Everything You Should Know Before Moving to St James City, FL
Considering a move to St James City, FL? This laid-back Gulf Coast community has a population of 3,784, a median home price around $435,000, and attracts those seeking sunny weather—expect 71% sunny days and mild winters! Crime rates are low (just 108 violent crimes per 100K), and most residents own their homes. With a median rent of $1,570, short commutes, and easy access to Cape Coral hospitals, St James City offers a relaxed, retirement-friendly lifestyle with natural beauty and year-round warmth.
Demographics - St James City, FL
Demographics - St James City, FL
St James City is home to just under 3,800 residents, with a notably older median age of 65.2, making it an attractive spot for retirees. The community is predominantly White, and population density is low, contributing to a quiet, laid-back atmosphere.
Population:
3,784
Density:
390 per sq mi
Median Age:
65.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
6.3%
Ethnic Composition
White:
96.4%
Black:
0.7%
Asian:
0.5%
Others:
2.4%
Cost Of Living
What is the average cost of living in St James City, FL?
The cost of living in St James City is slightly above the U.S. average, with a median home value of $435,000 and typical rents around $1,570 per month. Residents benefit from Florida’s lack of state income tax, though housing costs are a bit higher than the national norm.
Median House Value:
$435,000
Gross Rent:
$1,570
Monthly Electricity Charges:
$135
Auto Insurance:
$2,180
House Owner Cost With Mortgage:
$1,860
House Owner Cost Without Mortgage:
$590
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
105.2
Grocery:
104.3
Housing:
110.6
Utilities:
98.7
Transportation:
103.5
Health Care:
97.8
Miscellaneous:
101.3
Crime
Is St James City, FL a safe place to live?
St James City boasts a low crime rate, with only 108 violent crimes per 100,000 residents and a property crime risk of 1 in 83. This makes it a safe and appealing choice for those prioritizing peace of mind.
Violent Crimes Per 100k:
108
Property Crimes Per 100k:
1,200
Crime Index:
1,308
Chance Of Violent Crime:
1 in 925
Chance Of Property Crime:
1 in 83
Weather
What is the weather like in St James City, FL year-round?
Residents enjoy a warm, subtropical climate with mild winters (lows in the 50s, highs in the 70s) and hot, sunny summers. The city sees about 52 inches of annual rainfall and 71% of days are sunny, perfect for outdoor activities year-round.
Winter
Min:
54°F
Max:
75°F
Spring
Min:
65°F
Max:
86°F
Summer
Min:
74°F
Max:
92°F
Fall
Min:
67°F
Max:
87°F
Average Rainfall Inches:
52 inches
Sunny Days Percentage:
71%
Neighbors
Local households typically earn around $56,100, with a per capita income close to $39,000 and a poverty rate of 9.1%. Most residents commute about 27 minutes to work, and public transportation use is minimal, reflecting the area’s relaxed, residential feel.
Median Income:
$33,500
Household Income:
$56,100
Family Income:
$66,800
Per Capita Income:
$38,900
Income Male:
$41,700
Income Female:
$28,600
Poverty Rate:
9.1%
Non English Speakers:
6.3%
Rent:
$1,570
Unemployment Rate:
3.5%
Public Transport Usage:
0.3%
Commute Time:
26.8 minutes
Education
High School or Higher:
89.6%
Bachelors or More:
22.4%
Education
How are the schools in St James City, FL?
St James City families have access to Pine Island Elementary School, serving about 290 students with a favorable student-teacher ratio of 15.4. For higher education, Florida SouthWestern State College is just 20 miles away in Fort Myers, offering a range of degree programs.
Public Schools
Name:
Pine Island Elementary School
Street:
5360 Ridgewood Dr, Bokeelia, FL 33922
Phone:
239-283-0505
Students:
290
Student Teacher Ratio:
15.4
Colleges
Name:
Florida SouthWestern State College
City:
Fort Myers
State:
FL
Distance:
20 miles
Students:
16,700
Healthcare
St James City residents have convenient access to major hospitals like Cape Coral Hospital and Lee Memorial Hospital, both offering emergency services within a short drive. The area has a good supply of physicians (2.2 per 1,000 people) and nearly 89% of residents have health insurance.
Major Hospitals
Name:
Cape Coral Hospital
Address:
636 Del Prado Blvd S, Cape Coral, FL 33990
Phone:
(239) 424-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Lee Memorial Hospital
Address:
2776 Cleveland Ave, Fort Myers, FL 33901
Phone:
(239) 343-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
88.7%
Health Care Index:
81.4
Housing Market
What is the housing market like in St James City, FL?
The housing market is stable, with a median home price of $435,000 and owner-occupancy at 86.3%. Home values have appreciated by 7.6% over the last year, and rental vacancies remain low, indicating steady demand.
Median Home Price:
$435,000
Average Rent For 2 Bedroom:
$1,570
Owner Occupied Rate:
86.3%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
7.6%
New Construction Rate:
1.4%
Foreclosure Rate:
0.7%
DMV Information
Vehicle services for St James City are managed by the Florida Department of Highway Safety and Motor Vehicles, located in nearby Cape Coral. Residents can access licensing, registration, and other DMV services both in person and online.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
1039 SE 9th Ave, Cape Coral, FL 33990
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.