Everything You Should Know Before Moving to Swartz Creek, MI
Thinking about moving to Swartz Creek, MI? With a friendly community of around 5,700 residents, Swartz Creek offers affordable living, with median home prices at $175,000 and average rents of $950. The city boasts a relatively low violent crime rate of 200 per 100k, a manageable average commute of 27 minutes, and strong public schools nearby. Residents enjoy four distinct seasons, plenty of green space, and easy access to major hospitals and colleges in nearby Flint—making Swartz Creek a practical and welcoming choice for families and commuters alike.
Demographics - Swartz Creek, MI
Demographics - Swartz Creek, MI
Swartz Creek is a welcoming city of about 5,700 people, with a median age of 43 and a population density of 1,285 residents per square mile. The community is predominantly White, with small percentages of Black, Asian, and other ethnic backgrounds, and about 4% of residents speak a language other than English at home. The balanced gender ratio and mature population make it appealing for families and retirees.
Population:
5,705
Density:
1,285 per sq mi
Median Age:
43.2
Gender Ratio:
94 males per 100 females
Non-English Speakers Percentage:
4.2%

Ethnic Composition
White:
91.0%
Black:
2.8%
Asian:
0.7%
Others:
5.5%
Cost Of Living
What is the average cost of living in Swartz Creek, MI?
Living in Swartz Creek is affordable, with a median home value of $175,000 and average rent of $950, both below national averages. The cost of living index is 83.5, indicating lower everyday expenses, especially for housing and groceries. Utility and transportation costs are manageable, making it an excellent choice for budget-conscious residents.
Median House Value:
$175,000
Gross Rent:
$950
Monthly Electricity Charges:
$115
Auto Insurance:
$2,150
House Owner Cost With Mortgage:
$1,220
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
83.5
Grocery:
91.2
Housing:
68.3
Utilities:
97.4
Transportation:
90.9
Health Care:
93.8
Miscellaneous:
88.5
Crime
Is Swartz Creek, MI a safe place to live?
Swartz Creek maintains a relatively low crime rate, with about 200 violent crimes and 1,150 property crimes per 100,000 residents annually. The chance of experiencing a violent crime is 1 in 500, which is comparatively safer than many urban areas. Residents generally feel secure in this close-knit community.
Violent Crimes Per 100k:
200
Property Crimes Per 100k:
1,150
Crime Index:
1,350
Chance Of Violent Crime:
1 in 500
Chance Of Property Crime:
1 in 87
Weather
What is the weather like in Swartz Creek, MI year-round?
Residents experience all four seasons, with cold winters averaging lows of 17°F and warm summers reaching highs of 83°F. The city receives about 32.5 inches of rainfall annually and enjoys sunshine nearly half the year. Swartz Creek’s climate offers a pleasant variety for those who appreciate seasonal changes.

Winter
Min:
17°F
Max:
33°F

Spring
Min:
37°F
Max:
64°F

Summer
Min:
59°F
Max:
83°F

Fall
Min:
41°F
Max:
66°F
Average Rainfall Inches:
32.5 inches
Sunny Days Percentage:
48%
Neighbors
Households in Swartz Creek enjoy a median income of $62,600 and a family income of $77,500, with a poverty rate of just over 10%. The majority of adults have at least a high school diploma, and the average commute is around 27 minutes. The community is largely residential, with a low unemployment rate and minimal public transportation use.
Median Income:
$34,200
Household Income:
$62,600
Family Income:
$77,500
Per Capita Income:
$30,800
Income Male:
$41,500
Income Female:
$32,700
Poverty Rate:
10.3%
Non English Speakers:
4.2%
Rent:
$950
Unemployment Rate:
5.8%
Public Transport Usage:
0.5%
Commute Time:
26.7 minutes

Education
High School or Higher:
92.5%
Bachelors or More:
19.2%
Education
How are the schools in Swartz Creek, MI?
Swartz Creek offers strong educational options, including well-rated public schools such as Swartz Creek High School and Morrish Elementary. Families also have access to private schooling and are within 10 miles of higher education institutions like the University of Michigan-Flint and Mott Community College. The area’s schools are known for their supportive environments and manageable class sizes.

Public Schools
Name:
Swartz Creek High School
Street:
1 Dragon Drive
Phone:
810-591-1800
Students:
1,050
Student Teacher Ratio:
20:1
Name:
Morrish Elementary School
Street:
5055 Maple Rd
Phone:
810-591-3700
Students:
400
Student Teacher Ratio:
19:1

Private Schools
Name:
St. Pius X Catholic School
Street:
3139 Hogarth Ave, Flint, MI 48532
Phone:
810-235-8572
Students:
210

Colleges
Name:
University of Michigan-Flint
City:
Flint
State:
MI
Distance:
10 miles
Students:
6,400
Name:
Mott Community College
City:
Flint
State:
MI
Distance:
10 miles
Students:
8,900
Healthcare
Swartz Creek residents have convenient access to major healthcare facilities like McLaren Flint and Hurley Medical Center in nearby Flint. With 2.1 physicians per 1,000 people and over 91% health insurance coverage, healthcare services are accessible and comprehensive. The city's healthcare index reflects reliable care for families and individuals.

Major Hospitals
Name:
McLaren Flint
Address:
401 S Ballenger Hwy, Flint, MI 48532
Phone:
(810) 342-2000
Type:
General & Surgical
Emergency Services:
Yes
Name:
Hurley Medical Center
Address:
One Hurley Plaza, Flint, MI 48503
Phone:
(810) 262-9000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
91.5%
Health Care Index:
71.9
Housing Market
What is the housing market like in Swartz Creek, MI?
The housing market in Swartz Creek is stable, with a median home price of $175,000 and average rent for a two-bedroom apartment at $950. Most homes are owner-occupied, and the area has a low foreclosure rate of 0.7%. Home values have appreciated steadily, making it attractive for both buyers and renters.
Median Home Price:
$175,000
Average Rent For 2 Bedroom:
$950
Owner Occupied Rate:
76.8%
Rental Vacancy Rate:
7.1%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.7%
DMV Information
DMV services for Swartz Creek residents are provided by the Michigan Secretary of State, with the nearest office located in Flint. The department offers comprehensive vehicle registration and licensing services, accessible both in person and online. Residents can contact the office or visit the state website for more information.
State:
Michigan
Department:
Michigan Secretary of State
Address:
408 S. Saginaw St, Flint, MI 48502
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.