Everything You Should Know Before Moving to Stephentown, NY
Considering a move to Stephentown, NY? This peaceful town of 2,786 residents offers affordable living, with median home prices around $251,000 and average rents at $1,080. Crime rates are notably low, and you'll enjoy a friendly, rural atmosphere with easy access to nature and nearby cities. Commutes average 31 minutes, and local schools have a low student-teacher ratio. Stephentown's four-season climate brings snowy winters and mild summers—making it ideal for those who value space, safety, and small-town living.
Demographics - Stephentown, NY
Demographics - Stephentown, NY
Stephentown is a close-knit rural community with a population of 2,786 and a low density of 57 people per square mile. The town is predominantly White, with a median age of 47.2, reflecting a mature and stable population. English is widely spoken, though about 5% of residents speak another language at home.
Population:
2,786
Density:
57 per sq mi
Median Age:
47.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
5.4%
Ethnic Composition
White:
95.2%
Black:
1.1%
Asian:
0.7%
Others:
3.0%
Cost Of Living
What is the average cost of living in Stephentown, NY?
The cost of living in Stephentown is slightly above the national average, with a median home value of $251,000 and average rents around $1,080. Utilities and groceries are marginally higher than national norms, but housing remains relatively affordable for the region. Local taxes fall within typical New York State ranges, making it appealing for those seeking reasonable expenses in a quiet setting.
Median House Value:
$251,000
Gross Rent:
$1,080
Monthly Electricity Charges:
$125
Auto Insurance:
$1,340
House Owner Cost With Mortgage:
$1,650
House Owner Cost Without Mortgage:
$700
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
101.3
Grocery:
106.2
Housing:
93.5
Utilities:
109.4
Transportation:
98.7
Health Care:
105.1
Miscellaneous:
99.2
Crime
Is Stephentown, NY a safe place to live?
Stephentown offers a safe environment, with violent crimes occurring at just 90 per 100,000 people and property crimes at 740 per 100,000. Residents enjoy a low chance of being affected by crime, contributing to the town's reputation as a secure place to call home.
Violent Crimes Per 100k:
90
Property Crimes Per 100k:
740
Crime Index:
830
Chance Of Violent Crime:
1 in 1,111
Chance Of Property Crime:
1 in 135
Weather
What is the weather like in Stephentown, NY year-round?
Stephentown experiences all four seasons, with snowy winters (lows around 14°F) and mild summers (highs up to 81°F). The area receives about 43 inches of annual rainfall and enjoys sunshine 53% of the year, making it ideal for those who appreciate varied weather and outdoor activities.
Winter
Min:
14°F
Max:
33°F
Spring
Min:
35°F
Max:
66°F
Summer
Min:
52°F
Max:
81°F
Fall
Min:
36°F
Max:
65°F
Average Rainfall Inches:
42.6 inches
Sunny Days Percentage:
53%
Neighbors
Households in Stephentown benefit from a solid median income of $77,250, with a low poverty rate of 7.8%. Most residents are well-educated, with nearly 94% completing high school and about a third holding a bachelor's degree or higher. Commutes average just over 31 minutes, reflecting the town's rural character and proximity to larger employment centers.
Median Income:
$33,900
Household Income:
$77,250
Family Income:
$86,500
Per Capita Income:
$37,140
Income Male:
$45,200
Income Female:
$36,200
Poverty Rate:
7.8%
Non English Speakers:
5.4%
Rent:
$1,080
Unemployment Rate:
4.9%
Public Transport Usage:
0.7%
Commute Time:
31.4 minutes
Education
High School or Higher:
93.6%
Bachelors or More:
32.1%
Education
How are the schools in Stephentown, NY?
Stephentown is served by Berlin Middle/High School, known for its small class sizes and low student-teacher ratio of 10.8. While there are no private schools in town, higher education opportunities are readily available nearby at Hudson Valley Community College and Rensselaer Polytechnic Institute, both located within a short drive.
Public Schools
Name:
Berlin Middle/High School
Street:
17400 NY-22, Cherry Plain, NY 12040
Phone:
518-658-1500
Students:
400
Student Teacher Ratio:
10.8
Colleges
Name:
Hudson Valley Community College
City:
Troy
State:
NY
Distance:
23 miles
Students:
8,500
Name:
Rensselaer Polytechnic Institute
City:
Troy
State:
NY
Distance:
24 miles
Students:
7,600
Healthcare
Residents have access to major hospitals in nearby Pittsfield and Albany, with emergency services available. Healthcare coverage is high at 94.7%, and the area offers a robust ratio of 2.5 physicians per 1,000 people. The overall healthcare environment is reliable and convenient for families and individuals alike.
Major Hospitals
Name:
Berkshire Medical Center
Address:
725 North St, Pittsfield, MA 01201
Phone:
(413) 447-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
St. Peter's Hospital
Address:
315 S Manning Blvd, Albany, NY 12208
Phone:
(518) 525-1550
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
94.7%
Health Care Index:
77.9
Housing Market
What is the housing market like in Stephentown, NY?
Stephentown's housing market is stable, with a median home price of $251,000 and most homes owner-occupied. The vacancy rate for rentals is moderate at 7.8%, and home values have appreciated by over 6% in the past year. Affordable rents and low foreclosure rates make this town attractive for both buyers and renters.
Median Home Price:
$251,000
Average Rent For 2 Bedroom:
$1,080
Owner Occupied Rate:
77.5%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
6.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.3%
DMV Information
Residents are served by the New York State Department of Motor Vehicles branch in Albany, which provides a full range of licensing and registration services. Support is easily accessible by phone or online, ensuring convenient access for Stephentown locals.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
224-260 South Pearl Street, Albany, NY 12202
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.