Everything You Should Know Before Moving to Temple, TX
Considering a move to Temple, TX? With a welcoming population of 85,416 and a median home price around $226,000, Temple offers affordable living and shorter commutes—averaging just 20 minutes. The city enjoys over 62% sunny days a year and a cost of living well below the national average. Residents benefit from proximity to major hospitals, a range of public and private schools, and a vibrant, diverse community. Explore Temple’s balance of affordability, healthcare, and friendly neighborhoods for your next home.
Demographics - Temple, TX
Demographics - Temple, TX
Temple, TX is home to about 85,400 residents, with a median age of 35, reflecting a youthful and diverse community. The city features a balanced gender ratio and a blend of ethnic backgrounds, with over half identifying as White and nearly 15% speaking languages other than English at home. Population density is moderate, making it a comfortable place for families and individuals alike.
Population:
85,416
Density:
1,500 per sq mi
Median Age:
35.0
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
14.7%
Ethnic Composition
White:
54.3%
Black:
17.2%
Asian:
2.6%
Others:
25.9%
Cost Of Living
What is the average cost of living in Temple, TX?
Temple offers a cost of living index of 89.5, making it more affordable than many U.S. cities. The median home value stands at $226,000 and average rent is around $1,130, providing accessible options for both buyers and renters. Utilities and groceries are reasonably priced, and Texas' 0% state income tax further helps residents manage expenses.
Median House Value:
$226,000
Gross Rent:
$1,130
Monthly Electricity Charges:
$145
Auto Insurance:
$1,420
House Owner Cost With Mortgage:
$1,420
House Owner Cost Without Mortgage:
$480
State Taxes:
Low:
0%
|
High:
0%
Cost Of Living Index:
89.5
Grocery:
93.2
Housing:
76.5
Utilities:
104.5
Transportation:
92.8
Health Care:
97.2
Miscellaneous:
95.0
Crime
Is Temple, TX a safe place to live?
Temple experiences a moderate crime rate, with about 322 violent crimes and 2,495 property crimes per 100,000 residents annually. Residents face a 1 in 310 chance of being affected by violent crime and a 1 in 40 chance for property crime. The city maintains active law enforcement and community programs to promote safety.
Violent Crimes Per 100k:
322
Property Crimes Per 100k:
2,495
Crime Index:
2,817
Chance Of Violent Crime:
1 in 310
Chance Of Property Crime:
1 in 40
Weather
What is the weather like in Temple, TX year-round?
Temple enjoys a warm climate with mild winters averaging lows of 38°F and hot summers peaking near 96°F. The city receives about 36.5 inches of rainfall annually and boasts over 62% sunny days, making it appealing for those who appreciate outdoor activities. Seasonal changes are comfortable, supporting year-round recreation.
Winter
Min:
38°F
Max:
60°F
Spring
Min:
52°F
Max:
78°F
Summer
Min:
74°F
Max:
96°F
Fall
Min:
54°F
Max:
80°F
Average Rainfall Inches:
36.5 inches
Sunny Days Percentage:
62%
Neighbors
The typical household in Temple earns about $62,300 annually, with a poverty rate of 14.9% and an unemployment rate of 3.7%. Most residents experience commutes of around 20 minutes and nearly 89% have at least a high school education. The area is defined by its friendly neighborhoods and diverse cultural backgrounds.
Median Income:
$33,400
Household Income:
$62,300
Family Income:
$75,600
Per Capita Income:
$31,800
Income Male:
$44,300
Income Female:
$38,000
Poverty Rate:
14.9%
Non English Speakers:
14.7%
Rent:
$1,130
Unemployment Rate:
3.7%
Public Transport Usage:
0.8%
Commute Time:
20.2 minutes
Education
High School or Higher:
88.6%
Bachelors or More:
24.2%
Education
How are the schools in Temple, TX?
Temple offers a variety of educational opportunities, including public schools like Temple High School and Western Hills Elementary, as well as several private and post-secondary options. Temple College serves over 5,000 students locally, and nearby universities are easily accessible. The city's commitment to education supports learners from kindergarten through college.
Public Schools
Name:
Temple High School
Street:
415 N 31st St
Phone:
254-215-7000
Students:
2,200
Student Teacher Ratio:
15.4
Name:
Western Hills Elementary
Street:
600 Big Red Cir
Phone:
254-215-5600
Students:
600
Student Teacher Ratio:
15.8
Private Schools
Name:
Holy Trinity Catholic High School
Street:
6608 W Adams Ave
Phone:
254-771-0787
Students:
120
Colleges
Name:
Temple College
City:
Temple
State:
TX
Distance:
0 miles
Students:
5,300
Name:
University of Mary Hardin-Baylor
City:
Belton
State:
TX
Distance:
10 miles
Students:
3,900
Healthcare
Temple is a regional healthcare hub, anchored by Baylor Scott & White Medical Center and several other major hospitals offering comprehensive services and emergency care. With 2.7 physicians per 1,000 residents and 86% health insurance coverage, the city provides reliable access to medical care. The local healthcare index indicates quality services for families and individuals alike.
Major Hospitals
Name:
Baylor Scott & White Medical Center – Temple
Address:
2401 S 31st St, Temple, TX 76508
Phone:
(254) 724-2111
Type:
General & Surgical
Emergency Services:
Yes
Name:
AdventHealth Central Texas
Address:
2201 S Clear Creek Rd, Killeen, TX 76549
Phone:
(254) 526-7523
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.7
Health Insurance Coverage:
86.4%
Health Care Index:
71.8
Housing Market
What is the housing market like in Temple, TX?
The housing market in Temple is accessible, with a median home price of $226,000 and an average rent for a two-bedroom at $1,130. Over half of the homes are owner-occupied, and the area has seen a healthy 6.1% home appreciation rate in the past year. Low foreclosure and vacancy rates signal a stable and growing real estate market.
Median Home Price:
$226,000
Average Rent For 2 Bedroom:
$1,130
Owner Occupied Rate:
57.6%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
6.1%
New Construction Rate:
2.3%
Foreclosure Rate:
0.6%
DMV Information
Vehicle registration and licensing in Temple are managed by the Texas Department of Motor Vehicles, with the nearest main office located in Austin. Residents can access DMV services online or by phone, making car ownership and renewals straightforward. Texas does not require state vehicle inspections for all types, simplifying compliance for drivers.
State:
Texas
Department:
Texas Department of Motor Vehicles
Address:
4000 Jackson Ave, Austin, TX 78731
Phone:
1-888-368-4689
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.