Everything You Should Know Before Moving to Swift, MN
Thinking about relocating to Swift, MN? With a friendly population of 3,200 and affordable housing—median home prices around $164,000 and average rent near $720—Swift offers a low cost of living and a safe, small-town atmosphere. Residents enjoy short 18-minute commutes, low violent crime (89 per 100k), and quality K-12 schools, all set amidst Minnesota’s sunny summers and snowy winters. With strong healthcare coverage and a welcoming community, Swift is a great spot for those seeking simplicity, safety, and value.
Demographics - Swift, MN
Swift, MN is a small community of about 3,200 residents, predominantly White, with a median age of 46 and a balanced gender ratio. The area features a low population density and a family-friendly atmosphere, with a modest percentage of non-English speakers reflecting some diversity.
Population:
3,200
Density:
15 per sq mi
Median Age:
46.2
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
4.1%

Ethnic Composition
White:
92.1%
Black:
1.4%
Asian:
0.7%
Others:
5.8%
Cost Of Living
What is the average cost of living in Swift, MN?
Swift offers a low cost of living, with median home values around $164,000 and average rents near $720 per month. Everyday expenses like groceries and housing are notably affordable compared to national averages, making it an attractive option for budget-conscious families.
Median House Value:
$164,000
Gross Rent:
$720
Monthly Electricity Charges:
$110
Auto Insurance:
$1,190
House Owner Cost With Mortgage:
$1,095
House Owner Cost Without Mortgage:
$440
State Taxes:
Low:
5.35%
|
High:
9.85%
Cost Of Living Index:
84.7
Grocery:
96.2
Housing:
78.1
Utilities:
105.5
Transportation:
99.5
Health Care:
106.3
Miscellaneous:
92.7
Crime
Is Swift, MN a safe place to live?
Swift boasts a low violent crime rate of just 89 incidents per 100,000 people, contributing to its reputation as a safe, close-knit community. Property crime is also relatively low, giving residents peace of mind.
Violent Crimes Per 100k:
89
Property Crimes Per 100k:
780
Crime Index:
869
Chance Of Violent Crime:
1 in 1,120
Chance Of Property Crime:
1 in 128
Weather
What is the weather like in Swift, MN year-round?
Residents in Swift experience all four seasons, with cold, snowy winters and warm, sunny summers. The city receives about 24.6 inches of annual rainfall and enjoys sunshine roughly 61% of the year.

Winter
Min:
2°F
Max:
22°F

Spring
Min:
33°F
Max:
61°F

Summer
Min:
56°F
Max:
83°F

Fall
Min:
35°F
Max:
62°F
Average Rainfall Inches:
24.6 inches
Sunny Days Percentage:
61%
Neighbors
Swift's neighbors enjoy a median household income of $62,200 and low unemployment at 3.2%. Most residents have high school diplomas, and the average commute time is a quick 18 minutes, fostering a strong sense of community.
Median Income:
$36,800
Household Income:
$62,200
Family Income:
$74,500
Per Capita Income:
$31,900
Income Male:
$41,300
Income Female:
$32,700
Poverty Rate:
8.6%
Non English Speakers:
4.1%
Rent:
$720
Unemployment Rate:
3.2%
Public Transport Usage:
0.2%
Commute Time:
18.4 minutes

Education
High School or Higher:
90.8%
Bachelors or More:
23.4%
Education
How are the schools in Swift, MN?
Swift offers quality public education through schools like Benson Senior High and Northside Elementary, featuring low student-teacher ratios and attentive instruction. For higher education, the University of Minnesota Morris is located just 27 miles away, providing nearby college opportunities.

Public Schools
Name:
Benson Senior High School
Street:
1400 Montana Ave
Phone:
320-843-2710
Students:
330
Student Teacher Ratio:
13.8
Name:
Northside Elementary School
Street:
1800 Nevada Ave
Phone:
320-843-2710
Students:
460
Student Teacher Ratio:
14.4

Colleges
Name:
University of Minnesota Morris
City:
Morris
State:
MN
Distance:
27 miles
Students:
1,400
Healthcare
Swift is served by Swift County Benson Hospital, offering general and emergency services to residents. With nearly 95% of locals insured and 1.3 physicians per 1,000 people, the community benefits from accessible, quality healthcare.

Major Hospitals
Name:
Swift County Benson Hospital
Address:
1815 Wisconsin Ave, Benson, MN 56215
Phone:
(320) 843-4232
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.3
Health Insurance Coverage:
94.9%
Health Care Index:
78.8
Housing Market
What is the housing market like in Swift, MN?
The housing market in Swift is affordable and stable, with a median home price of $164,000 and a high owner-occupancy rate of 79%. Rental options are available, and the area has seen steady home appreciation in recent years.
Median Home Price:
$164,000
Average Rent For 2 Bedroom:
$720
Owner Occupied Rate:
79.0%
Rental Vacancy Rate:
7.6%
Home Appreciation Rate (1yr):
4.3%
New Construction Rate:
0.7%
Foreclosure Rate:
0.2%
DMV Information
Motor vehicle services for Swift residents are managed by the Minnesota Department of Public Safety, with comprehensive resources available online or at the state office in St. Paul.
State:
Minnesota
Department:
Minnesota Department of Public Safety – Driver and Vehicle Services
Address:
445 Minnesota St, St Paul, MN 55101
Phone:
651-297-3298
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.