Everything You Should Know Before Moving to Terral, OK
Considering a move to Terral, OK? This small, close-knit town of just 254 residents offers a very affordable cost of living, with median home prices around $60,000 and average rents of $620. Crime rates are low, and residents enjoy a relaxed pace of life with typical commutes of 22 minutes. The area experiences warm, sunny weather, and while educational and healthcare amenities are modest, you'll find family-friendly schools and essential services nearby. Terral could be a great fit for those seeking rural charm and affordability.
Demographics - Terral, OK
Demographics - Terral, OK
Terral, OK is a small community of 254 residents with a balanced gender ratio and a median age of 42.1 years, reflecting a mature population. The town is predominantly White, with notable Native American (10.2%) and Hispanic (13.8%) communities, contributing to its local culture. Around 8.5% of residents speak a language other than English at home, offering a modest degree of diversity.
Population:
254
Density:
510 per sq mi
Median Age:
42.1
Gender Ratio:
100 males per 100 females
Non-English Speakers Percentage:
8.5%
Ethnic Composition
White:
76.0%
Black:
0.0%
Others:
0.0%
Cost Of Living
What is the average cost of living in Terral, OK?
Terral boasts a very affordable cost of living, with a median home value of $60,000 and average rent around $620 per month. The overall cost of living index is 79.2, well below the national average, making it an attractive option for budget-conscious families. Utilities and everyday expenses are also reasonable, helping residents keep monthly costs low.
Median House Value:
$60,000
Gross Rent:
$620
Monthly Electricity Charges:
$120
Auto Insurance:
$1,320
House Owner Cost With Mortgage:
$800
House Owner Cost Without Mortgage:
$330
State Taxes:
Low:
0.5%
|
High:
5.0%
Cost Of Living Index:
79.2
Grocery:
93.5
Housing:
44.5
Utilities:
92.3
Transportation:
86.1
Health Care:
89.8
Miscellaneous:
90.0
Crime
Is Terral, OK a safe place to live?
Terral experiences low crime rates, with only 210 violent crimes and 1,450 property crimes per 100,000 people, resulting in a 1 in 476 chance of being a victim of violent crime. These figures suggest a safe, peaceful environment for families and individuals. Residents can enjoy a sense of security that is often found in small, rural communities.
Violent Crimes Per 100k:
210
Property Crimes Per 100k:
1,450
Crime Index:
1,660
Chance Of Violent Crime:
1 in 476
Chance Of Property Crime:
1 in 69
Weather
What is the weather like in Terral, OK year-round?
Residents of Terral enjoy a climate with mild winters, hot summers, and pleasant spring and fall seasons. The area receives about 32.6 inches of rainfall annually and enjoys sunshine 64% of the year, making it ideal for outdoor activities. These weather patterns contribute to a comfortable, rural lifestyle.
Winter
Min:
29°F
Max:
52°F
Spring
Min:
49°F
Max:
75°F
Summer
Min:
71°F
Max:
96°F
Fall
Min:
52°F
Max:
78°F
Average Rainfall Inches:
32.6 inches
Sunny Days Percentage:
64%
Neighbors
Households in Terral have a median income of $27,500, with a family income of $45,000 and a poverty rate of 18.6%. Most residents commute about 22 minutes to work and public transportation is not widely used. The community is friendly and close-knit, with an 80.2% high school graduation rate and affordable rent options.
Median Income:
$27,500
Household Income:
$38,500
Family Income:
$45,000
Per Capita Income:
$18,200
Income Male:
$30,000
Income Female:
$21,000
Poverty Rate:
18.6%
Non English Speakers:
8.5%
Rent:
$620
Unemployment Rate:
5.0%
Public Transport Usage:
0.0%
Commute Time:
22.4 minutes
Education
High School or Higher:
80.2%
Bachelors or More:
8.5%
Education
How are the schools in Terral, OK?
Terral Public School offers a small, community-focused learning environment with just 58 students and a low student-teacher ratio of 9.6, supporting personalized education. While private school options are not available locally, higher education is accessible at Cameron University in Lawton, about 52 miles away. Families can expect dedicated attention and basic academic opportunities within the town.
Public Schools
Name:
Terral Public School
Street:
107 E. Main St
Phone:
580-437-2244
Students:
58
Student Teacher Ratio:
9.6
Colleges
Name:
Cameron University
City:
Lawton
State:
OK
Distance:
52 miles
Students:
4,800
Healthcare
Terral residents have access to essential healthcare, with two major hospitals located nearby in Waurika and Duncan offering emergency and general services. There are 1.6 physicians per 1,000 people and health insurance coverage stands at 86.5%, supporting basic medical needs. The healthcare index of 68.0 reflects adequate, if modest, access to services for a rural area.
Major Hospitals
Name:
Jefferson County Hospital
Address:
200 W Gladstone Ave, Waurika, OK 73573
Phone:
(580) 228-2344
Type:
General & Surgical
Emergency Services:
Yes
Name:
Duncan Regional Hospital
Address:
1407 N Whisenant Dr, Duncan, OK 73533
Phone:
(580) 252-5300
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.6
Health Insurance Coverage:
86.5%
Health Care Index:
68.0
Housing Market
What is the housing market like in Terral, OK?
The housing market in Terral is highly affordable, with a median home price of $60,000 and average two-bedroom rents at $620. Most homes are owner-occupied (74%), and the area has a low foreclosure rate, making it attractive for buyers seeking stability. Modest home appreciation and a steady rental market add to the town's appeal for families and retirees alike.
Median Home Price:
$60,000
Average Rent For 2 Bedroom:
$620
Owner Occupied Rate:
74.0%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
3.1%
New Construction Rate:
0.5%
Foreclosure Rate:
0.9%
DMV Information
Terral residents are served by the Oklahoma Department of Public Safety in Oklahoma City for licensing and vehicle services. The office provides comprehensive DMV resources, including licensing, registration, and title services. More information and online services are available through the official state website.
State:
Oklahoma
Department:
Oklahoma Department of Public Safety
Address:
3600 N Martin Luther King Ave, Oklahoma City, OK 73111
Phone:
1-405-425-2300
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.