Kentucky / Metcalfe County

Moving to Subtle, KY

Thinking of making a move to Subtle, KY? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Subtle, KY

Considering a move to Subtle, KY? This welcoming community of 1,800 residents offers a blend of suburban charm and convenience, with median home prices around $178,000 and average rents near $920. Commute times average 26 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (54% annually), ideal for families and commuters alike. Explore Subtle's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Subtle, KY

Subtle has a population of 1,800 residents, offering a diverse community with a median age of nearly 41 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 91% White, 5% Black, and 1% Asian residents, and over 3% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
1,800
Density
420 per sq mi
Median Age
41.2
Gender Ratio
97 males per 100 females
Non-English Speakers Percentage
3.4%

Ethnic Composition

White
91.0%
Black
4.8%
Asian
0.7%
Others
3.5%

Cost Of Living

What is the average cost of living in Subtle, KY?

The cost of living in Subtle is higher than the national average, with a cost of living index of 84.6. Median home values are around $178,000 and average rents for a two-bedroom apartment are approximately $920. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$178,000
Gross Rent
$920
Monthly Electricity Charges
$132
Auto Insurance
$1,620
House Owner Cost With Mortgage
$1,260
House Owner Cost Without Mortgage
$420
State Taxes
Low: 4.0%| High: 5.0%
Cost Of Living Index
84.6
Grocery
93.8
Housing
67.9
Utilities
99.5
Transportation
91.2
Health Care
96.4
Miscellaneous
89.7

Crime

Is Subtle, KY a safe place to live?

Subtle is considered a safe community, with a low violent crime rate of 248 incidents per 100,000 residents and a property crime chance of 1 in 62. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Kentucky.

Violent Crimes Per 100k
248
Property Crimes Per 100k
1,620
Crime Index
1,868
Chance Of Violent Crime
1 in 403
Chance Of Property Crime
1 in 62

Weather

What is the weather like in Subtle, KY year-round?

Subtle experiences four distinct seasons, with warm summers reaching highs of 88°F and cold winters dipping to 27°F. The area receives about 48 inches of rainfall annually and enjoys sunshine on 54% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
27°F
Max
44°F

Summer

Min
67°F
Max
88°F

Spring

Min
46°F
Max
69°F

Fall

Min
48°F
Max
71°F
Average Rainfall Inches
47.8 inches
Sunny Days Percentage
54%

Neighbors

The neighborhood boasts a healthy median household income of $54,800 and a low poverty rate of 18.6%. Over 86% of residents have at least a high school diploma, and nearly 18% hold a bachelor's degree or higher. Commute times average 26 minutes, and almost 2% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$31,500
Household Income
$54,800
Family Income
$63,900
Per Capita Income
$24,600
Income Male
$34,100
Income Female
$27,900
Poverty Rate
18.6%
Non English Speakers
4.2%
Rent
$920
Unemployment Rate
5.1%
Public Transport Usage
1.8%
Commute Time
26.4 minutes

Education

High School or Higher
86.4%
Bachelors or More
17.9%

Education

How are the schools in Subtle, KY?

Subtle offers quality education options, with public schools like Subtle Elementary School and Subtle Middle School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Berea College and Bluegrass Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Subtle Elementary School
Street
215 Main St
Phone
502-555-0108
Students
420
Student Teacher Ratio
14.1
Name
Subtle Middle School
Street
88 Schoolhouse Rd
Phone
502-555-0114
Students
310
Student Teacher Ratio
13.7

Private Schools

Name
St. Mark Academy
Street
144 Chapel Dr
Phone
502-555-0133
Students
180

Colleges

Name
Berea College
City
Berea
State
KY
Distance
42 miles
Students
1,500
Name
Bluegrass Community and Technical College
City
Lexington
State
KY
Distance
28 miles
Students
13,000

Healthcare

Subtle residents have access to quality healthcare, with major hospitals like Subtle Regional Medical Center and Bluegrass Community Hospital nearby. The community benefits from a high physician-to-resident ratio of 1.8 per 1,000 people and 90.1% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Subtle Regional Medical Center
Address
1201 County Line Rd, Subtle, KY 40XXX
Phone
(502) 555-0142
Type
General & Surgical
Emergency Services
Yes
Name
Bluegrass Community Hospital
Address
1055 Wellington Way, Lexington, KY 40513
Phone
(859) 260-6100
Type
General & Surgical
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.8
Health Insurance Coverage
90.1%
Health Care Index
68.2

Housing Market

What is the housing market like in Subtle, KY?

The local housing market is strong, with a median home price of $178,000 and an owner-occupied rate of nearly 75%. The market has seen a 4.1% appreciation over the past year, and rental vacancy rates remain moderate at 6.8%. Subtle offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$178,000
Average Rent For 2 Bedroom
$920
Owner Occupied Rate
74.6%
Rental Vacancy Rate
6.8%
Home Appreciation Rate (1yr)
4.1%
New Construction Rate
1.1%
Foreclosure Rate
0.7%

DMV Information

Residents of Subtle handle vehicle services through the Kentucky Transportation Cabinet, conveniently located in Frankfort. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Kentucky
Department
Kentucky Transportation Cabinet
Address
200 Mero Street, Frankfort, KY 40622
Phone
1-502-564-1257

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Subtle, KY

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Subtle, review the core fields on this page: population 1,800, median home value $178,000, average rent for 2 bedroom $920, commute time 26.4 minutes, and sunny days percentage 54%.

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