8%
Health Care Index
68.9

Housing Market

What is the housing market like in St Elmo, KY?

The local housing market is strong, with a median home price of $168,000 and an owner-occupied rate of nearly 71%. The market has seen a 3.8% appreciation over the past year, and rental vacancy rates remain moderate at 8.2%. St Elmo offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$168,000
Average Rent For 2 Bedroom
$825
Owner Occupied Rate
71.0%
Rental Vacancy Rate
8.2%
Home Appreciation Rate (1yr)
3.8%
New Construction Rate
1.0%
Foreclosure Rate
0.9%

DMV Information

Residents of St Elmo handle vehicle services through the Kentucky Transportation Cabinet - Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to St Elmo, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to St Elmo, review the core fields on this page: population 1,200, median home value $168,000, average rent for 2 bedroom $825, commute time 24.8 minutes, and sunny days percentage 55%.

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