Everything You Should Know Before Moving to Swain, NY
Considering a move to Swain, NY? This quaint rural hamlet has a close-knit population of around 250 and offers affordable living, with median home prices near $105,000 and average rents at $780. You’ll enjoy peaceful surroundings, low crime rates (110 violent crimes per 100K), and a reasonable commute of about 28 minutes. Swain features crisp winters, local access to schools, and easy connections to nearby colleges and healthcare—perfect for those seeking quiet country living with essential amenities close by.
Demographics - Swain, NY
Swain, NY is a small rural community of about 250 residents, predominantly White, with a median age of 44 and a near-even gender balance. The area is characterized by a close-knit atmosphere and a low population density, appealing to those seeking a quieter, slower pace of life.
Population:
250
Density:
180 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
3.2%

Ethnic Composition
White:
94.0%
Black:
1.5%
Asian:
0.5%
Others:
4.0%
Cost Of Living
What is the average cost of living in Swain, NY?
Swain offers an affordable cost of living, with a median home value of $105,000 and average rent around $780. Everyday expenses, including utilities and groceries, are below the national average, making it an attractive option for budget-conscious households.
Median House Value:
$105,000
Gross Rent:
$780
Monthly Electricity Charges:
$120
Auto Insurance:
$1,200
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$390
State Taxes:
Low:
4.0%
|
High:
10.9%
Cost Of Living Index:
84.7
Grocery:
96.1
Housing:
58.2
Utilities:
97.5
Transportation:
90.0
Health Care:
94.2
Miscellaneous:
88.0
Crime
Is Swain, NY a safe place to live?
Swain experiences low crime, with only 110 violent crimes per 100,000 residents and a low risk of property crime. This makes the community a safe choice for families and individuals prioritizing security and peace of mind.
Violent Crimes Per 100k:
110
Property Crimes Per 100k:
920
Crime Index:
1,030
Chance Of Violent Crime:
1 in 900
Chance Of Property Crime:
1 in 108
Weather
What is the weather like in Swain, NY year-round?
Residents in Swain enjoy four distinct seasons, with cold winters averaging lows of 16°F and warm summers reaching up to 80°F. The area receives about 43 inches of annual rainfall and enjoys sunshine half the year, making for a balanced outdoor climate.

Winter
Min:
16°F
Max:
32°F

Spring
Min:
35°F
Max:
63°F

Summer
Min:
55°F
Max:
80°F

Fall
Min:
38°F
Max:
62°F
Average Rainfall Inches:
42.9 inches
Sunny Days Percentage:
50%
Neighbors
Local households in Swain typically earn about $51,200 annually, with a poverty rate of 13.8% and an unemployment rate just above 5%. Most residents commute around 28 minutes to work, and a large majority have completed high school, reflecting a stable and moderately educated community.
Median Income:
$28,000
Household Income:
$51,200
Family Income:
$62,800
Per Capita Income:
$25,100
Income Male:
$36,500
Income Female:
$29,000
Poverty Rate:
13.8%
Non English Speakers:
3.2%
Rent:
$780
Unemployment Rate:
5.1%
Public Transport Usage:
0.4%
Commute Time:
28.2 minutes

Education
High School or Higher:
91.1%
Bachelors or More:
21.3%
Education
How are the schools in Swain, NY?
Swain is served by the Canaseraga Central School with a favorable student-teacher ratio, and is within short driving distance of area colleges such as SUNY Geneseo and Alfred University. Public educational resources are accessible, making it suitable for families with school-age children.

Public Schools
Name:
Canaseraga Central School
Street:
4-8 Main St
Phone:
607-545-6421
Students:
290
Student Teacher Ratio:
9.7

Colleges
Name:
SUNY Geneseo
City:
Geneseo
State:
NY
Distance:
26 miles
Students:
5,200
Name:
Alfred University
City:
Alfred
State:
NY
Distance:
24 miles
Students:
2,300
Healthcare
Swain residents have access to essential healthcare services, including Jones Memorial Hospital in nearby Wellsville, and benefit from a high health insurance coverage rate of nearly 90%. The area maintains a reasonable healthcare index, with 1.7 physicians per 1,000 people.

Major Hospitals
Name:
Jones Memorial Hospital
Address:
191 N Main St, Wellsville, NY 14895
Phone:
(585) 593-1100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.4%
Health Care Index:
68.2
Housing Market
What is the housing market like in Swain, NY?
The housing market in Swain is stable, with a median home price of $105,000 and a high owner-occupancy rate over 75%. Rental options are available with average rents at $780 for a two-bedroom, and the market has seen modest annual appreciation.
Median Home Price:
$105,000
Average Rent For 2 Bedroom:
$780
Owner Occupied Rate:
75.3%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.3%
Foreclosure Rate:
0.8%
DMV Information
Swain residents are served by the New York State Department of Motor Vehicles office in Geneseo, located at 168 Main Street. DMV services can also be accessed online, providing convenient options for licensing and vehicle registration needs.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
168 Main Street, Geneseo, NY 14454
Phone:
1-518-486-9786
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.