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St Michaels, MD
Considering a move to St. Michaels, MD? This charming waterfront town of just over 1,000 residents offers a relaxed pace with a high rate of homeownership and a median home price around $557,000. Enjoy lower-than-average crime rates and short 22-minute commutes, plus quality local schools and a high percentage of college-educated neighbors. With mild weather, scenic Chesapeake Bay views, and good healthcare access nearby, St. Michaels is ideal for those seeking a peaceful, upscale coastal lifestyle.
St. Michaels is a small, close-knit community of just over 1,000 residents, where the median age is 58.7, reflecting a mature population. The town is predominantly White, with a modest mix of other ethnicities, and features a relatively balanced gender ratio. Its moderate density and low percentage of non-English speakers contribute to its welcoming, small-town atmosphere.
Living in St. Michaels comes with a higher cost of living, driven by a median home value of $557,000 and an overall cost of living index of 128. Housing and utilities are above the national average, while state income taxes range from 2.0% to 5.75%. Residents benefit from relatively affordable groceries and healthcare, though expenses like rent and insurance reflect the town's upscale appeal.
St. Michaels offers a notably safe environment, with violent crime rates significantly lower than national averages—only about 121 violent crimes per 100,000 residents. Property crime is also moderate, giving residents peace of mind. The overall crime risk is low, making the town attractive for families and retirees alike.
St. Michaels enjoys a mild climate with warm summers reaching highs around 87°F and cool winters with lows near 28°F. The area receives about 46 inches of rainfall annually and enjoys sunshine 59% of the year, providing ample opportunities for outdoor recreation. Seasonal changes are gentle, supporting a comfortable, year-round coastal lifestyle.
Residents of St. Michaels typically enjoy a median household income of $68,750 and a low poverty rate of 5.8%. The community is well-educated, with over 44% holding a bachelor's degree or higher, and unemployment is relatively low at 4.1%. Most neighbors own their homes and benefit from a relaxed, small-town pace with short commutes averaging just over 22 minutes.
Families in St. Michaels benefit from quality public schools, such as St. Michaels Middle/High and Elementary Schools, both offering small class sizes and strong student-teacher ratios. Higher education is accessible at Chesapeake College, located just 20 miles away and serving over 2,400 students. The town’s educational environment supports lifelong learning for residents of all ages.
St. Michaels offers excellent healthcare access, including the nearby University of Maryland Shore Medical Center at Easton, which provides emergency services. With 2.6 physicians per 1,000 residents and 94% health insurance coverage, locals enjoy strong medical support. The area’s healthcare index reflects reliable, quality care for residents of all ages.
The housing market in St. Michaels is robust, with a median home price of $557,000 and owner occupancy at nearly 74%. Home values have appreciated by 4.6% in the past year, and rental options are available with an average two-bedroom rent of $1,220. A low foreclosure rate and limited new construction highlight the market’s stability and desirability.
Residents handle vehicle registration and licensing through the Maryland Motor Vehicle Administration, with the nearest office located in Salisbury. The DMV provides comprehensive services, and support is easily accessible by phone or online. Maryland’s vehicle regulations are straightforward, making the process convenient for newcomers.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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