Everything You Should Know Before Moving to Stem, NC
Thinking of moving to Stem, NC? This small town of 630 residents offers affordable living, with median home prices around $260,000 and average rents near $1,120. Enjoy a friendly, low-crime community, short commutes (31 minutes on average), and plenty of sunny days. With access to quality local schools and proximity to Granville Medical Center, Stem is ideal for those seeking a peaceful lifestyle with easy access to the Raleigh-Durham region.
Demographics - Stem, NC
Stem, NC is a close-knit community with a population of 630, a median age of 36.2, and a balanced gender ratio. The town is predominantly White (73.5%), with a notable Black community (18.0%) and a small but growing diversity, including 7.3% non-English speakers. Its moderate population density offers a neighborly atmosphere ideal for families and newcomers alike.
Population:
630
Density:
340 per sq mi
Median Age:
36.2
Gender Ratio:
99 males per 100 females
Non-English Speakers Percentage:
7.3%

Ethnic Composition
White:
73.5%
Black:
18.0%
Asian:
0.8%
Others:
7.7%
Cost Of Living
What is the average cost of living in Stem, NC?
Stem offers an affordable cost of living, with a median home value of $260,000 and average rents around $1,120. The cost of living index is 92, lower than the national average, making daily expenses like groceries, utilities, and transportation more budget-friendly for residents. State income taxes are steady at 5.25%, adding to the town’s overall affordability.
Median House Value:
$260,000
Gross Rent:
$1,120
Monthly Electricity Charges:
$130
Auto Insurance:
$1,000
House Owner Cost With Mortgage:
$1,450
House Owner Cost Without Mortgage:
$510
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
92
Grocery:
96
Housing:
85
Utilities:
98
Transportation:
92
Health Care:
95
Miscellaneous:
93
Crime
Is Stem, NC a safe place to live?
Crime rates in Stem are low, with just 120 violent crimes and 1,050 property crimes per 100,000 residents. Residents have a 1 in 833 chance of experiencing violent crime, contributing to a strong sense of safety and community. This peaceful environment is appealing for families and those seeking a quiet lifestyle.
Violent Crimes Per 100k:
120
Property Crimes Per 100k:
1,050
Crime Index:
1,170
Chance Of Violent Crime:
1 in 833
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Stem, NC year-round?
Stem experiences mild winters with lows around 30°F and warm summers reaching up to 89°F. The area receives about 45 inches of rainfall annually and enjoys 62% sunny days, offering a pleasant climate year-round. Seasonal changes are distinct, making outdoor activities enjoyable throughout the year.

Winter
Min:
30°F
Max:
51°F

Spring
Min:
46°F
Max:
72°F

Summer
Min:
68°F
Max:
89°F

Fall
Min:
47°F
Max:
73°F
Average Rainfall Inches:
45.2 inches
Sunny Days Percentage:
62%
Neighbors
The median household income in Stem is $68,900, with a poverty rate of 11.7% and an unemployment rate of 4.0%. Most residents commute about 31 minutes to work, and public transportation usage is minimal. The community is well-educated, with 88.9% holding a high school diploma or higher and 20.5% having a bachelor’s degree or more.
Median Income:
$44,000
Household Income:
$68,900
Family Income:
$76,000
Per Capita Income:
$28,200
Income Male:
$41,500
Income Female:
$35,600
Poverty Rate:
11.7%
Non English Speakers:
7.3%
Rent:
$1,120
Unemployment Rate:
4.0%
Public Transport Usage:
0.0%
Commute Time:
31.2 minutes

Education
High School or Higher:
88.9%
Bachelors or More:
20.5%
Education
How are the schools in Stem, NC?
Stem provides access to quality public schools like Creedmoor Elementary and Granville Central High, both known for supportive class sizes and engaged staff. Private options, such as Falls Lake Academy, and nearby colleges, including Vance-Granville Community College, offer diverse educational opportunities. Families benefit from a supportive learning environment and convenient access to higher education.

Public Schools
Name:
Creedmoor Elementary School
Street:
119 S Elm St
Phone:
919-528-2681
Students:
540
Student Teacher Ratio:
15.6
Name:
Granville Central High School
Street:
2043 Sanders Rd
Phone:
919-528-5533
Students:
590
Student Teacher Ratio:
14.2

Private Schools
Name:
Falls Lake Academy
Street:
1701 E Lyon Station Rd
Phone:
919-964-9003
Students:
1,050

Colleges
Name:
Vance-Granville Community College
City:
Creedmoor
State:
NC
Distance:
10 miles
Students:
3,200
Name:
Durham Technical Community College
City:
Durham
State:
NC
Distance:
23 miles
Students:
5,500
Healthcare
Residents of Stem have convenient access to Granville Medical Center in nearby Oxford, a full-service hospital with emergency care. With 1.9 physicians per 1,000 people and nearly 90% health insurance coverage, healthcare is accessible and reliable. The area’s healthcare index of 80.2 reflects generally favorable local medical resources.

Major Hospitals
Name:
Granville Medical Center
Address:
1010 College St, Oxford, NC 27565
Phone:
(919) 690-3000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
89.5%
Health Care Index:
80.2
Housing Market
What is the housing market like in Stem, NC?
Stem’s housing market is stable, featuring a median home price of $260,000 and strong homeownership rates at 80.1%. Average rent for a two-bedroom apartment is $1,120, and the community has a low foreclosure rate of just 0.3%. Home values have appreciated by 7.2% over the past year, signaling a healthy local market.
Median Home Price:
$260,000
Average Rent For 2 Bedroom:
$1,120
Owner Occupied Rate:
80.1%
Rental Vacancy Rate:
5.6%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
2.1%
Foreclosure Rate:
0.3%
DMV Information
Residents of Stem are served by the North Carolina Division of Motor Vehicles, located in Raleigh at 1100 New Bern Ave. The DMV offers a full range of driver and vehicle services, and more information can be found on their official website. Assistance is readily available by phone or online for registrations, licenses, and other motor vehicle needs.
State:
North Carolina
Department:
North Carolina Division of Motor Vehicles
Address:
1100 New Bern Ave, Raleigh, NC 27697
Phone:
919-715-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.