Everything You Should Know Before Moving to Swan Point, MD
Considering Swan Point, MD for your next move? This peaceful community of around 750 residents offers a relaxed, suburban lifestyle with a median home price of $385,000 and average rents near $1,650. The area boasts low violent crime rates (162 per 100k), a high owner-occupancy rate, and scenic surroundings along the Potomac River. Average commute times run about 37 minutes, and you'll find solid local schools and healthcare options nearby. With mild winters, 59% sunny days, and a close-knit feel, Swan Point is perfect for those seeking tranquility with access to urban amenities.
Demographics - Swan Point, MD
Demographics - Swan Point, MD
Swan Point is a small, close-knit community of about 750 residents with a median age of 57.5, reflecting its appeal for retirees and those seeking a quieter lifestyle. The population is predominantly White, with a balanced gender ratio and only 5% non-English speakers, creating a friendly and familiar environment.
Population:
750
Density:
400 per sq mi
Median Age:
57.5
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
5.0%

Ethnic Composition
White:
85.0%
Black:
10.0%
Asian:
2.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Swan Point, MD?
The cost of living in Swan Point is moderately above the national average, driven primarily by housing costs with a median home value of $385,000 and average rents around $1,650. Daily expenses like groceries, utilities, and transportation are also slightly higher than average, while state tax rates remain competitive for Maryland.
Median House Value:
$385,000
Gross Rent:
$1,650
Monthly Electricity Charges:
$145
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$680
State Taxes:
Low:
2.0%
|
High:
5.75%
Cost Of Living Index:
111.3
Grocery:
104.4
Housing:
117.5
Utilities:
109.0
Transportation:
108.2
Health Care:
107.5
Miscellaneous:
103.0
Crime
Is Swan Point, MD a safe place to live?
Swan Point features a low violent crime rate of 162 per 100,000 people, giving residents peace of mind in their daily lives. Property crime is more common but still manageable, making this community a generally safe choice for families and retirees.
Violent Crimes Per 100k:
162
Property Crimes Per 100k:
1,180
Crime Index:
1,342
Chance Of Violent Crime:
1 in 617
Chance Of Property Crime:
1 in 85
Weather
What is the weather like in Swan Point, MD year-round?
Residents enjoy four distinct seasons with mild winters (lows around 29°F) and warm summers reaching up to 88°F. The area receives about 44 inches of rainfall annually and boasts sunshine roughly 59% of the year, perfect for outdoor activities and enjoying the scenic Potomac River surroundings.

Winter
Min:
29°F
Max:
45°F

Spring
Min:
48°F
Max:
70°F

Summer
Min:
68°F
Max:
88°F

Fall
Min:
50°F
Max:
72°F
Average Rainfall Inches:
44.2 inches
Sunny Days Percentage:
59%
Neighbors
Households in Swan Point benefit from a median income of $89,000 and a low poverty rate of 7.1%. The community is well-educated, with over 93% holding a high school diploma and a third having a bachelor's degree or higher, and most residents enjoy a relaxed suburban pace with a typical commute of 37 minutes.
Median Income:
$41,500
Household Income:
$89,000
Family Income:
$98,000
Per Capita Income:
$43,800
Income Male:
$51,000
Income Female:
$44,000
Poverty Rate:
7.1%
Non English Speakers:
5.0%
Rent:
$1,650
Unemployment Rate:
3.8%
Public Transport Usage:
0.5%
Commute Time:
37 minutes

Education
High School or Higher:
93.6%
Bachelors or More:
35.8%
Education
How are the schools in Swan Point, MD?
Swan Point offers quality educational options, including Dr. Thomas L. Higdon Elementary School and access to private and higher education institutions like St. Mary's School and the nearby College of Southern Maryland in La Plata. The schools feature favorable student-teacher ratios and a variety of academic programs well-suited for families.

Public Schools
Name:
Dr. Thomas L. Higdon Elementary School
Street:
12872 Rock Point Rd
Phone:
301-259-2500
Students:
420
Student Teacher Ratio:
13.5

Private Schools
Name:
St. Mary's School
Street:
13735 Notre Dame Pl, Bryantown
Phone:
301-932-6883
Students:
275

Colleges
Name:
College of Southern Maryland - La Plata Campus
City:
La Plata
State:
MD
Distance:
16 miles
Students:
7,000
Healthcare
Swan Point residents have access to quality healthcare, including the nearby University of Maryland Charles Regional Medical Center. With 2.6 physicians per 1,000 people and over 92% health insurance coverage, the community is well-served for routine and emergency medical needs.

Major Hospitals
Name:
University of Maryland Charles Regional Medical Center
Address:
5 Garrett Ave, La Plata, MD 20646
Phone:
(301) 609-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.6
Health Insurance Coverage:
92.1%
Health Care Index:
76.2
Housing Market
What is the housing market like in Swan Point, MD?
The housing market in Swan Point is stable, with a median home price of $385,000 and a high owner-occupancy rate of 83.5%. Homes have appreciated by 6.1% over the past year, and both vacancy and foreclosure rates remain low, appealing to buyers seeking long-term value.
Median Home Price:
$385,000
Average Rent For 2 Bedroom:
$1,650
Owner Occupied Rate:
83.5%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
1.1%
Foreclosure Rate:
0.6%
DMV Information
Local residents are served by the Maryland Motor Vehicle Administration, with the main office located in Glen Burnie. The DMV offers comprehensive vehicle registration and licensing services both in person and online for convenience.
State:
Maryland
Department:
Maryland Motor Vehicle Administration
Address:
6601 Ritchie Highway NE, Glen Burnie, MD 21062
Phone:
1-800-950-1682
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.