Everything You Should Know Before Moving to Talco, TX
Considering a move to Talco, TX? This small, friendly town of about 500 offers an affordable lifestyle with a median home price of $82,000 and average rent around $740. Residents enjoy a low commute time of just 23 minutes, a mild climate with 62% sunny days, and access to local schools in the Rivercrest district. While crime rates are similar to rural Texas averages, the town stands out for its peaceful pace, affordable living, and sense of community. Healthcare is available in nearby Mount Pleasant, and the cost of living remains well below national averages.
Demographics - Talco, TX
Talco is a small Texas town with a population of roughly 500, offering a close-knit community atmosphere. The median age is just over 41, and the area is predominantly White, with a modest percentage of non-English speakers and a balanced gender ratio.
Population:
494
Density:
370 per sq mi
Median Age:
41.2
Gender Ratio:
98 males per 100 females
Non-English Speakers Percentage:
5.2%

Ethnic Composition
White:
77.5%
Black:
6.5%
Asian:
0.5%
Others:
15.5%
Cost Of Living
What is the average cost of living in Talco, TX?
Living in Talco is notably affordable, with a median home value of $82,000 and average rent at $740, both well below national averages. Everyday expenses, including groceries and utilities, are also lower than most U.S. cities, making it an attractive choice for budget-conscious movers.
Median House Value:
$82,000
Gross Rent:
$740
Monthly Electricity Charges:
$140
Auto Insurance:
$1,280
House Owner Cost With Mortgage:
$950
House Owner Cost Without Mortgage:
$320
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
78.4
Grocery:
93.0
Housing:
65.5
Utilities:
96.2
Transportation:
98.7
Health Care:
97.1
Miscellaneous:
90.3
Crime
Is Talco, TX a safe place to live?
Talco experiences low violent crime rates typical for rural Texas communities, with about 170 violent crimes per 100,000 residents and a 1 in 588 chance of being affected. Property crime occurs more often, but overall, the town maintains a peaceful and safe environment.
Violent Crimes Per 100k:
170
Property Crimes Per 100k:
1,320
Crime Index:
1,490
Chance Of Violent Crime:
1 in 588
Chance Of Property Crime:
1 in 76
Weather
What is the weather like in Talco, TX year-round?
Residents of Talco enjoy a mild climate featuring warm summers reaching up to 95°F, cool winters, and around 62% sunny days each year. The area receives about 44 inches of annual rainfall, supporting a comfortable outdoor lifestyle.

Winter
Min:
36°F
Max:
57°F

Spring
Min:
54°F
Max:
76°F

Summer
Min:
71°F
Max:
95°F

Fall
Min:
54°F
Max:
78°F
Average Rainfall Inches:
44.1 inches
Sunny Days Percentage:
62%
Neighbors
Typical households in Talco have a median income of $29,400, and about 81% of adults have at least a high school diploma. The community is family-oriented, with modest commuting times and a slightly higher poverty rate than the national average.
Median Income:
$29,400
Household Income:
$39,200
Family Income:
$46,000
Per Capita Income:
$19,200
Income Male:
$35,000
Income Female:
$27,000
Poverty Rate:
19.8%
Non English Speakers:
5.2%
Rent:
$740
Unemployment Rate:
4.7%
Public Transport Usage:
0.2%
Commute Time:
23.1 minutes

Education
High School or Higher:
80.7%
Bachelors or More:
10.5%
Education
How are the schools in Talco, TX?
Talco’s Rivercrest school district offers small class sizes and a supportive learning environment across its elementary, junior high, and high schools. For higher education, residents have convenient access to Northeast Texas Community College located just 14 miles away.

Public Schools
Name:
Rivercrest Elementary School
Street:
4220 US Highway 271 S
Phone:
903-632-5222
Students:
410
Student Teacher Ratio:
12.0
Name:
Rivercrest Junior High
Street:
4101 US Highway 271 S
Phone:
903-632-5204
Students:
210
Student Teacher Ratio:
10.8
Name:
Rivercrest High School
Street:
4126 US Highway 271 S
Phone:
903-632-5321
Students:
220
Student Teacher Ratio:
9.7

Colleges
Name:
Northeast Texas Community College
City:
Mount Pleasant
State:
TX
Distance:
14 miles
Students:
2,800
Healthcare
Healthcare needs are met by nearby facilities such as Titus Regional Medical Center in Mount Pleasant, and about 85% of residents have health insurance. While the number of physicians per capita is limited, essential medical services are accessible within a short drive.

Major Hospitals
Name:
Titus Regional Medical Center
Address:
2001 N Jefferson Ave, Mt Pleasant, TX 75455
Phone:
(903) 577-6000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.4
Health Insurance Coverage:
84.6%
Health Care Index:
66.2
Housing Market
What is the housing market like in Talco, TX?
Talco’s housing market is highly affordable, with a median home price of $82,000 and owner-occupied homes making up two-thirds of the market. Rental vacancies are moderate, and home values are appreciating steadily, offering opportunities for both buyers and renters.
Median Home Price:
$82,000
Average Rent For 2 Bedroom:
$740
Owner Occupied Rate:
66.3%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
4.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.6%
DMV Information
Vehicle registrations and licensing in Talco are managed by the Texas Department of Motor Vehicles, with statewide offices and online services available for convenience. Most DMV needs can be handled through their official website or by visiting regional offices.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.