Everything You Should Know Before Moving to Swan River, MN
Thinking about making Swan River, MN your new home? With a small-town population of just 320, Swan River offers affordable living—median home prices are around $187,000 and rents average $950. Violent crime is notably low at 94 per 100K, and residents enjoy short 28-minute commutes. The area features a peaceful rural lifestyle, good local schools, and classic Minnesota seasons, with warm summers and snowy winters. Explore Swan River for a quiet, close-knit community with a lower cost of living.
Demographics - Swan River, MN
Demographics - Swan River, MN
Swan River, MN is a small, close-knit community of about 320 residents, with a median age of 43.1 and a low population density. The town is predominantly White, and the population features a nearly even gender split, reflecting a traditional rural Minnesota demographic profile.
Population:
320
Density:
15 per sq mi
Median Age:
43.1
Gender Ratio:
104 males per 100 females
Non-English Speakers Percentage:
3.2%

Ethnic Composition
White:
93.2%
Black:
0.8%
Asian:
0.4%
Others:
5.6%
Cost Of Living
What is the average cost of living in Swan River, MN?
Swan River offers a cost of living below the national average, with median home values around $187,000 and average rents at $950 per month. Residents benefit from affordable housing and utilities, making it an attractive choice for budget-conscious families.
Median House Value:
$187,000
Gross Rent:
$950
Monthly Electricity Charges:
$120
Auto Insurance:
$1,220
House Owner Cost With Mortgage:
$1,180
House Owner Cost Without Mortgage:
$420
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
96.7
Grocery:
94.5
Housing:
82.9
Utilities:
97.3
Transportation:
93.4
Health Care:
96.2
Miscellaneous:
95.0
Crime
Is Swan River, MN a safe place to live?
Swan River enjoys a very low violent crime rate of 94 per 100,000 people, significantly below the national average, and property crime is also relatively modest. This peaceful atmosphere makes it an appealing option for those seeking a safe rural environment.
Violent Crimes Per 100k:
94
Property Crimes Per 100k:
1,160
Crime Index:
1,254
Chance Of Violent Crime:
1 in 1,064
Chance Of Property Crime:
1 in 86
Weather
What is the weather like in Swan River, MN year-round?
The climate in Swan River features warm summers reaching up to 80°F and cold, snowy winters with lows around 0°F. With about 55% sunny days and nearly 28 inches of annual rainfall, residents experience all four classic Minnesota seasons.

Winter
Min:
0°F
Max:
22°F

Spring
Min:
32°F
Max:
58°F

Summer
Min:
55°F
Max:
80°F

Fall
Min:
38°F
Max:
60°F
Average Rainfall Inches:
27.8 inches
Sunny Days Percentage:
55%
Neighbors
Typical households in Swan River have a median income of $63,400 and a poverty rate of just under 10%. The majority of adults are high school graduates, and commutes average about 28 minutes, reflecting a hardworking and stable community.
Median Income:
$35,000
Household Income:
$63,400
Family Income:
$76,200
Per Capita Income:
$29,500
Income Male:
$41,200
Income Female:
$34,100
Poverty Rate:
9.8%
Non English Speakers:
3.2%
Rent:
$950
Unemployment Rate:
3.9%
Public Transport Usage:
0.2%
Commute Time:
28.4 minutes

Education
High School or Higher:
91.5%
Bachelors or More:
18.4%
Education
How are the schools in Swan River, MN?
Local students attend Swanville Elementary School, which offers small class sizes and a low student-teacher ratio. For higher education, Central Lakes College is just 32 miles away, providing broader academic opportunities.

Public Schools
Name:
Swanville Elementary School
Street:
602 DeGraff Ave, Swanville, MN 56382
Phone:
320-547-5100
Students:
180
Student Teacher Ratio:
13.5

Colleges
Name:
Central Lakes College
City:
Brainerd
State:
MN
Distance:
32 miles
Students:
5,200
Healthcare
Residents have access to quality healthcare, including nearby St. Gabriel's Hospital in Little Falls, and the town benefits from a high health insurance coverage rate of 92.1%. With 2.1 physicians per 1,000 people, medical services are accessible for most families.

Major Hospitals
Name:
St. Gabriel's Hospital
Address:
815 2nd St SE, Little Falls, MN 56345
Phone:
(320) 632-5441
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
92.1%
Health Care Index:
80.2
Housing Market
What is the housing market like in Swan River, MN?
Swan River's housing market is affordable, with a median home price of $187,000 and a high owner-occupancy rate of nearly 85%. Home values have appreciated by 4.2% over the past year, indicating steady demand in this rural market.
Median Home Price:
$187,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
84.6%
Rental Vacancy Rate:
7.8%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.3%
DMV Information
Vehicle and driver services for Swan River residents are provided by the Minnesota Department of Public Safety in St. Paul, with a user-friendly website and statewide support for licensing needs.
State:
Minnesota
Department:
Minnesota Department of Public Safety - Driver and Vehicle Services
Address:
445 Minnesota St, Suite 190, St. Paul, MN 55101
Phone:
651-297-3298
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.