Kentucky / Breckinridge County

Moving to Stephensport, KY

Thinking of making a move to Stephensport, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Stephensport, KY

Considering a move to Stephensport, KY? This welcoming community of 80 residents offers a blend of suburban charm and convenience, with median home prices around $145,000 and average rents near $750. Commute times average 24 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (55% annually), ideal for families and commuters alike. Explore Stephensport's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Stephensport, KY

Stephensport has a population of 80 residents, offering a diverse community with a median age of nearly 45 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 94% White, 3% Black, and 1% Asian residents, and over 2% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
80
Density
320 per sq mi
Median Age
44.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
1.5%

Ethnic Composition

White
94.0%
Black
2.5%
Asian
0.5%
Others
3.0%

Cost Of Living

What is the average cost of living in Stephensport, KY?

The cost of living in Stephensport is higher than the national average, with a cost of living index of 79.4. Median home values are around $145,000 and average rents for a two-bedroom apartment are approximately $750. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$145,000
Gross Rent
$750
Monthly Electricity Charges
$145
Auto Insurance
$1,720
House Owner Cost With Mortgage
$1,050
House Owner Cost Without Mortgage
$390
State Taxes
Low: 4.0%| High: 6.0%
Cost Of Living Index
79.4
Grocery
92.0
Housing
61.5
Utilities
97.8
Transportation
86.7
Health Care
95.1
Miscellaneous
90.4

Crime

Is Stephensport, KY a safe place to live?

Stephensport is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 102. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
210
Property Crimes Per 100k
980
Crime Index
1,190
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 102

Weather

What is the weather like in Stephensport, KY year-round?

Stephensport experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 24°F. The area receives about 46 inches of rainfall annually and enjoys sunshine on 55% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
24°F
Max
42°F

Summer

Min
68°F
Max
88°F

Spring

Min
46°F
Max
70°F

Fall

Min
48°F
Max
72°F
Average Rainfall Inches
46.0 inches
Sunny Days Percentage
55%

Neighbors

The neighborhood boasts a healthy median household income of $41,000 and a low poverty rate of 18.5%. Over 84% of residents have at least a high school diploma, and nearly 11% hold a bachelor's degree or higher. Commute times average 24 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$28,500
Household Income
$41,000
Family Income
$52,000
Per Capita Income
$22,500
Income Male
$34,000
Income Female
$28,000
Poverty Rate
18.5%
Non English Speakers
2.0%
Rent
$750
Unemployment Rate
5.8%
Public Transport Usage
0.5%
Commute Time
24.0 minutes

Education

High School or Higher
83.5%
Bachelors or More
11.0%

Education

How are the schools in Stephensport, KY?

Stephensport offers quality education options, with public schools like Cloverport Independent School and Breckinridge County High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Southeast Community College and Brescia University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Cloverport Independent School
Street
208 W Main St
Phone
270-788-2965
Students
360
Student Teacher Ratio
13.5
Name
Breckinridge County High School
Street
526 College St
Phone
270-756-2101
Students
690
Student Teacher Ratio
15.1

Private Schools

Name
St. Romuald Interparochial School
Street
394 S 4th St
Phone
270-684-4745
Students
240

Colleges

Name
Southeast Community College
City
Cloverport
State
KY
Distance
11 miles
Students
900
Name
Brescia University
City
Owensboro
State
KY
Distance
38 miles
Students
1,000

Healthcare

Stephensport residents have access to quality healthcare, with major hospitals like Breckinridge Memorial Hospital and Owensboro Health Twin Lakes Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.2 per 1,000 people and 90.5% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Breckinridge Memorial Hospital
Address
1011 Old Highway 60, Hardinsburg, KY 40143
Phone
(270) 756-7000
Type
General & Surgical
Emergency Services
Yes
Name
Owensboro Health Twin Lakes Medical Center
Address
910 Wallace Ave, Leitchfield, KY 42754
Phone
(270) 259-9400
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.2
Health Insurance Coverage
90.5%
Health Care Index
61.8

Housing Market

What is the housing market like in Stephensport, KY?

The local housing market is strong, with a median home price of $145,000 and an owner-occupied rate of nearly 84%. The market has seen a 3.2% appreciation over the past year, and rental vacancy rates remain moderate at 8.8%. Stephensport offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$145,000
Average Rent For 2 Bedroom
$750
Owner Occupied Rate
84.0%
Rental Vacancy Rate
8.8%
Home Appreciation Rate (1yr)
3.2%
New Construction Rate
0.4%
Foreclosure Rate
0.8%

DMV Information

Residents of Stephensport handle vehicle services through the Kentucky Transportation Cabinet Division of Motor Vehicle Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet Division of Motor Vehicle Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-5301

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Stephensport, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Stephensport, review the core fields on this page: population 80, median home value $145,000, average rent for 2 bedroom $750, commute time 24.0 minutes, and sunny days percentage 55%.

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