Minnesota / Marshall County

Moving to Stephen, MN

Thinking of making a move to Stephen, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Stephen, MN

Considering a move to Stephen, MN? This welcoming community of 650 residents offers a blend of suburban charm and convenience, with median home prices around $132,000 and average rents near $760. Commute times average 17 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (52% annually), ideal for families and commuters alike. Explore Stephen's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Stephen, MN

Stephen has a population of 650 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 89% White, 0% Black, and 1% Asian residents, and over 7% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
650
Density
1,050 per sq mi
Median Age
44.8
Gender Ratio
101 males per 100 females
Non-English Speakers Percentage
6.8%

Ethnic Composition

White
88.5%
Black
0.4%
Asian
0.6%
Others
10.5%

Cost Of Living

What is the average cost of living in Stephen, MN?

The cost of living in Stephen is higher than the national average, with a cost of living index of 84.7. Median home values are around $132,000 and average rents for a two-bedroom apartment are approximately $760. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$132,000
Gross Rent
$760
Monthly Electricity Charges
$132
Auto Insurance
$1,240
House Owner Cost With Mortgage
$1,030
House Owner Cost Without Mortgage
$420
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
84.7
Grocery
92.1
Housing
66.4
Utilities
96.8
Transportation
87.3
Health Care
97.5
Miscellaneous
89.8

Crime

Is Stephen, MN a safe place to live?

Stephen is considered a safe community, with a low violent crime rate of 180 incidents per 100,000 residents and a property crime chance of 1 in 95. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
180
Property Crimes Per 100k
1,050
Crime Index
1,230
Chance Of Violent Crime
1 in 556
Chance Of Property Crime
1 in 95

Weather

What is the weather like in Stephen, MN year-round?

Stephen experiences four distinct seasons, with warm summers reaching highs of 81°F and cold winters dipping to 6°F. The area receives about 23 inches of rainfall annually and enjoys sunshine on 52% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
-6°F
Max
18°F

Summer

Min
58°F
Max
81°F

Spring

Min
34°F
Max
63°F

Fall

Min
36°F
Max
64°F
Average Rainfall Inches
22.8 inches
Sunny Days Percentage
52%

Neighbors

The neighborhood boasts a healthy median household income of $62,000 and a low poverty rate of 10.8%. Over 92% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 17 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$40,500
Household Income
$62,000
Family Income
$74,500
Per Capita Income
$28,200
Income Male
$41,800
Income Female
$31,700
Poverty Rate
10.8%
Non English Speakers
8.1%
Rent
$760
Unemployment Rate
3.8%
Public Transport Usage
0.6%
Commute Time
16.8 minutes

Education

High School or Higher
91.5%
Bachelors or More
18.6%

Education

How are the schools in Stephen, MN?

Stephen offers quality education options, with public schools like Tri-County School and Stephen Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Northland Community & Technical College and University of North Dakota. The community is committed to educational excellence for all age groups.

Public Schools

Name
Tri-County School
Street
403 W 3rd St
Phone
218-478-6011
Students
240
Student Teacher Ratio
12.1
Name
Stephen Elementary School
Street
400 W 2nd St
Phone
218-478-2226
Students
190
Student Teacher Ratio
13.4

Private Schools

Name
St. Joseph School
Street
305 1st Ave SW
Phone
218-745-4971
Students
85

Colleges

Name
Northland Community & Technical College
City
Thief River Falls
State
MN
Distance
33 miles
Students
2,000
Name
University of North Dakota
City
Grand Forks
State
ND
Distance
55 miles
Students
14,000

Healthcare

Stephen residents have access to quality healthcare, with major hospitals like North Valley Health Center and Altru Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 94.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
North Valley Health Center
Address
301 2nd St SW, Warren, MN 56762
Phone
(218) 745-4441
Type
General & Surgical
Emergency Services
Yes
Name
Altru Hospital
Address
1200 S Columbia Rd, Grand Forks, ND 58201
Phone
(701) 780-5000
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
94.1%
Health Care Index
68.4

Housing Market

What is the housing market like in Stephen, MN?

The local housing market is strong, with a median home price of $132,000 and an owner-occupied rate of nearly 74%. The market has seen a 3.9% appreciation over the past year, and rental vacancy rates remain moderate at 7.4%. Stephen offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$132,000
Average Rent For 2 Bedroom
$760
Owner Occupied Rate
73.8%
Rental Vacancy Rate
7.4%
Home Appreciation Rate (1yr)
3.9%
New Construction Rate
0.4%
Foreclosure Rate
0.3%

DMV Information

Residents of Stephen handle vehicle services through the Minnesota Driver and Vehicle Services, conveniently located in St. Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Driver and Vehicle Services
Address
445 Minnesota Street, St. Paul, MN 55101
Phone
1-651-297-3298

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Stephen, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Stephen, review the core fields on this page: population 650, median home value $132,000, average rent for 2 bedroom $760, commute time 16.8 minutes, and sunny days percentage 52%.

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