Everything You Should Know Before Moving to Summerland Key, FL
Considering a move to Summerland Key, FL? This small island community of about 1,300 residents offers a laid-back coastal lifestyle, with a median home price near $950,000 and average rents around $2,600. Residents enjoy warm, sunny weather year-round, low crime rates comparable to national averages, and quick commutes averaging just 25 minutes. While public schools and healthcare access are solid, the standout features are the beautiful climate, high rate of homeownership, and proximity to the Florida Keys’ stunning natural beauty.
Demographics - Summerland Key, FL
Demographics - Summerland Key, FL
Summerland Key is home to around 1,300 residents, predominantly White, with a median age of 54, reflecting a mature community. The area has a slight male majority and a small percentage of non-English speakers, contributing to its close-knit, coastal vibe.
Population:
1,300
Density:
400 per sq mi
Median Age:
54.2
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
92.0%
Black:
2.0%
Asian:
1.5%
Others:
4.5%
Cost Of Living
What is the average cost of living in Summerland Key, FL?
The cost of living in Summerland Key is significantly higher than the national average, driven by a median home value of $950,000 and average rents of $2,600. While Florida’s lack of state income tax offers some relief, daily expenses for groceries, utilities, and transportation are also above average.
Median House Value:
$950,000
Gross Rent:
$2,600
Monthly Electricity Charges:
$185
Auto Insurance:
$2,420
House Owner Cost With Mortgage:
$3,250
House Owner Cost Without Mortgage:
$1,050
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
155.0
Grocery:
119.0
Housing:
254.0
Utilities:
112.0
Transportation:
120.0
Health Care:
102.0
Miscellaneous:
110.0
Crime
Is Summerland Key, FL a safe place to live?
Summerland Key experiences low crime rates, with violent crime being rare—about 1 in 625 chance annually—and property crime slightly below national averages. Residents generally feel safe, contributing to the area’s relaxed island atmosphere.
Violent Crimes Per 100k:
160
Property Crimes Per 100k:
1,400
Crime Index:
1,560
Chance Of Violent Crime:
1 in 625
Chance Of Property Crime:
1 in 71
Weather
What is the weather like in Summerland Key, FL year-round?
The climate in Summerland Key is warm and sunny year-round, with winter lows rarely dipping below 62°F and summer highs reaching the low 90s. The area enjoys about 74% sunny days and moderate annual rainfall, ideal for outdoor living and water activities.
Winter
Min:
62°F
Max:
76°F
Spring
Min:
70°F
Max:
83°F
Summer
Min:
77°F
Max:
91°F
Fall
Min:
72°F
Max:
86°F
Average Rainfall Inches:
39 inches
Sunny Days Percentage:
74%
Neighbors
Households in Summerland Key enjoy higher-than-average incomes, with median household earnings around $89,500 and a poverty rate of just 7%. Most residents commute about 25 minutes, unemployment is low at 3.2%, and the community is well-educated, with over 93% having finished high school.
Median Income:
$48,000
Household Income:
$89,500
Family Income:
$102,000
Per Capita Income:
$51,500
Income Male:
$55,000
Income Female:
$48,000
Poverty Rate:
7.0%
Non English Speakers:
7.5%
Rent:
$2,600
Unemployment Rate:
3.2%
Public Transport Usage:
0.8%
Commute Time:
24.5 minutes
Education
High School or Higher:
93.5%
Bachelors or More:
37.0%
Education
How are the schools in Summerland Key, FL?
Local families have access to both public and private school options, with Sugarloaf School serving as the main public institution and nearby private schools available in Key West. Higher education is accessible at the College of the Florida Keys, just 23 miles away.
Public Schools
Name:
Sugarloaf School
Street:
255 Crane Blvd, Sugarloaf Key, FL 33042
Phone:
305-745-3282
Students:
700
Student Teacher Ratio:
16.5
Private Schools
Name:
Grace Lutheran School
Street:
2713 Flagler Ave, Key West, FL 33040
Phone:
305-296-8262
Students:
120
Colleges
Name:
College of the Florida Keys
City:
Key West
State:
FL
Distance:
23 miles
Students:
1,000
Healthcare
Residents benefit from access to major healthcare services, including Lower Keys Medical Center in nearby Key West, and have a high health insurance coverage rate of 90%. The area offers good physician availability, ensuring reliable medical care for the community.
Major Hospitals
Name:
Lower Keys Medical Center
Address:
5900 College Rd, Key West, FL 33040
Phone:
(305) 294-5531
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.2
Health Insurance Coverage:
90.0%
Health Care Index:
71.5
Housing Market
What is the housing market like in Summerland Key, FL?
The housing market in Summerland Key is robust, with a median home price of $950,000 and a high owner-occupancy rate of 74%. Home values have appreciated by over 4% in the past year, and the rental market remains competitive with average rents at $2,600.
Median Home Price:
$950,000
Average Rent For 2 Bedroom:
$2,600
Owner Occupied Rate:
74.5%
Rental Vacancy Rate:
6.1%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
Motor vehicle services for Summerland Key are handled by the Florida Department of Highway Safety and Motor Vehicles, with the closest office located in Key West. Residents can access licensing, registration, and other DMV services both in person and online.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
3304 N Roosevelt Blvd, Key West, FL 33040
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.