Minnesota / Marshall County

Moving to Stephen, MN

Thinking of making a move to Stephen, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Stephen, MN

Considering a move to Stephen, MN? This welcoming community of 604 residents offers a blend of suburban charm and convenience, with median home prices around $138,000 and average rents near $640. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (55% annually), ideal for families and commuters alike. Explore Stephen's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Stephen, MN

Stephen has a population of 604 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 1% Black, and 1% Asian residents, and over 4% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
604
Density
510 per sq mi
Median Age
41.2
Gender Ratio
99 males per 100 females
Non-English Speakers Percentage
4.3%

Ethnic Composition

White
91.8%
Black
1.2%
Asian
0.5%
Others
6.5%

Cost Of Living

What is the average cost of living in Stephen, MN?

The cost of living in Stephen is higher than the national average, with a cost of living index of 82.5. Median home values are around $138,000 and average rents for a two-bedroom apartment are approximately $640. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$138,000
Gross Rent
$640
Monthly Electricity Charges
$110
Auto Insurance
$1,140
House Owner Cost With Mortgage
$1,070
House Owner Cost Without Mortgage
$390
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
82.5
Grocery
96.3
Housing
62.0
Utilities
92.1
Transportation
95.2
Health Care
98.4
Miscellaneous
93.6

Crime

Is Stephen, MN a safe place to live?

Stephen is considered a safe community, with a low violent crime rate of 74 incidents per 100,000 residents and a property crime chance of 1 in 150. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
74
Property Crimes Per 100k
670
Crime Index
744
Chance Of Violent Crime
1 in 1,350
Chance Of Property Crime
1 in 150

Weather

What is the weather like in Stephen, MN year-round?

Stephen experiences four distinct seasons, with warm summers reaching highs of 81°F and cold winters dipping to 2°F. The area receives about 21 inches of rainfall annually and enjoys sunshine on 55% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
-2°F
Max
16°F

Summer

Min
56°F
Max
81°F

Spring

Min
32°F
Max
60°F

Fall

Min
34°F
Max
62°F
Average Rainfall Inches
20.9 inches
Sunny Days Percentage
55%

Neighbors

The neighborhood boasts a healthy median household income of $66,700 and a low poverty rate of 7.4%. Over 92% of residents have at least a high school diploma, and nearly 25% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$34,800
Household Income
$66,700
Family Income
$75,200
Per Capita Income
$33,100
Income Male
$42,000
Income Female
$31,000
Poverty Rate
7.4%
Non English Speakers
4.3%
Rent
$640
Unemployment Rate
3.2%
Public Transport Usage
0.0%
Commute Time
19.7 minutes

Education

High School or Higher
91.6%
Bachelors or More
24.8%

Education

How are the schools in Stephen, MN?

Stephen offers quality education options, with public schools like Stephen-Argyle Central School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northland Community & Technical College and University of North Dakota. The community is committed to educational excellence for all age groups.

Public Schools

Name
Stephen-Argyle Central School
Street
224 Brooks Ave, Stephen, MN 56757
Phone
218-478-3315
Students
380
Student Teacher Ratio
10.9

Colleges

Name
Northland Community & Technical College
City
Thief River Falls
State
MN
Distance
38 miles
Students
3,100
Name
University of North Dakota
City
Grand Forks
State
ND
Distance
44 miles
Students
13,600

Healthcare

Stephen residents have access to quality healthcare, with major hospitals like Sanford Medical Center - Thief River Falls and Altru Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 95.6% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Sanford Medical Center - Thief River Falls
Address
3001 Sanford Pkwy, Thief River Falls, MN 56701
Phone
(218) 683-4000
Type
General & Surgical
Emergency Services
Yes
Name
Altru Hospital
Address
1200 S Columbia Rd, Grand Forks, ND 58201
Phone
(701) 780-5000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
95.6%
Health Care Index
72.3

Housing Market

What is the housing market like in Stephen, MN?

The local housing market is strong, with a median home price of $138,000 and an owner-occupied rate of nearly 81%. The market has seen a 3.6% appreciation over the past year, and rental vacancy rates remain moderate at 6.2%. Stephen offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$138,000
Average Rent For 2 Bedroom
$640
Owner Occupied Rate
81.3%
Rental Vacancy Rate
6.2%
Home Appreciation Rate (1yr)
3.6%
New Construction Rate
0.6%
Foreclosure Rate
0.2%

DMV Information

Residents of Stephen handle vehicle services through the Minnesota Driver and Vehicle Services, conveniently located in St Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Driver and Vehicle Services
Address
445 Minnesota St, Suite 190, St Paul, MN 55101
Phone
651-297-2126

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Stephen, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Stephen, review the core fields on this page: population 604, median home value $138,000, average rent for 2 bedroom $640, commute time 19.7 minutes, and sunny days percentage 55%.

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