Kentucky / Hardin County

Moving to Stephensburg, KY

Thinking of making a move to Stephensburg, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Stephensburg, KY

Considering a move to Stephensburg, KY? This welcoming community of 350 residents offers a blend of suburban charm and convenience, with median home prices around $165,000 and average rents near $820. Commute times average 25 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (55% annually), ideal for families and commuters alike. Explore Stephensburg's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Stephensburg, KY

Stephensburg has a population of 350 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 92% White, 5% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
350
Density
330 per sq mi
Median Age
41.2
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.8%

Ethnic Composition

White
91.5%
Black
4.8%
Asian
0.6%
Others
3.1%

Cost Of Living

What is the average cost of living in Stephensburg, KY?

The cost of living in Stephensburg is higher than the national average, with a cost of living index of 82.4. Median home values are around $165,000 and average rents for a two-bedroom apartment are approximately $820. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$165,000
Gross Rent
$820
Monthly Electricity Charges
$145
Auto Insurance
$1,520
House Owner Cost With Mortgage
$1,050
House Owner Cost Without Mortgage
$420
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
82.4
Grocery
94.0
Housing
68.5
Utilities
98.7
Transportation
89.2
Health Care
93.1
Miscellaneous
91.0

Crime

Is Stephensburg, KY a safe place to live?

Stephensburg is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 85. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,180
Crime Index
1,390
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 85

Weather

What is the weather like in Stephensburg, KY year-round?

Stephensburg experiences four distinct seasons, with warm summers reaching highs of 89°F and cold winters dipping to 26°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 55% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
44°F

Summer

Min
66°F
Max
89°F

Spring

Min
46°F
Max
71°F

Fall

Min
47°F
Max
72°F
Average Rainfall Inches
48.3 inches
Sunny Days Percentage
55%

Neighbors

The neighborhood boasts a healthy median household income of $59,800 and a low poverty rate of 17.8%. Over 84% of residents have at least a high school diploma, and nearly 15% hold a bachelor's degree or higher. Commute times average 25 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$38,500
Household Income
$59,800
Family Income
$68,200
Per Capita Income
$24,100
Income Male
$41,500
Income Female
$33,800
Poverty Rate
17.8%
Non English Speakers
4.9%
Rent
$820
Unemployment Rate
5.1%
Public Transport Usage
0.7%
Commute Time
24.8 minutes

Education

High School or Higher
83.6%
Bachelors or More
15.4%

Education

How are the schools in Stephensburg, KY?

Stephensburg offers quality education options, with public schools like Hardin County Schools and North Hardin High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Elizabethtown Community and Technical College and Western Kentucky University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Hardin County Schools
Street
920 N. Mulberry St.
Phone
270-769-8800
Students
16,500
Student Teacher Ratio
15.4
Name
North Hardin High School
Street
201 Wayne Greer Rd
Phone
270-351-3155
Students
1,350
Student Teacher Ratio
16.1

Private Schools

Name
St. James Catholic School
Street
401 Robinbrooke Blvd
Phone
270-765-6268
Students
220

Colleges

Name
Elizabethtown Community and Technical College
City
Elizabethtown
State
KY
Distance
17 miles
Students
6,700
Name
Western Kentucky University
City
Bowling Green
State
KY
Distance
70 miles
Students
17,500

Healthcare

Stephensburg residents have access to quality healthcare, with major hospitals like Baptist Health Hardin and Owensboro Health Twin Lakes Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.6 per 1,000 people and 88.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Baptist Health Hardin
Address
913 N Dixie Ave, Elizabethtown, KY 42701
Phone
(270) 737-1212
Type
General & Surgical
Emergency Services
Yes
Name
Owensboro Health Twin Lakes Medical Center
Address
910 Wallace Ave, Leitchfield, KY 42754
Phone
(270) 259-9400
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.6
Health Insurance Coverage
88.1%
Health Care Index
61.4

Housing Market

What is the housing market like in Stephensburg, KY?

The local housing market is strong, with a median home price of $165,000 and an owner-occupied rate of nearly 78%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 9.8%. Stephensburg offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$165,000
Average Rent For 2 Bedroom
$820
Owner Occupied Rate
78.4%
Rental Vacancy Rate
9.8%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
0.8%
Foreclosure Rate
0.7%

DMV Information

Residents of Stephensburg handle vehicle services through the Kentucky Transportation Cabinet - Driver Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Driver Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Stephensburg, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Stephensburg, review the core fields on this page: population 350, median home value $165,000, average rent for 2 bedroom $820, commute time 24.8 minutes, and sunny days percentage 55%.

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