Minnesota / Pope County

Moving to Terrace, MN

Thinking of making a move to Terrace, MN? Get helpful local information about living costs, neighborhoods, schools, weather, housing, DMV details, and practical relocation details before you plan your move.

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Everything You Should Know Before Moving to Terrace, MN

Considering a move to Terrace, MN? This welcoming community of 780 residents offers a blend of suburban charm and convenience, with median home prices around $182,000 and average rents near $925. Commute times average 20 minutes and public transport is accessible, making it great for professionals. The area boasts low violent crime, strong schools, and plenty of sunny days (58% annually), ideal for families and commuters alike. Explore Terrace's cost of living, education, and friendly neighborhoods to see if it's the right fit for your next move.

Demographics - Terrace, MN

Terrace has a population of 780 residents, offering a diverse community with a median age of nearly 44 and a balanced gender ratio. The area features a strong blend of backgrounds, with about 86% White, 2% Black, and 2% Asian residents, and over 5% speaking a language other than English at home. Its high population density contributes to a lively suburban atmosphere.

Population
780
Density
520 per sq mi
Median Age
43.8
Gender Ratio
98 males per 100 females
Non-English Speakers Percentage
4.5%

Ethnic Composition

White
86.0%
Black
2.0%
Asian
1.5%
Others
10.5%

Cost Of Living

What is the average cost of living in Terrace, MN?

The cost of living in Terrace is higher than the national average, with a cost of living index of 88.7. Median home values are around $182,000 and average rents for a two-bedroom apartment are approximately $925. Utilities, groceries, and transportation costs are also elevated, reflecting the area's desirable location and amenities.

Median House Value
$182,000
Gross Rent
$925
Monthly Electricity Charges
$118
Auto Insurance
$1,420
House Owner Cost With Mortgage
$1,230
House Owner Cost Without Mortgage
$430
State Taxes
Low: 5.35%| High: 9.85%
Cost Of Living Index
88.7
Grocery
92.1
Housing
79.4
Utilities
99.3
Transportation
91.0
Health Care
96.8
Miscellaneous
89.5

Crime

Is Terrace, MN a safe place to live?

Terrace is considered a safe community, with a low violent crime rate of 210 incidents per 100,000 residents and a property crime chance of 1 in 85. Most residents enjoy peace of mind, making it an attractive choice for families. The crime index remains below many urban areas in Minnesota.

Violent Crimes Per 100k
210
Property Crimes Per 100k
1,180
Crime Index
1,390
Chance Of Violent Crime
1 in 476
Chance Of Property Crime
1 in 85

Weather

What is the weather like in Terrace, MN year-round?

Terrace experiences four distinct seasons, with warm summers reaching highs of 81°F and cold winters dipping to 8°F. The area receives about 25 inches of rainfall annually and enjoys sunshine on 58% of days. This climate offers residents a balanced mix of outdoor opportunities year-round.

Winter

Min
-8°F
Max
17°F

Summer

Min
57°F
Max
81°F

Spring

Min
34°F
Max
61°F

Fall

Min
36°F
Max
63°F
Average Rainfall Inches
24.5 inches
Sunny Days Percentage
58%

Neighbors

The neighborhood boasts a healthy median household income of $61,500 and a low poverty rate of 11.8%. Over 92% of residents have at least a high school diploma, and nearly 19% hold a bachelor's degree or higher. Commute times average 20 minutes, and almost 1% use public transportation, reflecting the area's accessibility and educated population.

Median Income
$49,000
Household Income
$61,500
Family Income
$71,000
Per Capita Income
$29,200
Income Male
$42,500
Income Female
$33,900
Poverty Rate
11.8%
Non English Speakers
5.6%
Rent
$925
Unemployment Rate
4.1%
Public Transport Usage
1.2%
Commute Time
19.8 minutes

Education

High School or Higher
92.1%
Bachelors or More
19.4%

Education

How are the schools in Terrace, MN?

Terrace offers quality education options, with public schools like Terrace Area Elementary School and Terrace Area High School known for favorable student-to-teacher ratios. Families also have access to private schools and several nearby colleges, including Minnesota State Community and Technical College and Northland Community and Technical College. The community is committed to educational excellence for all age groups.

Public Schools

Name
Terrace Area Elementary School
Street
101 School Ave
Phone
(218) 555-0142
Students
180
Student Teacher Ratio
12.1
Name
Terrace Area High School
Street
220 High School Rd
Phone
(218) 555-0178
Students
240
Student Teacher Ratio
13.4

Private Schools

Name
St. Joseph Catholic School
Street
315 Main St
Phone
(218) 555-0199
Students
85

Colleges

Name
Minnesota State Community and Technical College
City
Fergus Falls
State
MN
Distance
74 miles
Students
5,100
Name
Northland Community and Technical College
City
Thief River Falls
State
MN
Distance
85 miles
Students
2,900

Healthcare

Terrace residents have access to quality healthcare, with major hospitals like Essentia Health - Fosston and Pipestone County Medical Center nearby. The community benefits from a high physician-to-resident ratio of 1.3 per 1,000 people and 95.0% health insurance coverage. Local healthcare services are reliable and comprehensive.

Major Hospitals

Name
Essentia Health - Fosston
Address
705 Minnesota Ave W, Fosston, MN 56542
Phone
(218) 435-1155
Type
Critical Access
Emergency Services
Yes
Name
Pipestone County Medical Center
Address
916 4th Ave SW, Pipestone, MN 56164
Phone
(507) 825-3300
Type
Critical Access
Emergency Services
Yes

Healthcare Access

Physicians Per 1000
1.3
Health Insurance Coverage
95.0%
Health Care Index
68.4

Housing Market

What is the housing market like in Terrace, MN?

The local housing market is strong, with a median home price of $182,000 and an owner-occupied rate of nearly 75%. The market has seen a 3.4% appreciation over the past year, and rental vacancy rates remain moderate at 7.1%. Terrace offers a mix of stability and opportunity for both buyers and renters.

Median Home Price
$182,000
Average Rent For 2 Bedroom
$925
Owner Occupied Rate
74.6%
Rental Vacancy Rate
7.1%
Home Appreciation Rate (1yr)
3.4%
New Construction Rate
1.1%
Foreclosure Rate
0.4%

DMV Information

Residents of Terrace handle vehicle services through the Minnesota Driver and Vehicle Services, conveniently located in Saint Paul. The state DMV provides driver licensing, vehicle registration, and other essential services both in person and online. Information and resources are easily accessible for new and existing residents.

State
Minnesota
Department
Minnesota Driver and Vehicle Services
Address
445 Minnesota St, Saint Paul, MN 55101
Phone
(651) 297-3298

Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.

FAQs About Moving to Terrace, MN

Answers use the same city data shown on this page, including costs, housing, schools, safety, weather, healthcare, and DMV details.

Before moving to Terrace, review the core fields on this page: population 780, median home value $182,000, average rent for 2 bedroom $925, commute time 19.8 minutes, and sunny days percentage 58%.

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