Everything You Should Know Before Moving to St Stephens, NE
Considering a move to St Stephens, NE? This small community of around 200 offers a peaceful, rural lifestyle with affordable living—median home prices are just $128,000 and rents average $720. Residents enjoy low commute times (about 21 minutes), a strong sense of community, and plenty of sunny days. Crime rates are modest, and local schools provide small class sizes. With a slower pace, easy access to nearby healthcare, and low cost of living, St Stephens is ideal for those seeking quiet and affordability.
Demographics - St Stephens, NE
Demographics - St Stephens, NE
St Stephens, NE is a close-knit rural community of about 200 people, with a median age of 44.2 and a population density of just 18 per square mile. The town is predominantly White, with a notable Native American presence, and maintains a balanced gender ratio. A small percentage of residents speak languages other than English, reflecting modest diversity.
Population:
Approximately 200
Density:
18 per sq mi
Median Age:
44.2
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
5.1%
Ethnic Composition
White:
83.5%
Black:
1.2%
Others:
2.5%
Cost Of Living
What is the average cost of living in St Stephens, NE?
With a cost of living index well below the national average at 83.0, St Stephens is an affordable place to settle. Median home values are just $128,000 and average rents are around $720, making housing accessible for most budgets. Everyday expenses like groceries, utilities, and transportation remain reasonable, helping residents enjoy a comfortable lifestyle.
Median House Value:
$128,000
Gross Rent:
$720
Monthly Electricity Charges:
$110
Auto Insurance:
$1,190
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$410
State Taxes:
Low:
2.46%
|
High:
6.84%
Cost Of Living Index:
83.0
Grocery:
91.4
Housing:
69.2
Utilities:
98.5
Transportation:
81.3
Health Care:
92.4
Miscellaneous:
85.1
Crime
Is St Stephens, NE a safe place to live?
St Stephens experiences relatively low crime, with a violent crime rate of 240 per 100,000 and a property crime rate of 1,620 per 100,000 residents. The chances of being affected by violent crime are about 1 in 417, and property crime risk is moderate at 1 in 62. Overall, the community offers a safe environment compared to larger urban areas.
Violent Crimes Per 100k:
240
Property Crimes Per 100k:
1,620
Crime Index:
1,860
Chance Of Violent Crime:
1 in 417
Chance Of Property Crime:
1 in 62
Weather
What is the weather like in St Stephens, NE year-round?
Residents of St Stephens enjoy four distinct seasons, with warm summers reaching up to 89°F and cold winters dipping to 13°F. The area receives about 28.7 inches of rainfall annually and enjoys sunshine 63% of the year. These conditions provide a classic Midwestern climate with plenty of opportunities for outdoor activities.
Winter
Min:
13°F
Max:
33°F
Spring
Min:
38°F
Max:
65°F
Summer
Min:
64°F
Max:
89°F
Fall
Min:
39°F
Max:
68°F
Average Rainfall Inches:
28.7 inches
Sunny Days Percentage:
63%
Neighbors
The community has a median household income of $58,900 and a low unemployment rate of 3.1%, reflecting a stable local economy. Most residents commute around 21 minutes and public transportation is rare, emphasizing the rural setting. Education levels are strong, with nearly 90% having completed high school or higher.
Median Income:
$38,000
Household Income:
$58,900
Family Income:
$67,100
Per Capita Income:
$25,900
Income Male:
$35,000
Income Female:
$30,000
Poverty Rate:
13.5%
Non English Speakers:
5.1%
Rent:
$720
Unemployment Rate:
3.1%
Public Transport Usage:
0.2%
Commute Time:
20.8 minutes
Education
High School or Higher:
89.7%
Bachelors or More:
15.4%
Education
How are the schools in St Stephens, NE?
St Stephens offers a supportive educational environment with small class sizes at local public schools, such as West Holt Elementary, which serves 240 students. Higher education is accessible nearby, with Northeast Community College located just 22 miles away. The absence of private schools is balanced by strong public school resources and community involvement.
Public Schools
Name:
West Holt Elementary School
Street:
1000 N Main St
Phone:
402-925-2848
Students:
240
Student Teacher Ratio:
11.6
Colleges
Name:
Northeast Community College
City:
O'Neill
State:
NE
Distance:
22 miles
Students:
1,100
Healthcare
St Stephens residents have access to general and surgical hospital services in nearby towns, and about 91% have health insurance coverage. The area has a healthcare index of 61.8 and a physician availability rate of 1.5 per 1,000 people. Emergency services are readily available at regional hospitals, providing peace of mind for families.
Major Hospitals
Name:
West Holt Memorial Hospital
Address:
406 W Neely St, Atkinson, NE 68713
Phone:
(402) 925-2811
Type:
General & Surgical
Emergency Services:
Yes
Name:
Avera St. Anthony's Hospital
Address:
300 N 2nd St, O'Neill, NE 68763
Phone:
(402) 336-2611
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
91.3%
Health Care Index:
61.8
Housing Market
What is the housing market like in St Stephens, NE?
The local housing market is favorable, with a median home price of $128,000 and high owner-occupancy at 78.5%. Rental options remain accessible, and the area has seen a steady home appreciation rate of 4.2% over the past year. Vacancy and foreclosure rates are low, indicating a stable and attractive market for buyers and renters alike.
Median Home Price:
$128,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
78.5%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.6%
Foreclosure Rate:
0.9%
DMV Information
Vehicle registration and licensing for St Stephens residents are managed by the Nebraska Department of Motor Vehicles, headquartered in Lincoln. The DMV offers comprehensive online resources and support to help with all automotive needs. For local assistance, residents can contact the main office by phone or visit the official state website.
State:
Nebraska
Department:
Nebraska Department of Motor Vehicles
Address:
301 Centennial Mall South, Lincoln, NE 68509
Phone:
402-471-3985
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.