Everything You Should Know Before Moving to Stone Harbor, NJ
Considering a move to Stone Harbor, NJ? This charming seaside town of just 813 residents offers tranquility, beautiful beaches, and a tight-knit community. Expect a premium housing market with a median home price around $1.7M and average rents at $2,250, reflecting its exclusive coastal appeal. Violent and property crime rates are very low, and commutes average only 19 minutes. Enjoy a mild climate, top-notch public schools with small class sizes, and a high percentage of residents holding bachelor’s degrees or higher—perfect for those seeking a peaceful, upscale lifestyle by the Jersey Shore.
Demographics - Stone Harbor, NJ
Demographics - Stone Harbor, NJ
Stone Harbor is a small coastal community with a population of 813 and a notably high median age of 63.8, reflecting its appeal as a retirement or second-home destination. The area is predominantly White, and the population density is about 950 people per square mile, fostering a quiet, close-knit atmosphere. Most residents speak English, with just over 4% using another language at home.
Population:
813
Density:
950 per sq mi
Median Age:
63.8
Gender Ratio:
92 males per 100 females
Non-English Speakers Percentage:
4.1%
Ethnic Composition
White:
97.5%
Black:
0.5%
Asian:
0.7%
Others:
1.3%
Cost Of Living
What is the average cost of living in Stone Harbor, NJ?
Living in Stone Harbor comes with a high cost of living, as reflected by a median home value of $1.7 million and a cost of living index of 190—significantly above the national average. Residents also pay premium prices for groceries, housing, and transportation, while state taxes range from 1.4% to 10.75%. This exclusive seaside town attracts those seeking an upscale Jersey Shore lifestyle.
Median House Value:
$1,700,000
Gross Rent:
$2,250
Monthly Electricity Charges:
$142
Auto Insurance:
$1,610
House Owner Cost With Mortgage:
$2,800
House Owner Cost Without Mortgage:
$890
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
190
Grocery:
125
Housing:
260
Utilities:
114
Transportation:
118
Health Care:
112
Miscellaneous:
120
Crime
Is Stone Harbor, NJ a safe place to live?
Stone Harbor enjoys a very low crime rate, with violent crime almost negligible at just 34 incidents per 100,000 residents and a property crime rate of 576 per 100,000. The chance of experiencing violent crime is 1 in 2,950, making it a safe choice for families and retirees. Residents benefit from a secure, peaceful environment.
Violent Crimes Per 100k:
34
Property Crimes Per 100k:
576
Crime Index:
610
Chance Of Violent Crime:
1 in 2,950
Chance Of Property Crime:
1 in 174
Weather
What is the weather like in Stone Harbor, NJ year-round?
The town features a pleasant coastal climate with mild winters (lows around 26°F), warm summers (highs up to 84°F), and about 60% sunny days each year. Average annual rainfall is 42.5 inches, supporting lush greenery and vibrant beach life. Residents enjoy comfortable outdoor living throughout all four seasons.
Winter
Min:
26°F
Max:
41°F
Spring
Min:
44°F
Max:
68°F
Summer
Min:
66°F
Max:
84°F
Fall
Min:
50°F
Max:
71°F
Average Rainfall Inches:
42.5 inches
Sunny Days Percentage:
60%
Neighbors
Stone Harbor’s residents have a high per capita income of $76,200 and a family median income of $125,000, with just 5.2% of the population living below the poverty line. Nearly all adults have completed high school, and over half hold a bachelor's degree or higher. Commute times are short, averaging under 19 minutes, and unemployment is low at 4.5%.
Median Income:
$41,000
Household Income:
$106,500
Family Income:
$125,000
Per Capita Income:
$76,200
Income Male:
$70,000
Income Female:
$60,000
Poverty Rate:
5.2%
Non English Speakers:
4.1%
Rent:
$2,250
Unemployment Rate:
4.5%
Public Transport Usage:
1.2%
Commute Time:
18.6 minutes
Education
High School or Higher:
99.1%
Bachelors or More:
59.3%
Education
How are the schools in Stone Harbor, NJ?
Families benefit from Stone Harbor Elementary School, which offers small class sizes and personalized attention with just 90 students and a student-teacher ratio of 6.5. The community also has access to reputable private schools nearby and is within commuting distance (28 miles) of Atlantic Cape Community College. The high educational attainment among residents underscores the area's commitment to learning.
Public Schools
Name:
Stone Harbor Elementary School
Street:
275 93rd St
Phone:
609-368-4413
Students:
90
Student Teacher Ratio:
6.5
Private Schools
Name:
Wildwood Catholic Academy
Street:
1500 Central Ave, North Wildwood, NJ
Phone:
609-522-7257
Students:
350
Colleges
Name:
Atlantic Cape Community College
City:
Mays Landing
State:
NJ
Distance:
28 miles
Students:
6,500
Healthcare
Residents have convenient access to quality healthcare services, including Cape Regional Medical Center just minutes away, and a high rate of health insurance coverage at 95.5%. With 2.4 physicians per 1,000 people, healthcare is accessible, and the community enjoys a favorable healthcare index. Emergency services are readily available for peace of mind.
Major Hospitals
Name:
Cape Regional Medical Center
Address:
2 Stone Harbor Blvd, Cape May Court House, NJ 08210
Phone:
(609) 463-2000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.4
Health Insurance Coverage:
95.5%
Health Care Index:
77.1
Housing Market
What is the housing market like in Stone Harbor, NJ?
Stone Harbor’s housing market is highly desirable, with a median home price of $1.7 million and most homes owner-occupied (87.2%). The area sees steady appreciation, with home values rising 7.6% over the past year, and rental options are limited but in demand. A low foreclosure rate and minimal new construction reflect a stable, exclusive market.
Median Home Price:
$1,700,000
Average Rent For 2 Bedroom:
$2,250
Owner Occupied Rate:
87.2%
Rental Vacancy Rate:
19.1%
Home Appreciation Rate (1yr):
7.6%
New Construction Rate:
0.7%
Foreclosure Rate:
0.2%
DMV Information
Stone Harbor residents are served by the New Jersey Motor Vehicle Commission office in North Cape May, located nearby for all licensing, registration, and driving needs. The state’s DMV offers a range of online and in-person services for convenience. For assistance, locals can visit the office or access resources via the official New Jersey MVC website.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
3305 Bay Shore Rd, North Cape May, NJ 08204
Phone:
1-609-292-6500
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.