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Everything You Should Know Before Moving to Stephen, MN

Considering a move to Stephen, MN? With a small-town population of just over 600, Stephen offers affordable living, with median home prices around $138,000 and rents averaging $640. Residents enjoy low crime rates, short 20-minute commutes, and a close-knit community feel. The area features a quality local school, strong health insurance coverage, and four distinct seasons with cold winters and warm summers. Stephen is ideal for those seeking a peaceful lifestyle and affordable cost of living in northwest Minnesota.

Demographics - Stephen, MN

Demographics - Stephen, MN

Stephen, MN is a small community of about 600 residents, predominantly White, with a median age of 41. The balanced gender ratio and low percentage of non-English speakers create a close-knit, welcoming environment. The moderate population density offers a quiet, rural setting ideal for families and retirees.

demograph population
Population:
604
demograph density
Density:
510 per sq mi
demograph median age
Median Age:
41.2
Demograph Gender Ratio
Gender Ratio:
99 males per 100 females
demograph Non English Speakers Percentage
Non-English Speakers Percentage:
4.3%
demograph ethnicCompositionEthnic Composition
demograph whites
White:
91.8%
demograph blacks
Black:
1.2%
demograph asian
Asian:
0.5%
demograph others
Others:
6.5%
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People moving

Cost Of Living

Cost Of Living

What is the average cost of living in Stephen, MN?

Stephen offers an affordable cost of living, with a median home value of $138,000 and average rent around $640. Utilities and groceries remain below the national average, and overall living expenses are accessible for most families. State income taxes are moderate, ensuring residents enjoy a comfortable lifestyle at a lower cost.

cost of living medianHouseValue
Median House Value:
$138,000
cost of living grossRent
Gross Rent:
$640
cost of living monthlyElectricityCharges
Monthly Electricity Charges:
$110
cost of living autoInsurance
Auto Insurance:
$1,140
cost of living houseownerCostWithMortgage
House Owner Cost With Mortgage:
$1,070
cost of living houseownerCostWithoutMortgage
House Owner Cost Without Mortgage:
$390
cost of living stateTaxes State Taxes:
Low:
5.35%
|
High:
9.85%
cost of living costOfLivingIndex
Cost Of Living Index:
82.5
cost of living grocery
Grocery:
96.3
cost of living housing
Housing:
62.0
cost of living utilities
Utilities:
92.1
cost of living transportation
Transportation:
95.2
cost of living health-care
Health Care:
98.4
cost of living miscellaneous
Miscellaneous:
93.6

Crime

Crime

Is Stephen, MN a safe place to live?

Stephen is a safe place to live, with violent crime rates significantly below the national average and property crime remaining relatively low. Residents have a 1 in 1,350 chance of experiencing violent crime, contributing to a strong sense of security. The city’s small size and close community help maintain this safe environment.

crime voilentCrimes
Violent Crimes Per 100k:
74
crime propertyCrime
Property Crimes Per 100k:
670
crime crimeIndex
Crime Index:
744
crime chanceOfViolentCrime
Chance Of Violent Crime:
1 in 1,350
crime chanceOfPropertyCrime
Chance Of Property Crime:
1 in 150
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Weather

Weather

What is the weather like in Stephen, MN year-round?

Residents experience all four seasons, with cold winters averaging lows near -2°F and warm summers reaching up to 81°F. The area receives about 21 inches of rainfall annually and enjoys sunshine roughly 55% of the year. Seasonal changes provide opportunities for various outdoor activities throughout the year.

weather winterWinter
weather min
Min:
-2°F
weather max
Max:
16°F
weather springSpring
weather min
Min:
32°F
weather max
Max:
60°F
weather summerSummer
weather min
Min:
56°F
weather max
Max:
81°F
weather fallFall
weather min
Min:
34°F
weather max
Max:
62°F
weather averageRainfallInches
Average Rainfall Inches:
20.9 inches
weather sunnyDays Percentage
Sunny Days Percentage:
55%

Neighbors

Neighbors

Households in Stephen typically earn around $66,700, with a low poverty rate and a high percentage of residents holding at least a high school diploma. Commute times average under 20 minutes, and unemployment is notably low. The community is friendly and stable, offering a welcoming atmosphere for newcomers.

neighbor medianIncome
Median Income:
$34,800
neighbor householdIncome
Household Income:
$66,700
neighbor familyIncome
Family Income:
$75,200
neighbor perCapitaIncome
Per Capita Income:
$33,100
neighbor incomeMale
Income Male:
$42,000
neighbor incomeFemale
Income Female:
$31,000
neighbor povertyRate
Poverty Rate:
7.4%
neighbor nonEnglishSpeakers
Non English Speakers:
4.3%
neighbor rent
Rent:
$640
neighbor unemployment
Unemployment Rate:
3.2%
neighbor publicTransport
Public Transport Usage:
0.0%
neighbor commuteTime
Commute Time:
19.7 minutes
neighbor educationEducation
neighbor highSchool
High School or Higher:
91.6%
neighbor bachelors
Bachelors or More:
24.8%
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People moving

Education

Education

How are the schools in Stephen, MN?

Stephen is served by a well-rated public school with a low student-teacher ratio, ensuring personalized attention. Nearby colleges such as Northland Community & Technical College and the University of North Dakota offer higher education options within a short drive. Families benefit from quality educational opportunities from elementary through college.

education PublicSchoolsPublic Schools
education publicName
Name:
Stephen-Argyle Central School
education publicStreet
Street:
224 Brooks Ave, Stephen, MN 56757
education publicPhone
Phone:
218-478-3315
education publicStudents
Students:
380
education publicStudentTeacherRatio
Student Teacher Ratio:
10.9


education collegesColleges
education collegeName
Name:
Northland Community & Technical College
education collegeCity
City:
Thief River Falls
education collegeState
State:
MN
education collegeDistance
Distance:
38 miles
education collegeStudents
Students:
3,100


education collegeName
Name:
University of North Dakota
education collegeCity
City:
Grand Forks
education collegeState
State:
ND
education collegeDistance
Distance:
44 miles
education collegeStudents
Students:
13,600


Healthcare

Healthcare

Residents have access to quality healthcare, with major hospitals nearby and over 95% health insurance coverage. The region has a good physician-to-resident ratio, and emergency services are readily available. Overall, Stephen supports the well-being of its community with solid healthcare resources.

healthcare majorHospitals Major Hospitals
healthcare hospitalName
Name:
Sanford Medical Center - Thief River Falls
healthcare hospitalAddress
Address:
3001 Sanford Pkwy, Thief River Falls, MN 56701
healthcare hospitalPhone
Phone:
(218) 683-4000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare hospitalName
Name:
Altru Hospital
healthcare hospitalAddress
Address:
1200 S Columbia Rd, Grand Forks, ND 58201
healthcare hospitalPhone
Phone:
(701) 780-5000
healthcare hospitalType
Type:
General & Surgical
healthcare emergencyServices
Emergency Services:
Yes


healthcare physiciansPer1000
Physicians Per 1000:
1.3
healthcare healthInsuranceCoverage
Health Insurance Coverage:
95.6%
healthcare healthCareIndex
Health Care Index:
72.3
Healthcare
Housing Market

Housing Market

Housing Market

What is the housing market like in Stephen, MN?

Stephen’s housing market is affordable, with a median home price of $138,000 and most homes owner-occupied. Rental options are available with moderate vacancy rates, and the market sees steady appreciation. The area offers both stability and opportunity for buyers and renters alike.

housing market medianHomePrice
Median Home Price:
$138,000
housing market averageRentFor2Bedroom
Average Rent For 2 Bedroom:
$640
housing market ownerOccupiedRate
Owner Occupied Rate:
81.3%
housing market rentalVacancyRate
Rental Vacancy Rate:
6.2%
housing market homeAppreciationRate1Yr
Home Appreciation Rate (1yr):
3.6%
housing market newConstructionRate
New Construction Rate:
0.6%
housing market foreclosureRate
Foreclosure Rate:
0.2%

DMV Information

DMV Information

DMV services for Stephen are managed by Minnesota Driver and Vehicle Services, with resources available online and at the St. Paul office. Residents can access driver licensing, vehicle registration, and related services conveniently. Support is readily available by phone or via the state website.

dmv state
State:
Minnesota
dmv department
Department:
Minnesota Driver and Vehicle Services
dmv address
Address:
445 Minnesota St, Suite 190, St Paul, MN 55101
dmv phone
Phone:
651-297-2126
DMV

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

Top Movers in Stephen, MN

Planning a relocation in or near Stephen? We have you covered. Whether you're moving across a street or across town, our dependable network of local movers is ready to handle every aspect of your relocation. Find expert movers who will make your move as seamless, efficient, and stress-free as possible, from packing and loading to transporting and unpacking. Explore specialty moving services, compare estimates, and contact a reputable moving company in Stephen.

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FAQs About Moving to Stephen, MN

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Check the cost of living, housing, traffic, and public transit in Stephen. Each neighborhood has its own vibe, so pick one that fits your lifestyle. Be prepared for Stephen climate and weather.

Moving within Stephen usually costs between $300 and $1,500. Moving long distances can cost anywhere from $2,000 to more than $5,000. The price may go up if you need extra services like packing or storage. Fill out Movers.com quote form to compare the quotes easily.

While moves happen year-round, spring and fall are often more comfortable in Stephen. Booking outside of peak summer or winter seasons can save money and make scheduling easier.

Yes! Majority of moving companies in Stephen offer full service moving, which means they will help you pack, unpack, and arrange your belongings.

You should plan your move from Stephen at least 4 to 8 weeks in advance, especially if you're moving during the busy season (summer). You can get better availability, prices, and flexibility with your moving date if you book early. If you book at the last minute, you may have fewer choices or pay more.
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