Everything You Should Know Before Moving to Swartswood, NJ
Considering a move to Swartswood, NJ? This tranquil community of about 1,000 residents offers a peaceful rural setting with affordable median home prices around $340,000 and average rents of $1,450. Swartswood enjoys low crime rates, highly rated local schools, and easy access to nature, all while maintaining reasonable commute times and a strong sense of community. Outdoor enthusiasts will love the local climate, which offers four distinct seasons and plenty of sunny days—making Swartswood an inviting place to call home.
Demographics - Swartswood, NJ
Demographics - Swartswood, NJ
Swartswood, NJ is home to approximately 1,000 residents, with a median age of 44 and a balanced gender ratio. The community is predominantly White, with small representations from other ethnic backgrounds, and around 8.5% of residents speak a language other than English at home. Its low population density fosters a peaceful, close-knit atmosphere ideal for those seeking a rural lifestyle.
Population:
1,000
Density:
120 per sq mi
Median Age:
44.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
8.5%
Ethnic Composition
White:
91.5%
Black:
1.3%
Asian:
1.1%
Others:
6.1%
Cost Of Living
What is the average cost of living in Swartswood, NJ?
Living in Swartswood offers affordability compared to many New Jersey towns, with a median house value of $340,000 and typical rents around $1,450 for a two-bedroom home. The overall cost of living index is slightly above the national average, mainly due to higher housing and utility costs, but daily expenses like groceries and healthcare remain competitive. State taxes range from 1.4% to 10.75%, making financial planning important for newcomers.
Median House Value:
$340,000
Gross Rent:
$1,450
Monthly Electricity Charges:
$140
Auto Insurance:
$1,710
House Owner Cost With Mortgage:
$2,050
House Owner Cost Without Mortgage:
$720
State Taxes:
Low:
1.4%
|
High:
10.75%
Cost Of Living Index:
112.0
Grocery:
107.5
Housing:
120.8
Utilities:
110.0
Transportation:
112.3
Health Care:
107.2
Miscellaneous:
105.0
Crime
Is Swartswood, NJ a safe place to live?
Swartswood enjoys a low crime rate, with just 79 violent crimes per 100,000 residents and property crimes at 610 per 100,000, offering peace of mind to families and individuals alike. The chance of experiencing a violent crime is 1 in 1,250, significantly safer than many urban areas. This secure environment supports the town’s reputation as a safe, family-friendly community.
Violent Crimes Per 100k:
79
Property Crimes Per 100k:
610
Crime Index:
689
Chance Of Violent Crime:
1 in 1,250
Chance Of Property Crime:
1 in 164
Weather
What is the weather like in Swartswood, NJ year-round?
Residents experience four distinct seasons in Swartswood, including cold winters with lows around 19°F and warm summers reaching up to 83°F. The area receives about 48 inches of rainfall annually and enjoys sunshine roughly 54% of the year. This varied climate is perfect for those who appreciate both winter activities and sunny summer days.
Winter
Min:
19°F
Max:
36°F
Spring
Min:
38°F
Max:
66°F
Summer
Min:
60°F
Max:
83°F
Fall
Min:
39°F
Max:
67°F
Average Rainfall Inches:
48.1 inches
Sunny Days Percentage:
54%
Neighbors
Swartswood’s households have a median income of $93,200, and only 5.7% of residents live below the poverty line, reflecting a stable, middle-class community. Most adults have at least a high school diploma, with 37.5% holding a bachelor’s degree or higher, and residents typically face a 33-minute commute. The neighborhood has a low unemployment rate of 4.1% and limited reliance on public transportation.
Median Income:
$43,000
Household Income:
$93,200
Family Income:
$101,500
Per Capita Income:
$41,100
Income Male:
$50,200
Income Female:
$39,800
Poverty Rate:
5.7%
Non English Speakers:
8.5%
Rent:
$1,450
Unemployment Rate:
4.1%
Public Transport Usage:
1.2%
Commute Time:
33.2 minutes
Education
High School or Higher:
94.1%
Bachelors or More:
37.5%
Education
How are the schools in Swartswood, NJ?
Families in Swartswood benefit from highly rated local public schools, including Stillwater Township Elementary and Kittatinny Regional High, both offering low student-teacher ratios for personalized learning. Private education options, such as Pope John XXIII Regional High School, are also available, and Sussex County Community College is just seven miles away for higher education. The town’s educational environment supports students from kindergarten through college.
Public Schools
Name:
Stillwater Township Elementary School
Street:
904 Stillwater Rd
Phone:
973-383-6171
Students:
300
Student Teacher Ratio:
11.5
Name:
Kittatinny Regional High School
Street:
77 Halsey Rd
Phone:
973-383-1800
Students:
1,050
Student Teacher Ratio:
12.8
Private Schools
Name:
Pope John XXIII Regional High School
Street:
28 Andover Rd
Phone:
973-729-6126
Students:
725
Colleges
Name:
Sussex County Community College
City:
Newton
State:
NJ
Distance:
7 miles
Students:
2,500
Healthcare
Healthcare in Swartswood is accessible, with Newton Medical Center providing comprehensive emergency and surgical services nearby. The town boasts about 2.5 physicians per 1,000 residents and 95% of the population has health insurance coverage, ensuring quality medical care is within easy reach. The area’s healthcare index indicates reliable and effective local services.
Major Hospitals
Name:
Newton Medical Center
Address:
175 High St, Newton, NJ 07860
Phone:
(973) 383-2121
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.5
Health Insurance Coverage:
95.2%
Health Care Index:
76.4
Housing Market
What is the housing market like in Swartswood, NJ?
The Swartswood housing market is attractive for buyers, with a median home price of $340,000 and 80% owner occupancy, indicating a stable, rooted community. Home values have appreciated by 4.5% over the past year, and the rental vacancy rate is low at 5.9%. New construction is limited, supporting steady property values and a welcoming environment for long-term residents.
Median Home Price:
$340,000
Average Rent For 2 Bedroom:
$1,450
Owner Occupied Rate:
80.2%
Rental Vacancy Rate:
5.9%
Home Appreciation Rate (1yr):
4.5%
New Construction Rate:
1.2%
Foreclosure Rate:
0.3%
DMV Information
Swartswood residents can access full DMV services at the New Jersey Motor Vehicle Commission office in nearby Newton. The office offers licensing, registration, and other essential motor vehicle services, and more information is available on the official New Jersey MVC website. This convenient location helps streamline all your transportation needs.
State:
New Jersey
Department:
New Jersey Motor Vehicle Commission
Address:
51 Sparta Ave, Newton, NJ 07860
Phone:
1-888-486-3339
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.