Everything You Should Know Before Moving to Stillwater, MN
Stillwater, MN is a historic riverside city with a population of 19,550 and a welcoming, family-friendly atmosphere. Home prices average $420,000 and rents around $1,450, with a moderate overall cost of living and excellent local schools—over half of residents hold a bachelor’s degree or higher. Residents enjoy low violent crime rates, an average 26-minute commute, and a scenic climate with four true seasons and plenty of sunny days. With strong incomes, quality healthcare nearby, and a vibrant community feel, Stillwater offers a charming blend of small-town comfort and metro accessibility.
Demographics - Stillwater, MN
Demographics - Stillwater, MN
Stillwater, MN is a predominantly White community of 19,550 residents, featuring a median age of 42.1 and a balanced gender ratio. The city offers a family-friendly environment with a moderate population density and a small percentage of non-English speakers, making it welcoming to newcomers.
Population:
19,550
Density:
1,820 per sq mi
Median Age:
42.1
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
5.7%

Ethnic Composition
White:
93.2%
Black:
1.4%
Asian:
2.0%
Others:
3.4%
Cost Of Living
What is the average cost of living in Stillwater, MN?
The cost of living in Stillwater is moderately above the national average, with a median home value of $420,000 and average rent at $1,450. Residents benefit from reasonable utility costs and a variety of amenities, though housing is the largest expense in the area.
Median House Value:
$420,000
Gross Rent:
$1,450
Monthly Electricity Charges:
$110
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$2,000
House Owner Cost Without Mortgage:
$650
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
110.2
Grocery:
106.5
Housing:
113.0
Utilities:
97.8
Transportation:
104.2
Health Care:
108.5
Miscellaneous:
102.3
Crime
Is Stillwater, MN a safe place to live?
Stillwater is known for its low crime rates, with violent incidents being especially rare—only about 85 violent crimes per 100,000 residents. Property crime is more common but still manageable, making the city a safe choice for families and individuals alike.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
1,320
Crime Index:
1,405
Chance Of Violent Crime:
1 in 1,170
Chance Of Property Crime:
1 in 76
Weather
What is the weather like in Stillwater, MN year-round?
Residents enjoy four distinct seasons in Stillwater, with warm summers reaching highs of 83°F and cold winters dipping to 8°F. The city experiences about 32.5 inches of annual rainfall and 56% sunny days, offering a pleasant climate for outdoor activities year-round.

Winter
Min:
8°F
Max:
27°F

Spring
Min:
34°F
Max:
60°F

Summer
Min:
58°F
Max:
83°F

Fall
Min:
36°F
Max:
63°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
56%
Neighbors
Stillwater's neighborhoods are characterized by strong household incomes—median household income is nearly $100,000—and a low poverty rate of 5.4%. Most residents have a high level of education and a low unemployment rate, contributing to a stable and engaged community.
Median Income:
$45,300
Household Income:
$99,400
Family Income:
$120,700
Per Capita Income:
$46,800
Income Male:
$59,000
Income Female:
$44,800
Poverty Rate:
5.4%
Non English Speakers:
5.7%
Rent:
$1,450
Unemployment Rate:
3.1%
Public Transport Usage:
1.0%
Commute Time:
26.8 minutes

Education
High School or Higher:
97.1%
Bachelors or More:
51.3%
Education
How are the schools in Stillwater, MN?
Families in Stillwater benefit from highly rated public and private schools, such as Stillwater Area High School and St. Croix Catholic School. The city is also close to major colleges, including Century College just 13 miles away, supporting lifelong learning and academic achievement.

Public Schools
Name:
Stillwater Area High School
Street:
5701 Stillwater Blvd N
Phone:
651-351-8040
Students:
2,700
Student Teacher Ratio:
19.2
Name:
Oak-Land Middle School
Street:
820 Manning Ave N
Phone:
651-351-6600
Students:
900
Student Teacher Ratio:
16.5

Private Schools
Name:
St. Croix Catholic School
Street:
621 3rd St N
Phone:
651-439-5581
Students:
420

Colleges
Name:
Century College
City:
White Bear Lake
State:
MN
Distance:
13 miles
Students:
21,000
Name:
University of Minnesota – Twin Cities
City:
Minneapolis
State:
MN
Distance:
24 miles
Students:
50,000
Healthcare
Access to quality healthcare is excellent, with major hospitals like Lakeview Hospital nearby and 96.3% of residents covered by health insurance. The city also boasts a high physician-to-population ratio, ensuring timely medical support when needed.

Major Hospitals
Name:
Lakeview Hospital
Address:
927 Churchill St W, Stillwater, MN 55082
Phone:
(651) 430-4500
Type:
General & Surgical
Emergency Services:
Yes
Name:
Regions Hospital
Address:
640 Jackson St, St Paul, MN 55101
Phone:
(651) 254-3456
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
96.3%
Health Care Index:
77.4
Housing Market
What is the housing market like in Stillwater, MN?
The housing market in Stillwater is robust, with a median home price of $420,000 and a high owner-occupancy rate of 73.6%. Home values have appreciated by nearly 4% over the past year, reflecting steady demand and a healthy local real estate market.
Median Home Price:
$420,000
Average Rent For 2 Bedroom:
$1,450
Owner Occupied Rate:
73.6%
Rental Vacancy Rate:
4.7%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
1.7%
Foreclosure Rate:
0.4%
DMV Information
Stillwater residents are served by the Minnesota Department of Public Safety for driver and vehicle services, conveniently located in nearby St. Paul. The DMV provides comprehensive online and in-person support for licensing and registration needs.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, Suite 190, St Paul, MN 55101
Phone:
651-297-2126
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.