Kentucky / Hardin County

Moving to Stephensburg, KY

Thinking of making a move to Stephensburg, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Stephensburg, KY

Considering a move to Stephensburg, KY? This welcoming community of 650 residents offers a blend of suburban charm and convenience, with median home prices around $170,000 and average rents near $780. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Stephensburg's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Stephensburg, KY

Stephensburg has a population of 650 residents, offering a diverse community with a median age of nearly 40 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 90% White, 5% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
650
Density
130 per sq mi
Median Age
40.2
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.8%

Ethnic Composition

White
89.5%
Black
5.1%
Asian
0.5%
Others
4.9%

Cost Of Living

What is the average cost of living in Stephensburg, KY?

The cost of living in Stephensburg is higher than the national average, with a cost of living index of 84.0. Median home values are around $170,000 and average rents for a two-bedroom apartment are approximately $780. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$170,000
Gross Rent
$780
Monthly Electricity Charges
$120
Auto Insurance
$1,350
House Owner Cost With Mortgage
$1,060
House Owner Cost Without Mortgage
$420
State Taxes
Low: 2%| High: 5%
Cost Of Living Index
84.0
Grocery
91.2
Housing
70.1
Utilities
97.4
Transportation
84.8
Health Care
95.5
Miscellaneous
89.0

Crime

Is Stephensburg, KY a safe place to live?

Stephensburg is considered a safe community, with a low violent crime rate of 139 incidents per 100,000 residents and a property crime chance of 1 in 89. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
139
Property Crimes Per 100k
1,120
Crime Index
1,259
Chance Of Violent Crime
1 in 720
Chance Of Property Crime
1 in 89

Weather

What is the weather like in Stephensburg, KY year-round?

Stephensburg experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 26°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
44°F

Summer

Min
66°F
Max
88°F

Spring

Min
48°F
Max
70°F

Fall

Min
47°F
Max
70°F
Average Rainfall Inches
48 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $58,500 and a low poverty rate of 12.7%. Over 86% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 0% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$32,000
Household Income
$58,500
Family Income
$66,800
Per Capita Income
$27,000
Income Male
$38,000
Income Female
$29,800
Poverty Rate
12.7%
Non English Speakers
2.8%
Rent
$780
Unemployment Rate
4.1%
Public Transport Usage
0.3%
Commute Time
25.6 minutes

Education

High School or Higher
86.4%
Bachelors or More
17.5%

Education

How are the schools in Stephensburg, KY?

Stephensburg offers quality education options, with public schools like Central Hardin High School and Lakewood Elementary School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Elizabethtown Community & Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Central Hardin High School
Street
3040 Leitchfield Rd
Phone
270-737-6800
Students
1,800
Student Teacher Ratio
17.3
Name
Lakewood Elementary School
Street
265 Learning Pl
Phone
270-259-4058
Students
650
Student Teacher Ratio
16.5

Private Schools

Name
St. James Catholic Regional School
Street
401 Robinbrooke Blvd
Phone
270-765-7011
Students
300

Colleges

Name
Elizabethtown Community & Technical College
City
Elizabethtown
State
KY
Distance
11 miles
Students
6,000

Healthcare

Stephensburg residents have access to quality healthcare, with major hospitals like Baptist Health Hardin nearby. The community benefits from a high physician-to-resident ratio of 1.5 per 1,000 people and 91.8% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Hardin
Address
913 N Dixie Ave, Elizabethtown, KY 42701
Phone
(270) 737-1212
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.5
Health Insurance Coverage
91.8%
Health Care Index
71.3

Housing Market

What is the housing market like in Stephensburg, KY?

The local housing market is strong, with a median home price of $170,000 and an owner-occupied rate of nearly 76%. The market has seen a 4.2% appreciation over the past year, and rental vacancy rates remain moderate at 6.1%. Stephensburg offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$170,000
Average Rent For 2 Bedroom
$780
Owner Occupied Rate
75.8%
Rental Vacancy Rate
6.1%
Home Appreciation Rate (1yr)
4.2%
New Construction Rate
1.0%
Foreclosure Rate
0.4%

DMV Information

Residents of Stephensburg handle vehicle services through the Kentucky Transportation Cabinet, Division of Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet, Division of Driver Licensing
Address
200 Mero St, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Stephensburg, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Stephensburg, review the core fields on this page: population 650, median home value $170,000, average rent for 2 bedroom $780, commute time 25.6 minutes, and sunny days percentage 58%.

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