Kentucky / Mccreary County

Moving to Stearns, KY

Thinking of making a move to Stearns, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Stearns, KY

Considering a move to Stearns, KY? This welcoming community of 1,500 residents offers a blend of suburban charm and convenience, with median home prices around $92,000 and average rents near $640. Commute times average 23 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (53% annually), ideal for families and commuters alike. Explore Stearns's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Stearns, KY

Stearns has a population of 1,500 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,500
Density
320 per sq mi
Median Age
43.8
Gender Ratio
96 males per 100 females
Non-English Speakers Percentage
1.8%

Ethnic Composition

White
96.5%
Black
1.0%
Asian
0.3%
Others
2.2%

Cost Of Living

What is the average cost of living in Stearns, KY?

The cost of living in Stearns is higher than the national average, with a cost of living index of 78.4. Median home values are around $92,000 and average rents for a two-bedroom apartment are approximately $640. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$92,000
Gross Rent
$640
Monthly Electricity Charges
$145
Auto Insurance
$1,620
House Owner Cost With Mortgage
$850
House Owner Cost Without Mortgage
$290
State Taxes
Low: 4.0%| High: 5.0%
Cost Of Living Index
78.4
Grocery
92.1
Housing
44.8
Utilities
101.6
Transportation
88.7
Health Care
95.3
Miscellaneous
89.4

Crime

Is Stearns, KY a safe place to live?

Stearns is considered a safe community, with a low violent crime rate of 270 incidents per 100,000 residents and a property crime chance of 1 in 95. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
270
Property Crimes Per 100k
1,050
Crime Index
1,320
Chance Of Violent Crime
1 in 370
Chance Of Property Crime
1 in 95

Weather

What is the weather like in Stearns, KY year-round?

Stearns experiences four distinct seasons, with warm summers reaching highs of 86°F and cold winters dipping to 28°F. The area receives about 51 inches of rainfall annually and enjoys sunshine on 53% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
28°F
Max
46°F

Summer

Min
65°F
Max
86°F

Spring

Min
45°F
Max
68°F

Fall

Min
46°F
Max
70°F
Average Rainfall Inches
50.5 inches
Sunny Days Percentage
53%

Neighbors

The neighborhood boasts a healthy median household income of $34,500 and a low poverty rate of 28.5%. Over 74% of residents have at least a high school diploma, and nearly 9% hold a bachelor's degree or higher. Commute times average 23 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$28,000
Household Income
$34,500
Family Income
$41,000
Per Capita Income
$19,500
Income Male
$31,000
Income Female
$24,000
Poverty Rate
28.5%
Non English Speakers
3.5%
Rent
$640
Unemployment Rate
7.0%
Public Transport Usage
0.8%
Commute Time
23.4 minutes

Education

High School or Higher
74.0%
Bachelors or More
8.5%

Education

How are the schools in Stearns, KY?

Stearns offers quality education options, with public schools like Wayne County High School and Wayne County Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Somerset Community College and University of the Cumberlands. The community is committed to educational excellence for all age groups.

Public Schools

Name
Wayne County High School
Street
1 Cardinal Way
Phone
606-348-4490
Students
850
Student Teacher Ratio
15.1
Name
Wayne County Middle School
Street
1 Cardinal Way
Phone
606-348-6761
Students
620
Student Teacher Ratio
14.3

Private Schools

Name
The Way Christian Academy
Street
1785 E Highway 90
Phone
606-348-7000
Students
120

Colleges

Name
Somerset Community College
City
Somerset
State
KY
Distance
33 miles
Students
5,500
Name
University of the Cumberlands
City
Williamsburg
State
KY
Distance
54 miles
Students
6,000

Healthcare

Stearns residents have access to quality healthcare, with major hospitals like The Little Clinic at Walmart and Wayne County Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 87.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
The Little Clinic at Walmart
Address
1049 N Main St, Monticello, KY 42633
Phone
(606) 340-0370
Type
Urgent & Retail Care
Emergency Services
No
Name
Wayne County Hospital
Address
166 Hospital St, Monticello, KY 42633
Phone
(606) 348-9343
Type
General Medical and Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
87.5%
Health Care Index
61.8

Housing Market

What is the housing market like in Stearns, KY?

The local housing market is strong, with a median home price of $92,000 and an owner-occupied rate of nearly 75%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 9.8%. Stearns offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$92,000
Average Rent For 2 Bedroom
$640
Owner Occupied Rate
74.5%
Rental Vacancy Rate
9.8%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.4%
Foreclosure Rate
1.1%

DMV Information

Residents of Stearns handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Stearns, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Stearns, review the core fields on this page: population 1,500, median home value $92,000, average rent for 2 bedroom $640, commute time 23.4 minutes, and sunny days percentage 53%.

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