Everything You Should Know Before Moving to Swansboro, NC
Considering a move to Swansboro, NC? With a friendly population of about 3,900, Swansboro offers affordable coastal living with a median home price of $347,000 and average rents around $1,250. Residents enjoy short commute times (24.7 minutes), a mild climate with 63% sunny days, and close-knit schools with solid teacher ratios. Crime rates are below the national average, and nearby healthcare and local amenities make Swansboro a great spot for those seeking small-town charm by the water.
Demographics - Swansboro, NC
Demographics - Swansboro, NC
Swansboro is a small, welcoming town with a population of around 3,900, marked by a median age of 43.2 and a predominantly White community. The area has a balanced gender ratio and a modest percentage of non-English speakers, fostering a friendly and cohesive atmosphere. Its moderate population density supports a relaxed coastal lifestyle.
Population:
3,900
Density:
1,150 per sq mi
Median Age:
43.2
Gender Ratio:
91 males per 100 females
Non-English Speakers Percentage:
6.5%
Ethnic Composition
White:
83.5%
Black:
7.2%
Asian:
1.3%
Others:
8.0%
Cost Of Living
What is the average cost of living in Swansboro, NC?
Living in Swansboro is relatively affordable, with a median home value of $347,000 and average rent at $1,250 for renters. The overall cost of living index sits below the U.S. average, while state taxes are consistent at 5.25%. Residents benefit from reasonable utility and transportation costs, making it an attractive option for budget-conscious households.
Median House Value:
$347,000
Gross Rent:
$1,250
Monthly Electricity Charges:
$120
Auto Insurance:
$1,090
House Owner Cost With Mortgage:
$1,780
House Owner Cost Without Mortgage:
$475
State Taxes:
Low:
5.25%
|
High:
5.25%
Cost Of Living Index:
94.6
Grocery:
97.2
Housing:
89.9
Utilities:
104.2
Transportation:
92.0
Health Care:
93.5
Miscellaneous:
98.1
Crime
Is Swansboro, NC a safe place to live?
Swansboro experiences lower crime rates than many cities, with violent crime at 227 incidents per 100,000 people and property crime at 1,785 per 100,000. The chance of being a victim of violent crime is approximately 1 in 440, contributing to the town's reputation as a safe, family-friendly community. These statistics make it an appealing choice for those prioritizing safety.
Violent Crimes Per 100k:
227
Property Crimes Per 100k:
1,785
Crime Index:
2,012
Chance Of Violent Crime:
1 in 440
Chance Of Property Crime:
1 in 56
Weather
What is the weather like in Swansboro, NC year-round?
Swansboro enjoys a mild coastal climate, with winter lows around 36°F and summer highs reaching 88°F. Residents experience an average annual rainfall of 55 inches and about 63% of days are sunny, providing plenty of opportunities for outdoor recreation year-round. The pleasant weather enhances the town's laid-back, seaside charm.
Winter
Min:
36°F
Max:
57°F
Spring
Min:
54°F
Max:
73°F
Summer
Min:
73°F
Max:
88°F
Fall
Min:
56°F
Max:
76°F
Average Rainfall Inches:
55.3 inches
Sunny Days Percentage:
63%
Neighbors
The community in Swansboro features a median household income of $66,400 and a poverty rate of 11.4%. Most residents have completed high school, and nearly 30% hold a bachelor's degree or higher, reflecting a well-educated population. With low public transport use and average commute times under 25 minutes, the town supports a convenient, close-knit lifestyle.
Median Income:
$38,800
Household Income:
$66,400
Family Income:
$72,300
Per Capita Income:
$31,500
Income Male:
$40,200
Income Female:
$33,400
Poverty Rate:
11.4%
Non English Speakers:
6.5%
Rent:
$1,250
Unemployment Rate:
4.1%
Public Transport Usage:
0.6%
Commute Time:
24.7 minutes
Education
High School or Higher:
91.1%
Bachelors or More:
29.6%
Education
How are the schools in Swansboro, NC?
Swansboro offers well-regarded public schools, such as Swansboro High and Middle School, both maintaining favorable student-teacher ratios. The town also features private education options and is within commuting distance of Coastal Carolina Community College in Jacksonville. Families benefit from a supportive learning environment and access to higher education.
Public Schools
Name:
Swansboro High School
Street:
161 Queens Creek Rd
Phone:
910-326-4300
Students:
990
Student Teacher Ratio:
16.7
Name:
Swansboro Middle School
Street:
1240 W Corbett Ave
Phone:
910-326-3601
Students:
875
Student Teacher Ratio:
15.9
Private Schools
Name:
White Oak Montessori School
Street:
2120 Old Hammock Rd
Phone:
910-326-0366
Students:
95
Colleges
Name:
Coastal Carolina Community College
City:
Jacksonville
State:
NC
Distance:
19 miles
Students:
4,200
Healthcare
Residents have access to quality healthcare, with Onslow Memorial Hospital located nearby in Jacksonville. There are about 1.9 physicians per 1,000 residents and over 90% of locals have health insurance coverage. The town's healthcare index points to reliable medical services for families and retirees alike.
Major Hospitals
Name:
Onslow Memorial Hospital
Address:
317 Western Blvd, Jacksonville, NC 28546
Phone:
(910) 577-2345
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.9
Health Insurance Coverage:
90.6%
Health Care Index:
67.3
Housing Market
What is the housing market like in Swansboro, NC?
Swansboro's housing market offers a median home price of $347,000 and average rent for a two-bedroom at $1,250. With a 67.5% owner-occupied rate and a healthy home appreciation rate of 6.1% over the past year, the area appeals to both buyers and investors. Low foreclosure and vacancy rates suggest a stable and desirable real estate environment.
Median Home Price:
$347,000
Average Rent For 2 Bedroom:
$1,250
Owner Occupied Rate:
67.5%
Rental Vacancy Rate:
6.7%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
2.3%
Foreclosure Rate:
0.7%
DMV Information
Swansboro residents are served by the North Carolina Division of Motor Vehicles office in nearby Jacksonville, which provides licensing, registration, and vehicle services. The DMV is easily accessible, with helpful resources available through their website and customer service line. This ensures convenient support for all driver and vehicle needs.
State:
North Carolina
Department:
North Carolina Division of Motor Vehicles
Address:
314 Center Dr, Jacksonville, NC 28546
Phone:
919-715-7000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.