Everything You Should Know Before Moving to Swan Lake, MT
Considering a move to Swan Lake, MT? This peaceful lakeside community of around 120 residents offers affordable living, with median home prices near $410,000 and average rents of $1,050. Enjoy a low crime rate, abundant sunny days, and easy access to outdoor recreation. While commute times are short and public transit is minimal, nearby Kalispell provides healthcare and higher education options. Swan Lake is perfect for those seeking tranquility, natural beauty, and a close-knit rural lifestyle.
Demographics - Swan Lake, MT
Demographics - Swan Lake, MT
Swan Lake is a small, close-knit community with a population of about 120 residents, featuring a relatively high median age of 54 and a majority White demographic. The area offers a relaxed, rural lifestyle with low population density, and a gender balance close to even. A small portion of the community speaks a language other than English at home, reflecting its modest diversity.
Population:
120
Density:
15 per sq mi
Median Age:
54.0
Gender Ratio:
103 males per 100 females
Non-English Speakers Percentage:
2.5%

Ethnic Composition
White:
94.5%
Cost Of Living
What is the average cost of living in Swan Lake, MT?
Living in Swan Lake is affordable compared to national averages, with a cost of living index of 98.0. The median home value stands at $410,000, and average rents are $1,050, making home ownership and renting accessible for many. Utilities, groceries, and transportation costs are also relatively moderate, supporting a comfortable lifestyle.
Median House Value:
$410,000
Gross Rent:
$1,050
Monthly Electricity Charges:
$110
Auto Insurance:
$1,150
House Owner Cost With Mortgage:
$1,450
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
1.0%
|
High:
6.9%
Cost Of Living Index:
98.0
Grocery:
98.2
Housing:
97.5
Utilities:
94.5
Transportation:
95.6
Health Care:
97.4
Miscellaneous:
99.0
Crime
Is Swan Lake, MT a safe place to live?
Swan Lake enjoys a notably low crime rate, with only 52 violent crimes and 345 property crimes per 100,000 people. Residents have a very low chance of encountering crime, making it a safe place for families and retirees alike. The community's tranquil setting contributes to a strong sense of security.
Violent Crimes Per 100k:
52
Property Crimes Per 100k:
345
Crime Index:
397
Chance Of Violent Crime:
1 in 1,900
Chance Of Property Crime:
1 in 290
Weather
What is the weather like in Swan Lake, MT year-round?
Swan Lake experiences a full range of seasons, with cold winters and pleasant summers reaching up to 80°F. The area receives about 21.8 inches of rainfall annually and enjoys sunshine on 56% of the days, perfect for outdoor enthusiasts. Residents can expect crisp, snowy winters and mild, comfortable summers.

Winter
Min:
13°F
Max:
31°F

Spring
Min:
29°F
Max:
54°F

Summer
Min:
43°F
Max:
80°F

Fall
Min:
31°F
Max:
59°F
Average Rainfall Inches:
21.8 inches
Sunny Days Percentage:
56%
Neighbors
The community boasts a median household income of $48,000 and a low unemployment rate of 3.6%. Most residents commute about 25 minutes to work, reflecting the area's rural setting without public transportation. High educational attainment and a low poverty rate contribute to Swan Lake's quality of life.
Median Income:
$30,500
Household Income:
$48,000
Family Income:
$62,000
Per Capita Income:
$31,200
Income Male:
$38,000
Income Female:
$25,500
Poverty Rate:
10.8%
Non English Speakers:
2.5%
Rent:
$1,050
Unemployment Rate:
3.6%
Public Transport Usage:
0.0%
Commute Time:
25.2 minutes

Education
High School or Higher:
93.0%
Bachelors or More:
27.0%
Education
How are the schools in Swan Lake, MT?
Swan Lake families benefit from a local public school with small class sizes and a student-teacher ratio of 11:1, ensuring personalized attention. Higher education opportunities are available nearby at Flathead Valley Community College, just 40 miles away in Kalispell. The area is well-suited for families seeking quality and accessible educational options.

Public Schools
Name:
Swan River School
Street:
1205 Swan River Rd
Phone:
406-837-4528
Students:
110
Student Teacher Ratio:
11.0

Colleges
Name:
Flathead Valley Community College
City:
Kalispell
State:
MT
Distance:
40 miles
Students:
2,400
Healthcare
Access to healthcare in Swan Lake is supported by nearby major facilities like Kalispell Regional Medical Center, located within driving distance. With 1.7 physicians per 1,000 residents and nearly 90% health insurance coverage, basic healthcare needs are well met. The region's healthcare index indicates reliable medical services for the population.

Major Hospitals
Name:
Kalispell Regional Medical Center
Address:
310 Sunnyview Ln, Kalispell, MT 59901
Phone:
(406) 752-5111
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.7
Health Insurance Coverage:
89.2%
Health Care Index:
70.4
Housing Market
What is the housing market like in Swan Lake, MT?
Swan Lake's housing market is stable, with a median home price of $410,000 and high owner occupancy at 84%. Rental options are available, with average rents for a two-bedroom around $1,050 and low foreclosure rates. Home values have appreciated by 7.2% over the past year, reflecting a healthy and desirable market.
Median Home Price:
$410,000
Average Rent For 2 Bedroom:
$1,050
Owner Occupied Rate:
84.0%
Rental Vacancy Rate:
8.5%
Home Appreciation Rate (1yr):
7.2%
New Construction Rate:
1.0%
Foreclosure Rate:
0.3%
DMV Information
Residents can access driver and vehicle services through the Montana Motor Vehicle Division, located in Helena. The state's DMV offers all standard licensing and registration services, with information available online for convenience. Swan Lake residents can expect straightforward processes for their driving needs.
State:
Montana
Department:
Montana Motor Vehicle Division
Address:
302 N Roberts, Helena, MT 59601
Phone:
1-406-444-3933
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.