Kentucky / Mccreary County

Moving to Stearns, KY

Thinking of making a move to Stearns, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Stearns, KY

Considering a move to Stearns, KY? This welcoming community of 1,365 residents offers a blend of suburban charm and convenience, with median home prices around $82,000 and average rents near $610. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (61% annually), ideal for families and commuters alike. Explore Stearns's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Stearns, KY

Stearns has a population of 1,365 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 97% White, 1% Black, and 0% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,365
Density
170 per sq mi
Median Age
40.2
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.5%

Ethnic Composition

White
96.5%
Black
1.1%
Asian
0.2%
Others
2.2%

Cost Of Living

What is the average cost of living in Stearns, KY?

The cost of living in Stearns is higher than the national average, with a cost of living index of 77.2. Median home values are around $82,000 and average rents for a two-bedroom apartment are approximately $610. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$82,000
Gross Rent
$610
Monthly Electricity Charges
$115
Auto Insurance
$1,090
House Owner Cost With Mortgage
$780
House Owner Cost Without Mortgage
$295
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
77.2
Grocery
92.4
Housing
48.2
Utilities
93.3
Transportation
86.1
Health Care
88.6
Miscellaneous
84.0

Crime

Is Stearns, KY a safe place to live?

Stearns is considered a safe community, with a low violent crime rate of 173 incidents per 100,000 residents and a property crime chance of 1 in 99. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
173
Property Crimes Per 100k
1,010
Crime Index
1,183
Chance Of Violent Crime
1 in 577
Chance Of Property Crime
1 in 99

Weather

What is the weather like in Stearns, KY year-round?

Stearns experiences four distinct seasons, with warm summers reaching highs of 87°F and cold winters dipping to 26°F. The area receives about 54 inches of rainfall annually and enjoys sunshine on 61% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
44°F

Summer

Min
64°F
Max
87°F

Spring

Min
48°F
Max
71°F

Fall

Min
48°F
Max
71°F
Average Rainfall Inches
54 inches
Sunny Days Percentage
61%

Neighbors

The neighborhood boasts a healthy median household income of $32,200 and a low poverty rate of 29.1%. Over 79% of residents have at least a high school diploma, and nearly 10% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$23,950
Household Income
$32,200
Family Income
$42,700
Per Capita Income
$17,800
Income Male
$31,200
Income Female
$24,300
Poverty Rate
29.1%
Non English Speakers
2.5%
Rent
$610
Unemployment Rate
6.1%
Public Transport Usage
0.5%
Commute Time
23.8 minutes

Education

High School or Higher
79.4%
Bachelors or More
10.3%

Education

How are the schools in Stearns, KY?

Stearns offers quality education options, with public schools like McCreary Central High School and Pine Knot Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Somerset Community College and University of the Cumberlands. The community is committed to educational excellence for all age groups.

Public Schools

Name
McCreary Central High School
Street
400 Raider Way
Phone
606-376-7075
Students
660
Student Teacher Ratio
16.3
Name
Pine Knot Elementary School
Street
6519 Hwy 27 S
Phone
606-354-2423
Students
690
Student Teacher Ratio
15.8

Colleges

Name
Somerset Community College
City
Somerset
State
KY
Distance
36 miles
Students
5,200
Name
University of the Cumberlands
City
Williamsburg
State
KY
Distance
41 miles
Students
19,100

Healthcare

Stearns residents have access to quality healthcare, with major hospitals like McCreary County Health Department and Lake Cumberland Regional Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 86.4% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
McCreary County Health Department
Address
119 Medical Ln, Whitley City, KY 42653
Phone
(606) 376-2412
Type
Clinic & Preventive
Emergency Services
No
Name
Lake Cumberland Regional Hospital
Address
305 Langdon St, Somerset, KY 42503
Phone
(606) 679-7441
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
86.4%
Health Care Index
68.2

Housing Market

What is the housing market like in Stearns, KY?

The local housing market is strong, with a median home price of $82,000 and an owner-occupied rate of nearly 74%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 7.2%. Stearns offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$82,000
Average Rent For 2 Bedroom
$610
Owner Occupied Rate
73.5%
Rental Vacancy Rate
7.2%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.4%
Foreclosure Rate
0.8%

DMV Information

Residents of Stearns handle vehicle services through the Kentucky Transportation Cabinet - Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Division of Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Stearns, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Stearns, review the core fields on this page: population 1,365, median home value $82,000, average rent for 2 bedroom $610, commute time 23.8 minutes, and sunny days percentage 61%.

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