Everything You Should Know Before Moving to Stephensport, KY
Considering a move to Stephensport, KY? This peaceful rural community of about 150 residents offers affordable living, with median home prices around $105,000 and average rents near $700. Enjoy low crime rates, a typical commute of 28.5 minutes, and a friendly, close-knit atmosphere. While educational and healthcare resources are modest, the area’s scenic river views, mild climate, and affordable lifestyle make it ideal for those seeking quiet country living.
Demographics - Stephensport, KY
Demographics - Stephensport, KY
Stephensport is a small, tight-knit community with a population of around 150, a median age of 44, and a predominantly White demographic. The gender balance is nearly even, and the area features a low percentage of non-English speakers, contributing to a quiet, rural atmosphere.
Population:
150
Density:
120 per sq mi
Median Age:
44
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
2.5%
Ethnic Composition
White:
94.5%
Black:
2.0%
Asian:
0.5%
Others:
3.0%
Cost Of Living
What is the average cost of living in Stephensport, KY?
Stephensport offers a notably affordable cost of living, with median home values at $105,000 and average rents of $700. Utility and transportation costs are below the national average, making it an attractive choice for budget-conscious residents.
Median House Value:
$105,000
Gross Rent:
$700
Monthly Electricity Charges:
$130
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$330
State Taxes:
Low:
2.0%
|
High:
5.0%
Cost Of Living Index:
81.5
Grocery:
93.2
Housing:
56.1
Utilities:
97.7
Transportation:
92.0
Health Care:
89.0
Miscellaneous:
88.5
Crime
Is Stephensport, KY a safe place to live?
The town experiences low crime rates compared to larger cities, with a violent crime rate of just 140 incidents per 100,000 people and a property crime rate of 1,150 per 100,000. Residents enjoy a sense of safety in this rural setting.
Violent Crimes Per 100k:
140
Property Crimes Per 100k:
1,150
Crime Index:
1,290
Chance Of Violent Crime:
1 in 715
Chance Of Property Crime:
1 in 87
Weather
What is the weather like in Stephensport, KY year-round?
Stephensport has a moderate climate, featuring mild winters with lows around 25°F and warm summers reaching up to 87°F. The area receives about 48.5 inches of rainfall annually and enjoys sunshine 57% of the year, supporting an active outdoor lifestyle.
Winter
Min:
25°F
Max:
43°F
Spring
Min:
46°F
Max:
69°F
Summer
Min:
66°F
Max:
87°F
Fall
Min:
47°F
Max:
70°F
Average Rainfall Inches:
48.5 inches
Sunny Days Percentage:
57%
Neighbors
Residents of Stephensport typically have a median household income of $48,500, with a modest poverty rate and an unemployment rate of 4.8%. The community is largely owner-occupied, and most adults have at least a high school education, fostering a stable, neighborly environment.
Median Income:
$34,000
Household Income:
$48,500
Family Income:
$58,000
Per Capita Income:
$24,500
Income Male:
$32,000
Income Female:
$27,000
Poverty Rate:
16.5%
Non English Speakers:
2.5%
Rent:
$700
Unemployment Rate:
4.8%
Public Transport Usage:
0.1%
Commute Time:
28.5 minutes
Education
High School or Higher:
87.2%
Bachelors or More:
15.8%
Education
How are the schools in Stephensport, KY?
Students in Stephensport attend local public schools such as Breckinridge County Middle School, and higher education is available within a reasonable drive at Elizabethtown Community and Technical College. Educational opportunities are adequate for a rural area, with supportive learning environments and manageable class sizes.
Public Schools
Name:
Breckinridge County Middle School
Street:
Highway 261, Hardinsburg, KY 40143
Phone:
270-756-3050
Students:
520
Student Teacher Ratio:
16.5
Colleges
Name:
Elizabethtown Community and Technical College
City:
Elizabethtown
State:
KY
Distance:
38 miles
Students:
6,500
Healthcare
Healthcare is accessible through nearby Breckinridge Memorial Hospital, with 1.5 physicians per 1,000 residents and nearly 90% health insurance coverage. While healthcare facilities are limited, basic emergency and general services are within easy reach.
Major Hospitals
Name:
Breckinridge Memorial Hospital
Address:
1011 Old Hwy 60, Hardinsburg, KY 40143
Phone:
(270) 756-7000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.5
Health Insurance Coverage:
89.5%
Health Care Index:
65.3
Housing Market
What is the housing market like in Stephensport, KY?
Stephensport's housing market is characterized by affordable prices, with a median home price of $105,000 and high owner-occupancy at 76.5%. The market is stable, showing modest appreciation and low foreclosure rates, making it appealing for buyers seeking long-term value.
Median Home Price:
$105,000
Average Rent For 2 Bedroom:
$700
Owner Occupied Rate:
76.5%
Rental Vacancy Rate:
9.2%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.5%
Foreclosure Rate:
0.7%
DMV Information
Driver licensing and vehicle registration are managed by the Kentucky Transportation Cabinet, with services conveniently accessible online and at their Frankfort office. Residents benefit from straightforward DMV processes through the state's official resources.
State:
Kentucky
Department:
Kentucky Transportation Cabinet - Division of Driver Licensing
Address:
200 Mero Street, Frankfort, KY 40622
Phone:
502-564-1257
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.