Everything You Should Know Before Moving to Terra Ceia, FL
Considering a move to Terra Ceia, FL? This peaceful island community of about 1,500 offers beautiful Gulf Coast weather—expect 73% sunny days and mild winters. The median home price is $495,000, with average rents around $2,200, and the cost of living is just above the national average. Residents enjoy low crime rates, a short 26-minute commute to nearby cities, and easy access to quality healthcare and schools. Terra Ceia is ideal for those seeking a tranquil, scenic lifestyle with convenient amenities nearby.
Demographics - Terra Ceia, FL
Demographics - Terra Ceia, FL
Terra Ceia is a small, close-knit community with a population of around 1,500 and a median age of 54, reflecting a mature and stable resident base. The area is predominantly White, with a balanced gender ratio and a modest proportion of non-English speakers, making it welcoming and easy to settle in.
Population:
1,500
Density:
250 per sq mi
Median Age:
54.0
Gender Ratio:
97 males per 100 females
Non-English Speakers Percentage:
7.5%
Ethnic Composition
White:
88.0%
Black:
3.0%
Asian:
2.0%
Others:
7.0%
Cost Of Living
What is the average cost of living in Terra Ceia, FL?
The cost of living in Terra Ceia is slightly above the national average, with a median home value near $495,000 and typical rents at $2,200 per month. Residents benefit from Florida’s lack of state income tax and reasonable utility costs, making it an attractive option for those seeking an upscale yet manageable lifestyle.
Median House Value:
$495,000
Gross Rent:
$2,200
Monthly Electricity Charges:
$155
Auto Insurance:
$2,375
House Owner Cost With Mortgage:
$2,350
House Owner Cost Without Mortgage:
$730
State Taxes:
Low:
0% (no state income tax)
|
High:
0% (no state income tax)
Cost Of Living Index:
109.0
Grocery:
106.5
Housing:
122.0
Utilities:
104.5
Transportation:
101.0
Health Care:
98.3
Miscellaneous:
100.5
Crime
Is Terra Ceia, FL a safe place to live?
Terra Ceia is considered a safe place to live, featuring low violent crime rates—about 116 incidents per 100,000 residents—and a property crime rate that is well below many urban areas. Residents enjoy peace of mind with a low chance of becoming a victim of crime.
Violent Crimes Per 100k:
116
Property Crimes Per 100k:
1,420
Crime Index:
1,536
Chance Of Violent Crime:
1 in 862
Chance Of Property Crime:
1 in 70
Weather
What is the weather like in Terra Ceia, FL year-round?
The area enjoys a sunny, subtropical climate with about 73% sunny days each year and mild winters, where temperatures rarely dip below 52°F. Warm summers and ample rainfall contribute to lush surroundings, making outdoor activities enjoyable year-round.
Winter
Min:
52°F
Max:
73°F
Spring
Min:
63°F
Max:
84°F
Summer
Min:
74°F
Max:
92°F
Fall
Min:
65°F
Max:
85°F
Average Rainfall Inches:
54.0 inches
Sunny Days Percentage:
73%
Neighbors
Terra Ceia residents typically have a household income of around $64,500 and a low unemployment rate of 3.5%. The community is well-educated, with over 90% having at least a high school diploma, and commutes are manageable at just under 26 minutes on average.
Median Income:
$39,700
Household Income:
$64,500
Family Income:
$77,500
Per Capita Income:
$38,200
Income Male:
$42,300
Income Female:
$36,200
Poverty Rate:
9.5%
Non English Speakers:
7.5%
Rent:
$2,200
Unemployment Rate:
3.5%
Public Transport Usage:
0.3%
Commute Time:
25.8 minutes
Education
High School or Higher:
91.0%
Bachelors or More:
28.0%
Education
How are the schools in Terra Ceia, FL?
Terra Ceia families benefit from local public and private schools with favorable student-teacher ratios, and higher education is easily accessible at State College of Florida, Manatee-Sarasota, located just seven miles away. The area values education, offering quality learning opportunities for all ages.
Public Schools
Name:
Palm View K-8 School
Street:
6025 Bayshore Rd, Palmetto, FL 34221
Phone:
941-723-4812
Students:
960
Student Teacher Ratio:
15.0
Private Schools
Name:
Palmetto Christian School
Street:
508 17th St W, Palmetto, FL 34221
Phone:
941-729-6041
Students:
180
Colleges
Name:
State College of Florida, Manatee-Sarasota
City:
Bradenton
State:
FL
Distance:
7 miles
Students:
10,000
Healthcare
Residents of Terra Ceia have convenient access to quality healthcare, including major hospitals like Manatee Memorial Hospital and Lakewood Ranch Medical Center located nearby. The community maintains a strong health insurance coverage rate of 86%, with more than two physicians per 1,000 people, ensuring good medical support.
Major Hospitals
Name:
Manatee Memorial Hospital
Address:
206 2nd St E, Bradenton, FL 34208
Phone:
(941) 746-5111
Type:
General & Surgical
Emergency Services:
Yes
Name:
Lakewood Ranch Medical Center
Address:
8330 Lakewood Ranch Blvd, Bradenton, FL 34202
Phone:
(941) 782-2100
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.1
Health Insurance Coverage:
86.0%
Health Care Index:
76.8
Housing Market
What is the housing market like in Terra Ceia, FL?
With a median home price of $495,000 and most homes being owner-occupied, Terra Ceia’s housing market is stable and desirable. Rental options are available, and the area has seen healthy appreciation rates, making it attractive for both buyers and investors.
Median Home Price:
$495,000
Average Rent For 2 Bedroom:
$2,200
Owner Occupied Rate:
78.5%
Rental Vacancy Rate:
6.0%
Home Appreciation Rate (1yr):
5.7%
New Construction Rate:
1.2%
Foreclosure Rate:
0.7%
DMV Information
As part of Florida, Terra Ceia residents handle vehicle registrations and licensing through the Florida Department of Highway Safety and Motor Vehicles, with accessible online services and statewide offices for convenience.
State:
Florida
Department:
Florida Department of Highway Safety and Motor Vehicles
Address:
2900 Apalachee Parkway, Tallahassee, FL 32399
Phone:
850-617-2000
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.