Everything You Should Know Before Moving to St Paul, TX
Considering a move to St Paul, TX? This growing suburb of just over 1,000 residents offers a peaceful, family-friendly atmosphere with top-rated schools and a high owner-occupancy rate of 93%. Home values average around $465,000, and rents for 2-bedrooms are typically $2,100, paired with a cost of living slightly above the U.S. average. Residents enjoy low crime rates, sunny weather 65% of the year, and easy access to healthcare and major employers in the Dallas metro. With excellent educational attainment and a short commute to city amenities, St Paul is ideal for those seeking suburban comfort near DFW.
Demographics - St Paul, TX
Demographics - St Paul, TX
St Paul, TX is a small, close-knit community of just over 1,000 residents with a median age of 41, offering a blend of families and professionals. The town is moderately diverse, with nearly 19% of residents speaking a language other than English at home, reflecting a welcoming environment for newcomers. Its balanced gender ratio and healthy population density create a peaceful suburban feel.
Population:
1,064
Density:
450 per sq mi
Median Age:
41.2
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
18.5%
Ethnic Composition
White:
67.4%
Black:
7.2%
Asian:
12.6%
Others:
12.8%
Cost Of Living
What is the average cost of living in St Paul, TX?
Living in St Paul comes with a cost of living index of 112.4, slightly above the U.S. average, largely due to housing costs, with median home values around $465,000 and typical 2-bedroom rents at $2,100 per month. State income taxes are 0%, providing some relief in overall expenses. Utilities, groceries, and transportation costs are also somewhat higher than the national norm, making budgeting important for new residents.
Median House Value:
$465,000
Gross Rent:
$2,100
Monthly Electricity Charges:
$145
Auto Insurance:
$1,520
House Owner Cost With Mortgage:
$2,650
House Owner Cost Without Mortgage:
$895
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
112.4
Grocery:
104.0
Housing:
118.3
Utilities:
108.7
Transportation:
110.2
Health Care:
105.5
Miscellaneous:
103.0
Crime
Is St Paul, TX a safe place to live?
St Paul boasts low crime rates, with just 87 violent crimes and 645 property crimes per 100,000 residents, making it a safe choice for families and individuals alike. The chance of encountering a violent crime is only 1 in 1,150, well below national averages. Residents enjoy a secure, peaceful environment that adds to the town’s appeal.
Violent Crimes Per 100k:
87
Property Crimes Per 100k:
645
Crime Index:
732
Chance Of Violent Crime:
1 in 1,150
Chance Of Property Crime:
1 in 155
Weather
What is the weather like in St Paul, TX year-round?
Residents of St Paul enjoy a climate with warm summers reaching highs in the mid-90s and mild winters with lows around 34°F. The area receives about 41.7 inches of rainfall annually and sees sunshine about 65% of the year, supporting an active outdoor lifestyle. Seasonal temperatures offer comfortable variety without extreme weather.
Winter
Min:
34°F
Max:
56°F
Spring
Min:
51°F
Max:
75°F
Summer
Min:
74°F
Max:
96°F
Fall
Min:
55°F
Max:
78°F
Average Rainfall Inches:
41.7 inches
Sunny Days Percentage:
65%
Neighbors
St Paul is a prosperous suburb with a median household income of $148,200 and a low poverty rate of just 2.3%. Nearly 59% of residents hold a bachelor’s degree or higher, and unemployment remains low at 3.3%, indicating a highly educated and economically stable community. The average commute is about 34 minutes, reflecting its proximity to major employment centers.
Median Income:
$60,000
Household Income:
$148,200
Family Income:
$155,300
Per Capita Income:
$50,100
Income Male:
$80,200
Income Female:
$58,900
Poverty Rate:
2.3%
Non English Speakers:
18.5%
Rent:
$2,100
Unemployment Rate:
3.3%
Public Transport Usage:
0.4%
Commute Time:
33.7 minutes
Education
High School or Higher:
97.1%
Bachelors or More:
58.9%
Education
How are the schools in St Paul, TX?
Families in St Paul benefit from excellent public and private schools, with local institutions like McClure Elementary and Cockrill Middle School offering favorable student-teacher ratios. Higher education is within easy reach, with Collin College just 6 miles away and the University of Texas at Dallas about 20 miles from town. The community’s high educational attainment supports strong academic and career opportunities.
Public Schools
Name:
McClure Elementary School
Street:
1753 Ridge Road, McKinney, TX 75071
Phone:
469-302-9400
Students:
650
Student Teacher Ratio:
15.5
Name:
Cockrill Middle School
Street:
1351 N Hardin Blvd, McKinney, TX 75071
Phone:
469-302-7900
Students:
1,000
Student Teacher Ratio:
16.0
Private Schools
Name:
The Goddard School
Street:
9070 Westridge Blvd, McKinney, TX 75070
Phone:
972-540-1800
Students:
200
Colleges
Name:
Collin College
City:
McKinney
State:
TX
Distance:
6 miles
Students:
35,000
Name:
University of Texas at Dallas
City:
Richardson
State:
TX
Distance:
20 miles
Students:
31,750
Healthcare
Residents have convenient access to quality healthcare, with major hospitals such as Baylor Scott & White Medical Center in Plano and Medical City McKinney nearby. The town has a favorable physician-to-population ratio of 2.2 per 1,000 residents and over 91% health insurance coverage. Healthcare services are robust, supporting both routine and emergency needs.
Major Hospitals
Name:
Baylor Scott & White Medical Center - Plano
Address:
4700 Alliance Blvd, Plano, TX 75093
Phone:
(469) 814-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Medical City McKinney
Address:
4500 Medical Center Dr, McKinney, TX 75069
Phone:
(972) 547-8000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
91.8%
Health Care Index:
77.3
Housing Market
What is the housing market like in St Paul, TX?
St Paul's housing market is strong and predominantly owner-occupied, with 93.4% of homes owned and a median home price of $465,000. Rental options are limited but available, with average 2-bedroom rent at $2,100 and a low vacancy rate of 4.2%. Home values have appreciated by 4.6% in the past year, making it a stable long-term investment.
Median Home Price:
$465,000
Average Rent For 2 Bedroom:
$2,100
Owner Occupied Rate:
93.4%
Rental Vacancy Rate:
4.2%
Home Appreciation Rate (1yr):
4.6%
New Construction Rate:
2.7%
Foreclosure Rate:
0.4%
DMV Information
Vehicle registration and driver services in St Paul are managed by the Texas Department of Motor Vehicles, conveniently accessible online or at the main office in Austin. Residents can handle licensing and titling needs through the state’s comprehensive DMV system. Texas offers straightforward processes for new drivers and vehicle owners moving to the area.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.