Kentucky / Metcalfe County

Moving to Subtle, KY

Thinking of making a move to Subtle, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Subtle, KY

Considering a move to Subtle, KY? This welcoming community of 1,150 residents offers a blend of suburban charm and convenience, with median home prices around $138,000 and average rents near $760. Commute times average 27 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (56% annually), ideal for families and commuters alike. Explore Subtle's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Subtle, KY

Subtle has a population of 1,150 residents, offering a diverse community with a median age of nearly 42 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 95% White, 2% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,150
Density
60 per sq mi
Median Age
42.3
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
2.6%

Ethnic Composition

White
95.3%
Black
2.1%
Asian
0.5%
Others
2.1%

Cost Of Living

What is the average cost of living in Subtle, KY?

The cost of living in Subtle is higher than the national average, with a cost of living index of 83.5. Median home values are around $138,000 and average rents for a two-bedroom apartment are approximately $760. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$138,000
Gross Rent
$760
Monthly Electricity Charges
$120
Auto Insurance
$1,240
House Owner Cost With Mortgage
$1,050
House Owner Cost Without Mortgage
$400
State Taxes
Low: 2.0%| High: 5.0%
Cost Of Living Index
83.5
Grocery
91.3
Housing
68.4
Utilities
96.1
Transportation
85.6
Health Care
93.7
Miscellaneous
89.2

Crime

Is Subtle, KY a safe place to live?

Subtle is considered a safe community, with a low violent crime rate of 86 incidents per 100,000 residents and a property crime chance of 1 in 102. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
86
Property Crimes Per 100k
980
Crime Index
1,066
Chance Of Violent Crime
1 in 1,162
Chance Of Property Crime
1 in 102

Weather

What is the weather like in Subtle, KY year-round?

Subtle experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 26°F. The area receives about 49 inches of rainfall annually and enjoys sunshine on 56% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
26°F
Max
44°F

Summer

Min
66°F
Max
88°F

Spring

Min
48°F
Max
73°F

Fall

Min
49°F
Max
74°F
Average Rainfall Inches
49.3 inches
Sunny Days Percentage
56%

Neighbors

The neighborhood boasts a healthy median household income of $51,200 and a low poverty rate of 14.8%. Over 86% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 27 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$32,500
Household Income
$51,200
Family Income
$61,900
Per Capita Income
$25,400
Income Male
$36,200
Income Female
$28,600
Poverty Rate
14.8%
Non English Speakers
2.6%
Rent
$760
Unemployment Rate
4.8%
Public Transport Usage
0.5%
Commute Time
27.1 minutes

Education

High School or Higher
85.8%
Bachelors or More
18.2%

Education

How are the schools in Subtle, KY?

Subtle offers quality education options, with public schools like Metcalfe County Elementary School and Metcalfe County High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Western Kentucky University. The community is committed to educational excellence for all age groups.

Public Schools

Name
Metcalfe County Elementary School
Street
701 W Stockton St
Phone
270-432-2051
Students
420
Student Teacher Ratio
14.2
Name
Metcalfe County High School
Street
208 Randolph St
Phone
270-432-2481
Students
530
Student Teacher Ratio
15.1

Colleges

Name
Western Kentucky University
City
Bowling Green
State
KY
Distance
33 miles
Students
17,500

Healthcare

Subtle residents have access to quality healthcare, with major hospitals like T.J. Samson Community Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.9 per 1,000 people and 90.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
T.J. Samson Community Hospital
Address
1301 N Race St, Glasgow, KY 42141
Phone
(270) 651-4444
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.9
Health Insurance Coverage
90.1%
Health Care Index
77.2

Housing Market

What is the housing market like in Subtle, KY?

The local housing market is strong, with a median home price of $138,000 and an owner-occupied rate of nearly 74%. The market has seen a 4.4% appreciation over the past year, and rental vacancy rates remain moderate at 7.2%. Subtle offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$138,000
Average Rent For 2 Bedroom
$760
Owner Occupied Rate
73.5%
Rental Vacancy Rate
7.2%
Home Appreciation Rate (1yr)
4.4%
New Construction Rate
1.0%
Foreclosure Rate
0.7%

DMV Information

Residents of Subtle handle vehicle services through the Kentucky Transportation Cabinet - Division of Motor Vehicle Licensing, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet - Division of Motor Vehicle Licensing
Address
200 Mero Street, Frankfort, KY 40622
Phone
502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Subtle, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Subtle, review the core fields on this page: population 1,150, median home value $138,000, average rent for 2 bedroom $760, commute time 27.1 minutes, and sunny days percentage 56%.

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