Everything You Should Know Before Moving to Stone Lake, WI
Considering a move to Stone Lake, WI? This cozy rural town of 178 offers affordable living with median home prices around $220,000 and rents averaging $820. Residents enjoy low crime rates, peaceful surroundings, and a typical commute of about 30 minutes. With quiet neighborhoods, a strong owner-occupied housing rate, and access to area schools and healthcare, Stone Lake is ideal for those seeking a slower pace and a close-knit community in Wisconsin’s scenic Northwoods.
Demographics - Stone Lake, WI
Demographics - Stone Lake, WI
Stone Lake is a small, close-knit community with a population of 178 and a median age of 52.4, reflecting a mature and stable resident base. The town is predominantly White, with limited ethnic diversity, and has slightly more males than females. Most residents speak English at home, creating a familiar and welcoming environment.
Population:
178
Density:
65 per sq mi
Median Age:
52.4
Gender Ratio:
106 males per 100 females
Non-English Speakers Percentage:
2.1%

Ethnic Composition
White:
94.5%
Black:
0.2%
Asian:
0.6%
Others:
4.7%
Cost Of Living
What is the average cost of living in Stone Lake, WI?
Stone Lake offers a cost of living below the national average, with a cost of living index of 91.2 and median home values at $220,000. Housing and groceries are especially affordable, while utility costs are slightly above average. Residents benefit from moderate state taxes and reasonable monthly expenses for rent and homeownership.
Median House Value:
$220,000
Gross Rent:
$820
Monthly Electricity Charges:
$120
Auto Insurance:
$1,060
House Owner Cost With Mortgage:
$1,030
House Owner Cost Without Mortgage:
$440
State Taxes:
Low:
3.54%
|
High:
7.65%
Cost Of Living Index:
91.2
Grocery:
95.0
Housing:
82.5
Utilities:
102.0
Transportation:
90.5
Health Care:
98.2
Miscellaneous:
94.0
Crime
Is Stone Lake, WI a safe place to live?
Residents of Stone Lake enjoy a low crime environment, with violent crime rates significantly below national averages and property crime remaining infrequent. The chance of experiencing a violent crime is just 1 in 1,176, contributing to the town’s overall feeling of safety. This peaceful setting makes it attractive to families and retirees alike.
Violent Crimes Per 100k:
85
Property Crimes Per 100k:
520
Crime Index:
605
Chance Of Violent Crime:
1 in 1,176
Chance Of Property Crime:
1 in 192
Weather
What is the weather like in Stone Lake, WI year-round?
Stone Lake experiences classic Midwestern seasons, with cold winters dipping to 2°F and pleasant summers reaching up to 79°F. The area receives about 32.5 inches of rainfall annually and enjoys sunshine about 52% of the year. Residents can expect distinct seasonal changes and ample opportunities for outdoor activities year-round.

Winter
Min:
2°F
Max:
24°F

Spring
Min:
30°F
Max:
57°F

Summer
Min:
56°F
Max:
79°F

Fall
Min:
34°F
Max:
61°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
52%
Neighbors
Local households in Stone Lake typically see incomes around $48,200, with a poverty rate of 10.2% and unemployment at 5.7%. Most residents commute about 30 minutes to work, and nearly all use private vehicles due to the absence of public transportation. The community values education, with over 91% of adults having at least a high school diploma.
Median Income:
$30,500
Household Income:
$48,200
Family Income:
$54,000
Per Capita Income:
$26,400
Income Male:
$32,100
Income Female:
$28,700
Poverty Rate:
10.2%
Non English Speakers:
2.1%
Rent:
$820
Unemployment Rate:
5.7%
Public Transport Usage:
0.0%
Commute Time:
29.6 minutes

Education
High School or Higher:
91.8%
Bachelors or More:
19.5%
Education
How are the schools in Stone Lake, WI?
Families in Stone Lake benefit from access to nearby public and private schools with favorable student-teacher ratios and supportive learning environments. For higher education, institutions like Lac Courte Oreilles Ojibwe University and Wisconsin Indianhead Technical College are within a short drive. The community values educational attainment, with a strong majority of adults having completed high school.

Public Schools
Name:
Hayward Intermediate School
Street:
10408 N Greenwood Ln
Phone:
715-634-2619
Students:
430
Student Teacher Ratio:
14.5
Name:
Winter School
Street:
6585 W Grove St, Winter, WI
Phone:
715-266-3301
Students:
250
Student Teacher Ratio:
11.8

Private Schools
Name:
Northwoods Christian Academy
Street:
1216 N Main St, Rice Lake, WI
Phone:
715-434-6630
Students:
80

Colleges
Name:
Lac Courte Oreilles Ojibwe University
City:
Hayward
State:
WI
Distance:
17 miles
Students:
600
Name:
Wisconsin Indianhead Technical College
City:
Rice Lake
State:
WI
Distance:
38 miles
Students:
2,600
Healthcare
Stone Lake residents have access to quality healthcare, with major hospitals and emergency services available in neighboring towns. The area boasts a physician rate of 1.1 per 1,000 people and a high health insurance coverage rate of 91.9%. Local healthcare services are comprehensive, supporting the needs of a small rural population.

Major Hospitals
Name:
Hayward Area Memorial Hospital
Address:
11040 N State Rd 77, Hayward, WI 54843
Phone:
(715) 934-4321
Type:
General & Surgical
Emergency Services:
Yes
Name:
Cumberland Healthcare
Address:
1110 7th Ave, Cumberland, WI 54829
Phone:
(715) 822-7500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.1
Health Insurance Coverage:
91.9%
Health Care Index:
71.4
Housing Market
What is the housing market like in Stone Lake, WI?
Stone Lake’s housing market is affordable and stable, with a median home price of $220,000 and average rent for a two-bedroom unit at $820. The majority of homes are owner-occupied, reflecting a settled community, and there is a low foreclosure rate. Home values have seen modest annual appreciation, making the area appealing for buyers seeking long-term value.
Median Home Price:
$220,000
Average Rent For 2 Bedroom:
$820
Owner Occupied Rate:
79.0%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
3.9%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Stone Lake residents are served by the Wisconsin Division of Motor Vehicles, with the nearest office located in Hurley, WI. Essential services such as licensing and vehicle registration are easily accessible, and more information is available through the state’s official DMV website. This ensures residents can manage their vehicle needs without hassle.
State:
Wisconsin
Department:
Wisconsin Division of Motor Vehicles
Address:
213 Iron St, Hurley, WI 54534
Phone:
1-608-264-7447
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.