Everything You Should Know Before Moving to Stephan, SD
Considering a move to Stephan, SD? With a tiny population of just 68, Stephan offers a close-knit rural lifestyle and affordable living—median home prices are only $85,000 and rents average $710. Residents enjoy more sunny days than the national average, a short 20-minute commute, and a peaceful setting. While education and income levels are lower and healthcare options are limited to nearby towns, Stephan’s low cost of living and tight community make it a unique choice for those seeking quiet and affordability.
Demographics - Stephan, SD
Demographics - Stephan, SD
Stephan, SD is a very small community with a population of just 68, characterized by a youthful median age of 23.5 and a predominantly Native American population making up 85% of residents. The area has a balanced gender ratio and a low percentage of non-English speakers, offering a culturally rich and tight-knit environment. Low population density fosters a rural, community-focused lifestyle.
Population:
68
Density:
22 per sq mi
Median Age:
23.5
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
4.5%

Ethnic Composition
White:
10%
Black:
0%
Others:
5%
Cost Of Living
What is the average cost of living in Stephan, SD?
Living in Stephan is notably affordable, with a median home value of $85,000 and average rent at $710, both well below national averages. The cost of living index stands at 84.2, and housing costs are especially low, making it an attractive choice for those seeking value. Utilities, groceries, and healthcare also remain budget-friendly, while state taxes are nonexistent.
Median House Value:
$85,000
Gross Rent:
$710
Monthly Electricity Charges:
$130
Auto Insurance:
$1,125
House Owner Cost With Mortgage:
$895
House Owner Cost Without Mortgage:
$370
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
84.2
Grocery:
92.5
Housing:
64.0
Utilities:
98.3
Transportation:
90.0
Health Care:
93.8
Miscellaneous:
91.0
Crime
Is Stephan, SD a safe place to live?
Stephan experiences relatively low violent crime rates, with a chance of 1 in 313, though property crimes are more common at 1 in 54. The overall crime index suggests residents should take basic precautions but can generally expect a peaceful rural setting. The small population contributes to a strong sense of community safety.
Violent Crimes Per 100k:
320
Property Crimes Per 100k:
1,850
Crime Index:
2,170
Chance Of Violent Crime:
1 in 313
Chance Of Property Crime:
1 in 54
Weather
What is the weather like in Stephan, SD year-round?
Stephan's weather features cold winters with lows around 6°F and warm summers reaching up to 88°F. Residents enjoy about 62% sunny days each year, making for pleasant outdoor opportunities. Moderate annual rainfall of 19.3 inches supports a rural, natural landscape.

Winter
Min:
6°F
Max:
29°F

Spring
Min:
32°F
Max:
62°F

Summer
Min:
57°F
Max:
88°F

Fall
Min:
36°F
Max:
67°F
Average Rainfall Inches:
19.3 inches
Sunny Days Percentage:
62%
Neighbors
Neighboring households in Stephan have a median income of $22,500, with about 28.5% living below the poverty line. Education levels are modest, with nearly 78% holding a high school diploma or higher, and most adults face a short average commute of 20 minutes. The community relies on personal vehicles, as public transport is not available.
Median Income:
$22,500
Household Income:
$34,700
Family Income:
$38,500
Per Capita Income:
$13,800
Income Male:
$25,000
Income Female:
$19,000
Poverty Rate:
28.5%
Non English Speakers:
4.5%
Rent:
$710
Unemployment Rate:
6.1%
Public Transport Usage:
0%
Commute Time:
20.2 minutes

Education
High School or Higher:
77.8%
Bachelors or More:
10.4%
Education
How are the schools in Stephan, SD?
Stephan is served by Crow Creek Tribal School, offering a small student body and an 11.5:1 student-teacher ratio that supports personalized learning. While there are no private schools in town, Sinte Gleska University is located 55 miles away for higher education options. The local education system reflects the community’s close-knit and supportive atmosphere.

Public Schools
Name:
Crow Creek Tribal School
Street:
100 Drifting Goose St
Phone:
605-852-2455
Students:
360
Student Teacher Ratio:
11.5

Colleges
Name:
Sinte Gleska University
City:
Mission
State:
SD
Distance:
55 miles
Students:
1,200
Healthcare
Healthcare in Stephan is served by facilities in nearby towns, such as Sanford Chamberlain Medical Center, with 88.4% of residents having health insurance coverage. There are 1.2 physicians per 1,000 people, providing basic access to care. Emergency services are accessible but require travel to neighboring communities.

Major Hospitals
Name:
Sanford Chamberlain Medical Center
Address:
300 S Byron Blvd, Chamberlain, SD 57325
Phone:
(605) 734-4111
Type:
General & Surgical
Emergency Services:
Yes
Name:
Winner Regional Healthcare Center
Address:
745 E 8th St, Winner, SD 57580
Phone:
(605) 842-7100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.2
Health Insurance Coverage:
88.4%
Health Care Index:
68.2
Housing Market
What is the housing market like in Stephan, SD?
Housing in Stephan is highly affordable, with median home prices at $85,000 and a strong owner-occupied rate of 64.5%. The rental vacancy rate is moderate at 8.6%, and the housing market is stable with a 3.2% appreciation rate over the past year. Opportunities for new construction are limited, reflecting the area's small size.
Median Home Price:
$85,000
Average Rent For 2 Bedroom:
$710
Owner Occupied Rate:
64.5%
Rental Vacancy Rate:
8.6%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.2%
DMV Information
Residents of Stephan handle their driver licensing and vehicle registration through the South Dakota Department of Public Safety, located in Pierre. Services and information are readily available online and by phone, making it convenient for locals to access DMV resources. The state offers streamlined processes for routine licensing and vehicle needs.
State:
South Dakota
Department:
South Dakota Department of Public Safety - Driver Licensing
Address:
118 W Capitol Ave, Pierre, SD 57501
Phone:
1-605-773-6883
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.