Everything You Should Know Before Moving to Terril, IA
Considering a move to Terril, IA? This small community of 334 residents offers affordable living, with median home prices around $95,000 and rents near $700. Enjoy a safe, quiet lifestyle with low crime rates, an average commute of just 20 minutes, and a strong sense of neighborliness. Families benefit from a local elementary school, and access to health care is nearby in Spencer. With its friendly atmosphere and low cost of living, Terril is a welcoming choice for those seeking a peaceful Iowa lifestyle.
Demographics - Terril, IA
Demographics - Terril, IA
Terril is a small, close-knit town of 334 residents with a median age of 37.9, a slightly higher proportion of males, and a population that is predominantly White. The community is fairly homogeneous, with over 96% of residents identifying as White and a very small percentage of non-English speakers. Its moderate population density creates a comfortable, neighborly atmosphere.
Population:
334
Density:
208 per sq mi
Median Age:
37.9
Gender Ratio:
105 males per 100 females
Non-English Speakers Percentage:
2.3%
Ethnic Composition
White:
96.4%
Black:
0.6%
Asian:
0.0%
Others:
3.0%
Cost Of Living
What is the average cost of living in Terril, IA?
Terril offers a very affordable cost of living, with median home values at $95,000 and average rents around $700. Residents benefit from lower-than-average housing costs and utilities, making it an attractive option for those seeking value. The overall cost of living index is well below the national average, allowing for a comfortable lifestyle without breaking the bank.
Median House Value:
$95,000
Gross Rent:
$700
Monthly Electricity Charges:
$120
Auto Insurance:
$950
House Owner Cost With Mortgage:
$900
House Owner Cost Without Mortgage:
$350
State Taxes:
Low:
0.33%
|
High:
8.53%
Cost Of Living Index:
83.2
Grocery:
93.1
Housing:
60.4
Utilities:
92.3
Transportation:
87.7
Health Care:
98.2
Miscellaneous:
94.0
Crime
Is Terril, IA a safe place to live?
Terril is generally a safe community, with a violent crime rate of 195 per 100,000 and property crime at 1,260 per 100,000, both below state and national averages. The chance of experiencing a violent crime is low, at about 1 in 512 residents. This makes Terril a reassuring choice for families and individuals seeking a secure environment.
Violent Crimes Per 100k:
195
Property Crimes Per 100k:
1,260
Crime Index:
1,455
Chance Of Violent Crime:
1 in 512
Chance Of Property Crime:
1 in 79
Weather
What is the weather like in Terril, IA year-round?
Terril experiences the full range of Iowa seasons, with cold winters dipping to 7°F and warm summers reaching up to 83°F. The town enjoys about 56% sunny days and receives approximately 29.5 inches of rainfall annually. Residents appreciate the distinct seasonal changes and moderate precipitation.
Winter
Min:
7°F
Max:
28°F
Spring
Min:
34°F
Max:
62°F
Summer
Min:
59°F
Max:
83°F
Fall
Min:
37°F
Max:
62°F
Average Rainfall Inches:
29.5 inches
Sunny Days Percentage:
56%
Neighbors
With a median household income of $55,000 and a low poverty rate of 8.1%, Terril residents enjoy a stable economic environment. The community boasts a high rate of high school completion at 92.1% and an average commute time of just over 20 minutes. Most people rely on personal vehicles, contributing to the town’s peaceful, rural feel.
Median Income:
$37,000
Household Income:
$55,000
Family Income:
$61,000
Per Capita Income:
$26,000
Income Male:
$38,000
Income Female:
$29,000
Poverty Rate:
8.1%
Non English Speakers:
2.3%
Rent:
$700
Unemployment Rate:
3.1%
Public Transport Usage:
0.0%
Commute Time:
20.4 minutes
Education
High School or Higher:
92.1%
Bachelors or More:
16.2%
Education
How are the schools in Terril, IA?
Local families benefit from Graettinger-Terril Elementary, offering small class sizes and personal attention with a student-teacher ratio of 12:1. While there are no private schools in town, higher education options like Iowa Lakes Community College are available within a 20-mile drive. Terril supports quality education for all ages in a supportive, small-town setting.
Public Schools
Name:
Graettinger-Terril Elementary
Street:
300 E. Jackson St.
Phone:
712-853-6111
Students:
120
Student Teacher Ratio:
12.0
Colleges
Name:
Iowa Lakes Community College
City:
Estherville
State:
IA
Distance:
19 miles
Students:
2,000
Healthcare
Terril residents have access to nearby healthcare, including general and emergency services at Spencer Hospital just a short drive away. The area supports a solid ratio of 1.8 physicians per 1,000 people and a high level of health insurance coverage at 93.7%. Healthcare is accessible and reliable for families and individuals alike.
Major Hospitals
Name:
Spencer Hospital
Address:
1200 1st Ave E, Spencer, IA 51301
Phone:
(712) 264-6198
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
93.7%
Health Care Index:
70.2
Housing Market
What is the housing market like in Terril, IA?
Terril’s housing market is characterized by affordable prices, with the median home price at $95,000 and average rent for a two-bedroom home at $700. A high owner-occupancy rate of 80.9% reflects the community's stability, while low foreclosure and vacancy rates indicate a healthy market. Home values have seen modest appreciation, making it a practical place to buy.
Median Home Price:
$95,000
Average Rent For 2 Bedroom:
$700
Owner Occupied Rate:
80.9%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
4.1%
New Construction Rate:
0.8%
Foreclosure Rate:
0.3%
DMV Information
Residents of Terril are served by the Iowa Department of Transportation, with the nearest office in Ankeny. The DMV provides essential licensing and vehicle services, and information is easily accessible through their official website or by phone. Services are organized at the state level for convenience and efficiency.
State:
Iowa
Department:
Iowa Department of Transportation
Address:
6310 SE Convenience Blvd, Ankeny, IA 50021
Phone:
515-244-8725
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.