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St Joseph, MI
Considering St Joseph, MI for your next move? This friendly Lake Michigan city has a population of about 7,700, offering affordable living with median home prices near $232,000 and average two-bedroom rent at $1,050. Residents enjoy short 16-minute commutes, strong public schools, and beautiful summers with 52% sunny days each year. Crime rates are moderate for the region, and you'll find easy access to healthcare and local amenities—all making St Joseph a great place to settle in Southwest Michigan.
St Joseph, MI is home to around 7,700 residents, with a median age of just over 41, reflecting a balanced mix of families and professionals. The city is predominantly White at 86%, but also includes a blend of other ethnic backgrounds and nearly 5% non-English speakers, contributing to its warm, welcoming atmosphere. With a population density of 2,000 per square mile, the community offers a close-knit yet comfortable environment.
St Joseph offers affordable living with a median home value of $232,000 and an average rent of $1,050 for a two-bedroom apartment. The cost of living index is below the national average, making everyday expenses like groceries and utilities manageable for most budgets. State income tax is a flat 4.25%, helping residents keep more of their earnings.
Crime rates in St Joseph are moderate for the region, with about 217 violent crimes and 2,173 property crimes per 100,000 residents. The chance of experiencing a property crime is roughly 1 in 46, making it important to be mindful of security, though many find the city to be a safe and friendly place overall. Local law enforcement works to maintain a welcoming, family-friendly atmosphere.
St Joseph experiences all four seasons, with warm, pleasant summers reaching highs around 82°F and chilly winters dipping to about 20°F at night. The city enjoys 52% sunny days each year and receives approximately 38.5 inches of rainfall, creating lush landscapes and plenty of opportunities for outdoor recreation. Residents appreciate the changing seasons and lakeside breezes.
The typical St Joseph household earns about $62,800, with a family median income of $76,500 and a poverty rate of 12.3%. Most residents are highly educated, with over 96% holding at least a high school diploma, and commute times average just 16.5 minutes. The community is known for its friendly neighbors and strong sense of local pride.
St Joseph boasts strong public schools, including St. Joseph High School and Lincoln Elementary, both known for supportive faculty and favorable student-teacher ratios. Families also have access to private options like Our Lady of the Lake Catholic School, and higher education is available just five miles away at Lake Michigan College. The city’s commitment to education is reflected in its high graduation rates and engaged community.
Access to healthcare is excellent in St Joseph, with 93.8% of residents covered by insurance and a robust network of local physicians. Corewell Health Lakeland Hospital provides comprehensive care and emergency services right in town, ensuring peace of mind for families. The area’s healthcare index of 76.1 reflects reliable and affordable medical services.
St Joseph’s housing market is stable and attractive, with a median home price of $232,000 and a high owner-occupancy rate of nearly 69%. Home values appreciated by 5.2% last year, and the rental vacancy rate remains healthy at 6.1%, offering options for both buyers and renters. The market suits those seeking affordable, long-term investment in a lakeside community.
Local DMV services are managed by the Michigan Secretary of State, with an office conveniently located in nearby Benton Harbor. Residents can access vehicle registration, licensing, and other essential services both in person and through the state’s online portal. For more information, the Michigan SOS website provides up-to-date resources and contact details.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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