Everything You Should Know Before Moving to Three Oaks, MI
Thinking about making Three Oaks, MI your new home? With a friendly population of 1,470, affordable median home prices around $183,000, and average rents near $870, this small town offers a budget-friendly lifestyle. Commute times are short at just under 24 minutes, and crime rates are low, making it a peaceful place for families. Enjoy the charm of local schools, four-season weather, and a welcoming community while keeping your cost of living well below the national average!
Demographics - Three Oaks, MI
Demographics - Three Oaks, MI
Three Oaks is a small, close-knit town with a population of about 1,470 and a median age of 40, offering a balanced mix of families and individuals. The community is predominantly White, with modest diversity and a low percentage of non-English speakers, making it a welcoming environment for newcomers.
Population:
1,470
Density:
1,170 per sq mi
Median Age:
40.2
Gender Ratio:
96 males per 100 females
Non-English Speakers Percentage:
4.5%

Ethnic Composition
White:
91.4%
Black:
2.2%
Asian:
0.7%
Others:
5.7%
Cost Of Living
What is the average cost of living in Three Oaks, MI?
Living in Three Oaks is budget-friendly, with a median home price of $183,000 and an average rent of $870, both well below national averages. Everyday expenses, including groceries, utilities, and transportation, are affordable, with a cost of living index of 89.6, making it an attractive choice for cost-conscious residents.
Median House Value:
$183,000
Gross Rent:
$870
Monthly Electricity Charges:
$115
Auto Insurance:
$1,450
House Owner Cost With Mortgage:
$1,105
House Owner Cost Without Mortgage:
$430
State Taxes:
Low:
4.25%
|
High:
4.25%
Cost Of Living Index:
89.6
Grocery:
94.3
Housing:
71.4
Utilities:
99.2
Transportation:
87.7
Health Care:
92.5
Miscellaneous:
90.1
Crime
Is Three Oaks, MI a safe place to live?
Three Oaks boasts a low crime rate, with violent crime significantly below national averages and a 1 in 555 chance of being affected. Property crime is also low, contributing to the safe and peaceful atmosphere that appeals to families and retirees alike.
Violent Crimes Per 100k:
180
Property Crimes Per 100k:
1,410
Crime Index:
1,590
Chance Of Violent Crime:
1 in 555
Chance Of Property Crime:
1 in 71
Weather
What is the weather like in Three Oaks, MI year-round?
Residents of Three Oaks experience all four seasons, enjoying warm summers with highs in the low 80s and cold winters averaging lows around 18°F. The area receives nearly 40 inches of rain annually and enjoys sunshine about 52% of the year, making it ideal for those who appreciate varied Midwest weather.

Winter
Min:
18°F
Max:
34°F

Spring
Min:
38°F
Max:
65°F

Summer
Min:
60°F
Max:
82°F

Fall
Min:
42°F
Max:
70°F
Average Rainfall Inches:
39.8 inches
Sunny Days Percentage:
52%
Neighbors
The local community enjoys a median household income of $51,800, with most residents commuting about 24 minutes to work. The area has a relatively low unemployment rate, and with over 90% of adults holding at least a high school diploma, Three Oaks offers a stable and educated environment.
Median Income:
$32,400
Household Income:
$51,800
Family Income:
$64,200
Per Capita Income:
$27,300
Income Male:
$36,200
Income Female:
$27,400
Poverty Rate:
13.8%
Non English Speakers:
4.5%
Rent:
$870
Unemployment Rate:
4.7%
Public Transport Usage:
0.2%
Commute Time:
23.7 minutes

Education
High School or Higher:
90.2%
Bachelors or More:
20.1%
Education
How are the schools in Three Oaks, MI?
Three Oaks is served by local public schools with favorable student-teacher ratios, ensuring personalized attention for students. Families also benefit from proximity to Lake Michigan College, providing options for higher education within a short commute.

Public Schools
Name:
Three Oaks Elementary School
Street:
100 Oak St
Phone:
269-756-9050
Students:
240
Student Teacher Ratio:
16.5
Name:
River Valley High School
Street:
15480 Three Oaks Rd
Phone:
269-756-9541
Students:
320
Student Teacher Ratio:
15.8

Colleges
Name:
Lake Michigan College
City:
Benton Harbor
State:
MI
Distance:
25 miles
Students:
3,700
Healthcare
Three Oaks residents have access to quality healthcare, with two major hospitals nearby and a high health insurance coverage rate of 91%. The availability of physicians and healthcare services ensures that essential medical needs are well met in the area.

Major Hospitals
Name:
Spectrum Health Lakeland Hospital Niles
Address:
31 N St Joseph Ave, Niles, MI 49120
Phone:
(269) 683-5510
Type:
General & Surgical
Emergency Services:
Yes
Name:
Franciscan Health Michigan City
Address:
3500 Franciscan Way, Michigan City, IN 46360
Phone:
(219) 879-8511
Type:
General & Surgical
Emergency Services:
Yes
Physicians Per 1000:
2.0
Health Insurance Coverage:
91.0%
Health Care Index:
78.1
Housing Market
What is the housing market like in Three Oaks, MI?
The housing market in Three Oaks is affordable and stable, with a median home price of $183,000 and owner-occupancy rates near 72%. Home values are appreciating steadily, and rental options remain accessible with moderate vacancy rates and average rents around $870.
Median Home Price:
$183,000
Average Rent For 2 Bedroom:
$870
Owner Occupied Rate:
71.9%
Rental Vacancy Rate:
7.2%
Home Appreciation Rate (1yr):
6.3%
New Construction Rate:
0.8%
Foreclosure Rate:
0.6%
DMV Information
Residents handle vehicle and licensing needs through the Michigan Secretary of State office located in Buchanan, just a short drive from Three Oaks. Online services and a local branch make DMV tasks convenient and accessible for new arrivals.
State:
Michigan
Department:
Michigan Secretary of State
Address:
322 E. Front Street, Buchanan, MI 49107
Phone:
1-888-767-6424
Website:
Disclaimer: The information provided on this page is based on publicly available sources including AccuWeather, U.S. Census Bureau, local government data, and third-party partners such as Neustar. While we strive to ensure accuracy, all data is provided “as is” and should be independently verified before making any decisions. Movers.com makes no guarantees regarding the completeness or reliability of the information.