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Terril, IA
Considering a move to Terril, IA? This small community of 334 residents offers affordable living, with median home prices around $95,000 and rents near $700. Enjoy a safe, quiet lifestyle with low crime rates, an average commute of just 20 minutes, and a strong sense of neighborliness. Families benefit from a local elementary school, and access to health care is nearby in Spencer. With its friendly atmosphere and low cost of living, Terril is a welcoming choice for those seeking a peaceful Iowa lifestyle.
Terril is a small, close-knit town of 334 residents with a median age of 37.9, a slightly higher proportion of males, and a population that is predominantly White. The community is fairly homogeneous, with over 96% of residents identifying as White and a very small percentage of non-English speakers. Its moderate population density creates a comfortable, neighborly atmosphere.
Terril offers a very affordable cost of living, with median home values at $95,000 and average rents around $700. Residents benefit from lower-than-average housing costs and utilities, making it an attractive option for those seeking value. The overall cost of living index is well below the national average, allowing for a comfortable lifestyle without breaking the bank.
Terril is generally a safe community, with a violent crime rate of 195 per 100,000 and property crime at 1,260 per 100,000, both below state and national averages. The chance of experiencing a violent crime is low, at about 1 in 512 residents. This makes Terril a reassuring choice for families and individuals seeking a secure environment.
Terril experiences the full range of Iowa seasons, with cold winters dipping to 7°F and warm summers reaching up to 83°F. The town enjoys about 56% sunny days and receives approximately 29.5 inches of rainfall annually. Residents appreciate the distinct seasonal changes and moderate precipitation.
With a median household income of $55,000 and a low poverty rate of 8.1%, Terril residents enjoy a stable economic environment. The community boasts a high rate of high school completion at 92.1% and an average commute time of just over 20 minutes. Most people rely on personal vehicles, contributing to the town’s peaceful, rural feel.
Local families benefit from Graettinger-Terril Elementary, offering small class sizes and personal attention with a student-teacher ratio of 12:1. While there are no private schools in town, higher education options like Iowa Lakes Community College are available within a 20-mile drive. Terril supports quality education for all ages in a supportive, small-town setting.
Terril residents have access to nearby healthcare, including general and emergency services at Spencer Hospital just a short drive away. The area supports a solid ratio of 1.8 physicians per 1,000 people and a high level of health insurance coverage at 93.7%. Healthcare is accessible and reliable for families and individuals alike.
Terril’s housing market is characterized by affordable prices, with the median home price at $95,000 and average rent for a two-bedroom home at $700. A high owner-occupancy rate of 80.9% reflects the community's stability, while low foreclosure and vacancy rates indicate a healthy market. Home values have seen modest appreciation, making it a practical place to buy.
Residents of Terril are served by the Iowa Department of Transportation, with the nearest office in Ankeny. The DMV provides essential licensing and vehicle services, and information is easily accessible through their official website or by phone. Services are organized at the state level for convenience and efficiency.
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.
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