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Terral, OK
Considering a move to Terral, OK? This small, close-knit town of just 254 residents offers a very affordable cost of living, with median home prices around $60,000 and average rents of $620. Crime rates are low, and residents enjoy a relaxed pace of life with typical commutes of 22 minutes. The area experiences warm, sunny weather, and while educational and healthcare amenities are modest, you'll find family-friendly schools and essential services nearby. Terral could be a great fit for those seeking rural charm and affordability.
Terral, OK is a small community of 254 residents with a balanced gender ratio and a median age of 42.1 years, reflecting a mature population. The town is predominantly White, with notable Native American (10.2%) and Hispanic (13.8%) communities, contributing to its local culture. Around 8.5% of residents speak a language other than English at home, offering a modest degree of diversity.
Terral boasts a very affordable cost of living, with a median home value of $60,000 and average rent around $620 per month. The overall cost of living index is 79.2, well below the national average, making it an attractive option for budget-conscious families. Utilities and everyday expenses are also reasonable, helping residents keep monthly costs low.
Terral experiences low crime rates, with only 210 violent crimes and 1,450 property crimes per 100,000 people, resulting in a 1 in 476 chance of being a victim of violent crime. These figures suggest a safe, peaceful environment for families and individuals. Residents can enjoy a sense of security that is often found in small, rural communities.
Residents of Terral enjoy a climate with mild winters, hot summers, and pleasant spring and fall seasons. The area receives about 32.6 inches of rainfall annually and enjoys sunshine 64% of the year, making it ideal for outdoor activities. These weather patterns contribute to a comfortable, rural lifestyle.
Households in Terral have a median income of $27,500, with a family income of $45,000 and a poverty rate of 18.6%. Most residents commute about 22 minutes to work and public transportation is not widely used. The community is friendly and close-knit, with an 80.2% high school graduation rate and affordable rent options.
Terral Public School offers a small, community-focused learning environment with just 58 students and a low student-teacher ratio of 9.6, supporting personalized education. While private school options are not available locally, higher education is accessible at Cameron University in Lawton, about 52 miles away. Families can expect dedicated attention and basic academic opportunities within the town.
Terral residents have access to essential healthcare, with two major hospitals located nearby in Waurika and Duncan offering emergency and general services. There are 1.6 physicians per 1,000 people and health insurance coverage stands at 86.5%, supporting basic medical needs. The healthcare index of 68.0 reflects adequate, if modest, access to services for a rural area.
The housing market in Terral is highly affordable, with a median home price of $60,000 and average two-bedroom rents at $620. Most homes are owner-occupied (74%), and the area has a low foreclosure rate, making it attractive for buyers seeking stability. Modest home appreciation and a steady rental market add to the town's appeal for families and retirees alike.
Terral residents are served by the Oklahoma Department of Public Safety in Oklahoma City for licensing and vehicle services. The office provides comprehensive DMV resources, including licensing, registration, and title services. More information and online services are available through the official state website.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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