Everything You Should Know Before Moving to St Michaels, MD
Considering a move to St. Michaels, MD? This charming waterfront town of just over 1,000 residents offers a relaxed pace with a high rate of homeownership and a median home price around $557,000. Enjoy lower-than-average crime rates and short 22-minute commutes, plus quality local schools and a high percentage of college-educated neighbors. With mild weather, scenic Chesapeake Bay views, and good healthcare access nearby, St. Michaels is ideal for those seeking a peaceful, upscale coastal lifestyle.
Demographics - St Michaels, MD
Demographics - St Michaels, MD
St. Michaels is a small, close-knit community of just over 1,000 residents, where the median age is 58.7, reflecting a mature population. The town is predominantly White, with a modest mix of other ethnicities, and features a relatively balanced gender ratio. Its moderate density and low percentage of non-English speakers contribute to its welcoming, small-town atmosphere.
Population:
1,032
Density:
900 per sq mi
Median Age:
58.7
Gender Ratio:
86 males per 100 females
Non-English Speakers Percentage:
3.5%
Ethnic Composition
White:
84.4%
Black:
10.7%
Asian:
1.2%
Others:
3.7%
Cost Of Living
What is the average cost of living in St Michaels, MD?
Living in St. Michaels comes with a higher cost of living, driven by a median home value of $557,000 and an overall cost of living index of 128. Housing and utilities are above the national average, while state income taxes range from 2.0% to 5.75%. Residents benefit from relatively affordable groceries and healthcare, though expenses like rent and insurance reflect the town's upscale appeal.
Median House Value:
$557,000
Gross Rent:
$1,220
Monthly Electricity Charges:
$130
Auto Insurance:
$1,590
House Owner Cost With Mortgage:
$2,200
House Owner Cost Without Mortgage:
$670
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
128.0
Grocery:
110.2
Housing:
138.5
Utilities:
107.3
Transportation:
115.4
Health Care:
110.9
Miscellaneous:
106.5
Crime
Is St Michaels, MD a safe place to live?
St. Michaels offers a notably safe environment, with violent crime rates significantly lower than national averages—only about 121 violent crimes per 100,000 residents. Property crime is also moderate, giving residents peace of mind. The overall crime risk is low, making the town attractive for families and retirees alike.
Violent Crimes Per 100k:
121
Property Crimes Per 100k:
1,110
Crime Index:
1,231
Chance Of Violent Crime:
1 in 825
Chance Of Property Crime:
1 in 90
Weather
What is the weather like in St Michaels, MD year-round?
St. Michaels enjoys a mild climate with warm summers reaching highs around 87°F and cool winters with lows near 28°F. The area receives about 46 inches of rainfall annually and enjoys sunshine 59% of the year, providing ample opportunities for outdoor recreation. Seasonal changes are gentle, supporting a comfortable, year-round coastal lifestyle.
Winter
Min:
28°F
Max:
43°F
Spring
Min:
48°F
Max:
71°F
Summer
Min:
67°F
Max:
87°F
Fall
Min:
52°F
Max:
74°F
Average Rainfall Inches:
46.3 inches
Sunny Days Percentage:
59%
Neighbors
Residents of St. Michaels typically enjoy a median household income of $68,750 and a low poverty rate of 5.8%. The community is well-educated, with over 44% holding a bachelor's degree or higher, and unemployment is relatively low at 4.1%. Most neighbors own their homes and benefit from a relaxed, small-town pace with short commutes averaging just over 22 minutes.
Median Income:
$40,400
Household Income:
$68,750
Family Income:
$89,100
Per Capita Income:
$49,100
Income Male:
$52,000
Income Female:
$41,500
Poverty Rate:
5.8%
Non English Speakers:
3.5%
Rent:
$1,220
Unemployment Rate:
4.1%
Public Transport Usage:
0.8%
Commute Time:
22.4 minutes
Education
High School or Higher:
95.4%
Bachelors or More:
44.2%
Education
How are the schools in St Michaels, MD?
Families in St. Michaels benefit from quality public schools, such as St. Michaels Middle/High and Elementary Schools, both offering small class sizes and strong student-teacher ratios. Higher education is accessible at Chesapeake College, located just 20 miles away and serving over 2,400 students. The town’s educational environment supports lifelong learning for residents of all ages.
Public Schools
Name:
St. Michaels Middle/High School
Street:
200 Seymour Ave
Phone:
410-745-2852
Students:
410
Student Teacher Ratio:
11.5
Name:
St. Michaels Elementary School
Street:
100 Seymour Ave
Phone:
410-745-2882
Students:
290
Student Teacher Ratio:
12.1
Colleges
Name:
Chesapeake College
City:
Wye Mills
State:
MD
Distance:
20 miles
Students:
2,400
Healthcare
St. Michaels offers excellent healthcare access, including the nearby University of Maryland Shore Medical Center at Easton, which provides emergency services. With 2.6 physicians per 1,000 residents and 94% health insurance coverage, locals enjoy strong medical support. The area’s healthcare index reflects reliable, quality care for residents of all ages.
Major Hospitals
Name:
University of Maryland Shore Medical Center at Easton
Address:
219 S Washington St, Easton, MD 21601
Phone:
(410) 822-1000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
94.1%
Health Care Index:
78.3
Housing Market
What is the housing market like in St Michaels, MD?
The housing market in St. Michaels is robust, with a median home price of $557,000 and owner occupancy at nearly 74%. Home values have appreciated by 4.6% in the past year, and rental options are available with an average two-bedroom rent of $1,220. A low foreclosure rate and limited new construction highlight the market’s stability and desirability.
Median Home Price:
$557,000
Average Rent For 2 Bedroom:
$1,220
Owner Occupied Rate:
73.9%
Rental Vacancy Rate:
6.2%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
1.2%
Foreclosure Rate:
0.6%
DMV Information
Residents handle vehicle registration and licensing through the Maryland Motor Vehicle Administration, with the nearest office located in Salisbury. The DMV provides comprehensive services, and support is easily accessible by phone or online. Maryland’s vehicle regulations are straightforward, making the process convenient for newcomers.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
251 Tilghman Rd, Salisbury, MD 21804
Phone:
1-410-768-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.