Everything You Should Know Before Moving to Stumpy Point, NC
Considering a move to Stumpy Point, NC? This quiet coastal community has just 200 residents and offers a relaxed rural lifestyle with affordable home prices averaging $185,000 and rents around $950. Residents enjoy a mild climate with 62% sunny days, low crime rates (130 violent crimes per 100k), and a serene natural setting. While commute times average 34 minutes and local schools are nearby in Manteo, Stumpy Point is ideal for those seeking peace, affordability, and close-knit small-town living.
Demographics - Stumpy Point, NC
Demographics - Stumpy Point, NC
Stumpy Point is a small, close-knit community of about 200 residents, with a population density of 20 people per square mile and a median age of nearly 50. The area is predominantly White, but also includes Black, Asian, and other ethnic groups, making it a modestly diverse rural town. Most residents are English speakers, and the gender balance is nearly even.
Population:
200
Density:
20 per sq mi
Median Age:
49.5
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
85.0%
Black:
7.0%
Asian:
1.0%
Others:
7.0%
Cost Of Living
What is the average cost of living in Stumpy Point, NC?
Stumpy Point offers an affordable cost of living, with median home values around $185,000 and average rents of $950 per month. Basic expenses like groceries and transportation are below the national average, making it an economical choice for families and retirees. Utilities are slightly higher than average, but overall, the town’s cost of living index is a budget-friendly 91.
Median House Value:
$185,000
Gross Rent:
$950
Monthly Electricity Charges:
$140
Auto Insurance:
$1,020
House Owner Cost With Mortgage:
$1,120
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
91.0
Grocery:
93.0
Housing:
76.0
Utilities:
104.0
Transportation:
98.0
Health Care:
98.5
Miscellaneous:
95.0
Crime
Is Stumpy Point, NC a safe place to live?
Stumpy Point enjoys low crime rates, with just 130 violent crimes and 1,050 property crimes per 100,000 residents, providing a safe environment for its small population. The chance of experiencing violent crime is only about 1 in 770, much lower than many urban areas. Residents benefit from a peaceful and secure rural atmosphere.
Violent Crimes Per 100k:
130
Property Crimes Per 100k:
1,050
Crime Index:
1,180
Chance Of Violent Crime:
1 in 770
Chance Of Property Crime:
1 in 95
Weather
What is the weather like in Stumpy Point, NC year-round?
The town experiences a mild coastal climate, with summer highs in the upper 80s, winter lows in the mid-30s, and an annual rainfall of about 51 inches. Residents enjoy around 62% sunny days each year, making outdoor activities pleasant most of the time. Seasonal changes are moderate, with comfortable temperatures in spring and fall.

Winter
Min:
36°F
Max:
55°F

Spring
Min:
53°F
Max:
71°F

Summer
Min:
72°F
Max:
87°F

Fall
Min:
56°F
Max:
75°F
Average Rainfall Inches:
51.0 inches
Sunny Days Percentage:
62%
Neighbors
Stumpy Point’s neighboring communities have median household incomes around $44,000 and a poverty rate of 15.5%. Most adults have completed high school, with a smaller percentage holding a bachelor’s degree or higher. Commute times average 34 minutes, and public transportation is not widely used, reflecting the rural setting.
Median Income:
$37,000
Household Income:
$44,000
Family Income:
$48,000
Per Capita Income:
$24,000
Income Male:
$32,000
Income Female:
$26,000
Poverty Rate:
15.5%
Non English Speakers:
3.5%
Rent:
$950
Unemployment Rate:
4.9%
Public Transport Usage:
0.0%
Commute Time:
34.2 minutes

Education
High School or Higher:
87.0%
Bachelors or More:
18.0%
Education
How are the schools in Stumpy Point, NC?
Local students attend public schools in nearby Manteo, including elementary and middle schools with small class sizes. Higher education is available at the College of The Albemarle’s Dare County campus, about 21 miles away. The area does not have private schools, but public education options are accessible and well-regarded.

Public Schools
Name:
Manteo Elementary School
Street:
701 US Hwy 64/264, Manteo, NC 27954
Phone:
252-473-2742
Students:
600
Student Teacher Ratio:
13.5
Name:
Manteo Middle School
Street:
1000 US Hwy 64/264, Manteo, NC 27954
Phone:
252-473-5549
Students:
400
Student Teacher Ratio:
14.0

Colleges
Name:
College of The Albemarle - Dare County Campus
City:
Manteo
State:
NC
Distance:
21 miles
Students:
1,000
Healthcare
Healthcare access in Stumpy Point is supported by nearby facilities like The Outer Banks Hospital, offering general and emergency care just a short drive away. There are about 1.6 physicians per 1,000 residents, and health insurance coverage is high at 87.5%. The healthcare index suggests satisfactory services for a small town.

Major Hospitals
Name:
The Outer Banks Hospital
Address:
4800 S Croatan Hwy, Nags Head, NC 27959
Phone:
(252) 449-4500
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
87.5%
Health Care Index:
68.0
Housing Market
What is the housing market like in Stumpy Point, NC?
The housing market in Stumpy Point is stable and affordable, with a median home price of $185,000 and an average two-bedroom rent of $950. Most properties are owner-occupied, and the area experiences low foreclosure and vacancy rates. Home values have appreciated modestly, reflecting steady demand in this quiet community.
Median Home Price:
$185,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
80.5%
Rental Vacancy Rate:
7.5%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.0%
Foreclosure Rate:
0.7%
DMV Information
Residents are served by the North Carolina Division of Motor Vehicles, with the main office located in Raleigh and accessible online. The DMV provides standard vehicle registration, licensing, and related services for Stumpy Point residents. Information and forms are available on the state’s official DMV website.
State:
North Carolina
Department:
North Carolina Division of Motor Vehicles
Address:
1100 New Bern Ave, Raleigh, NC 27697
Phone:
919-715-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.