Everything You Should Know Before Moving to Stephenville, TX
Considering Stephenville, TX for your next move? With a population of just over 21,000, this friendly college town offers affordable living—median home prices are around $218,000 and average rent is $1,020. Residents enjoy a short 15-minute average commute and a sunny climate with 69% sunny days each year. Stephenville boasts low violent crime rates, a vibrant university presence, and a welcoming community feel, making it an ideal spot for families, students, and anyone seeking a relaxed Texas lifestyle.
Demographics - Stephenville, TX
Demographics - Stephenville, TX
Stephenville is home to about 21,000 residents, with a youthful median age of 26.8 thanks in part to its university presence. The population is predominantly White, with a mix of other ethnicities and just over 10% speaking a language other than English at home. The city offers a balanced gender ratio and a moderate population density, creating a vibrant but accessible community feel.
Population:
21,164
Density:
1,400 per sq mi
Median Age:
26.8
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
10.5%

Ethnic Composition
White:
73.4%
Black:
4.6%
Asian:
1.1%
Others:
20.9%
Cost Of Living
What is the average cost of living in Stephenville, TX?
Living in Stephenville is affordable, with a cost of living index below the national average and median home values around $218,000. Renters pay about $1,020 per month, and residents benefit from Texas’s lack of state income tax. Utilities and groceries are reasonably priced, making the city an attractive option for families and students alike.
Median House Value:
$218,000
Gross Rent:
$1,020
Monthly Electricity Charges:
$140
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$1,380
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
87.3
Grocery:
92.1
Housing:
71.8
Utilities:
102.3
Transportation:
96.8
Health Care:
94.7
Miscellaneous:
89.0
Crime
Is Stephenville, TX a safe place to live?
Stephenville has a relatively low violent crime rate, with only 180 incidents per 100,000 people, making it a safe choice for families. Property crime is more common, but overall, residents enjoy a sense of security with a 1 in 555 chance of experiencing violent crime. The city’s safety profile adds to its appeal for those seeking peace of mind.
Violent Crimes Per 100k:
180
Property Crimes Per 100k:
2,040
Crime Index:
2,220
Chance Of Violent Crime:
1 in 555
Chance Of Property Crime:
1 in 49
Weather
What is the weather like in Stephenville, TX year-round?
Stephenville features a sunny climate with 69% of days enjoying sunshine and mild winters averaging highs around 58°F. Summers can be warm, with highs near 96°F, and the area receives about 34 inches of rain annually. This weather supports plenty of outdoor activities year-round.

Winter
Min:
34°F
Max:
58°F

Spring
Min:
49°F
Max:
76°F

Summer
Min:
71°F
Max:
96°F

Fall
Min:
51°F
Max:
81°F
Average Rainfall Inches:
34.1 inches
Sunny Days Percentage:
69%
Neighbors
The Stephenville community enjoys a friendly, small-town atmosphere with a median household income of $52,120 and an average commute of just over 15 minutes. Most residents have at least a high school diploma, and the unemployment rate is low at 3.8%. While the poverty rate is higher than average, the city offers affordable living and a close-knit feel.
Median Income:
$27,800
Household Income:
$52,120
Family Income:
$68,100
Per Capita Income:
$23,700
Income Male:
$39,500
Income Female:
$31,900
Poverty Rate:
18.1%
Non English Speakers:
10.5%
Rent:
$1,020
Unemployment Rate:
3.8%
Public Transport Usage:
0.3%
Commute Time:
15.2 minutes

Education
High School or Higher:
89.2%
Bachelors or More:
25.3%
Education
How are the schools in Stephenville, TX?
Stephenville offers a range of educational opportunities, from well-regarded public schools with favorable student-teacher ratios to private options and higher education at Tarleton State University. The city's schools serve families with children of all ages, while the local university draws students from across the region. Education is a strong pillar of the community.

Public Schools
Name:
Central Elementary School
Street:
514 W College St
Phone:
254-968-2311
Students:
540
Student Teacher Ratio:
15.4
Name:
Henderson Jr High
Street:
2798 W Frey St
Phone:
254-968-6970
Students:
690
Student Teacher Ratio:
14.7

Private Schools
Name:
Stephenville Christian School
Street:
1120 CR 351
Phone:
254-965-4821
Students:
120

Colleges
Name:
Tarleton State University
City:
Stephenville
State:
TX
Distance:
0 miles
Students:
14,000
Healthcare
Residents have access to quality healthcare, including a major general hospital with emergency services and about 2.1 physicians per 1,000 people. Over 81% of locals have health insurance coverage, contributing to a solid healthcare environment. Stephenville’s healthcare system serves the needs of families, students, and retirees alike.

Major Hospitals
Name:
Texas Health Harris Methodist Hospital Stephenville
Address:
411 N Belknap St, Stephenville, TX 76401
Phone:
(254) 965-1500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
81.4%
Health Care Index:
77.2
Housing Market
What is the housing market like in Stephenville, TX?
Stephenville’s housing market is affordable, with a median home price of $218,000 and average rent for a two-bedroom at $1,020. Nearly half of residents own their homes, and the city has a healthy home appreciation rate of 6.7% in the past year. Low foreclosure and vacancy rates reflect a stable, growing market.
Median Home Price:
$218,000
Average Rent For 2 Bedroom:
$1,020
Owner Occupied Rate:
46.9%
Rental Vacancy Rate:
6.9%
Home Appreciation Rate (1yr):
6.7%
New Construction Rate:
2.5%
Foreclosure Rate:
0.3%
DMV Information
Vehicle services for Stephenville residents are managed by the Texas Department of Motor Vehicles, with resources available online and through the main office in Austin. The DMV provides standard licensing, registration, and title services. Convenient access makes handling vehicle needs straightforward for locals.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.