Everything You Should Know Before Moving to Theresa, NY
Considering a move to Theresa, NY? This friendly village of about 2,700 offers affordable living, with median home prices around $165,000 and average rents near $850. Crime rates are low, and the average commute is under 30 minutes. Residents enjoy a quiet, rural lifestyle with access to good public schools and the scenic beauty of upstate New York. With four seasons, a strong sense of community, and easy access to healthcare in nearby Watertown, Theresa is ideal for those seeking small-town charm.
Demographics - Theresa, NY
Demographics - Theresa, NY
Theresa, NY is a small rural community of about 2,700 residents, with a median age of 42 and a predominantly White population. The town has a balanced gender ratio and a low percentage of non-English speakers, contributing to a close-knit atmosphere ideal for families and retirees.
Population:
2,700
Density:
50 per sq mi
Median Age:
42.0
Gender Ratio:
102 males per 100 females
Non-English Speakers Percentage:
3.5%

Ethnic Composition
White:
94.2%
Black:
1.3%
Asian:
0.5%
Others:
4.0%
Cost Of Living
What is the average cost of living in Theresa, NY?
The cost of living in Theresa is notably affordable, with a median home value of $165,000 and average rent around $850 per month. Utilities and other essentials are reasonably priced, and the overall cost of living index is below the national average, making it an attractive option for budget-conscious movers.
Median House Value:
$165,000
Gross Rent:
$850
Monthly Electricity Charges:
$115
Auto Insurance:
$1,350
House Owner Cost With Mortgage:
$1,050
House Owner Cost Without Mortgage:
$400
State Taxes:
Low:
4.0%
|
High:
8.82%
Cost Of Living Index:
88.0
Grocery:
94.1
Housing:
71.4
Utilities:
101.6
Transportation:
97.2
Health Care:
104.8
Miscellaneous:
93.5
Crime
Is Theresa, NY a safe place to live?
Theresa experiences low crime rates, with only 135 violent crimes and 1,120 property crimes per 100,000 residents annually. The chance of being a victim of violent crime is 1 in 740, offering residents a sense of safety and peace of mind.
Violent Crimes Per 100k:
135
Property Crimes Per 100k:
1,120
Crime Index:
1,255
Chance Of Violent Crime:
1 in 740
Chance Of Property Crime:
1 in 89
Weather
What is the weather like in Theresa, NY year-round?
Residents of Theresa enjoy all four seasons, with cold winters averaging lows of 11°F and warm summers reaching highs near 78°F. The area receives about 38.5 inches of rainfall annually and sees sunshine roughly 48% of the year, making for a varied and scenic climate.

Winter
Min:
11°F
Max:
29°F

Spring
Min:
32°F
Max:
60°F

Summer
Min:
56°F
Max:
78°F

Fall
Min:
36°F
Max:
61°F
Average Rainfall Inches:
38.5 inches
Sunny Days Percentage:
48%
Neighbors
Theresa’s households have a median income of $61,700, with most adults holding at least a high school diploma. The area maintains a modest poverty rate and an average commute time of 27.5 minutes, reflecting a small-town pace with easy access to work and community life.
Median Income:
$36,500
Household Income:
$61,700
Family Income:
$68,400
Per Capita Income:
$26,800
Income Male:
$37,000
Income Female:
$30,500
Poverty Rate:
14.5%
Non English Speakers:
3.5%
Rent:
$850
Unemployment Rate:
5.9%
Public Transport Usage:
0.8%
Commute Time:
27.5 minutes

Education
High School or Higher:
90.0%
Bachelors or More:
17.5%
Education
How are the schools in Theresa, NY?
Theresa offers quality public education with favorable student-teacher ratios, and nearby Jefferson Community College provides higher education opportunities just 17 miles away. The town is well-suited for families seeking supportive schools and access to further learning.

Public Schools
Name:
Indian River High School
Street:
32925 US Route 11, Philadelphia, NY 13673
Phone:
315-642-3427
Students:
950
Student Teacher Ratio:
13:1
Name:
Theresa Primary School
Street:
125 Bridge St, Theresa, NY 13691
Phone:
315-628-4441
Students:
260
Student Teacher Ratio:
12:1

Colleges
Name:
Jefferson Community College
City:
Watertown
State:
NY
Distance:
17 miles
Students:
3,800
Healthcare
Healthcare in Theresa is supported by nearby facilities like Samaritan Medical Center in Watertown, and 91.6% of residents have health insurance coverage. With a good physician-to-resident ratio, locals benefit from accessible and reliable medical care.

Major Hospitals
Name:
Samaritan Medical Center
Address:
830 Washington St, Watertown, NY 13601
Phone:
(315) 785-4000
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
1.8
Health Insurance Coverage:
91.6%
Health Care Index:
66.4
Housing Market
What is the housing market like in Theresa, NY?
Homeownership is high in Theresa, with 74.3% of residents owning their homes and median home prices at $165,000. The market is stable, featuring a low foreclosure rate and moderate annual home appreciation, making it an appealing place for long-term investment.
Median Home Price:
$165,000
Average Rent For 2 Bedroom:
$850
Owner Occupied Rate:
74.3%
Rental Vacancy Rate:
8.1%
Home Appreciation Rate (1yr):
3.2%
New Construction Rate:
0.7%
Foreclosure Rate:
0.8%
DMV Information
Residents of Theresa are served by the New York State Department of Motor Vehicles, with the nearest office located in Utica. Services such as licensing and vehicle registration are easily accessible both online and in person.
State:
New York
Department:
New York State Department of Motor Vehicles
Address:
207 Genesee St, Utica, NY 13501
Phone:
1-800-698-2931
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.